The 7 Best Credit Cards For Concierge Services [2023]

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When it comes to luxury travel and lifestyle, having a credit card with concierge services can make all the difference.

These services give cardholders access to a dedicated team of experts who can assist with everything from booking travel and restaurant reservations to securing tickets for sold-out events.

In this article, we will look at some of the best credit cards on the market that offer concierge services, highlighting their features and benefits.

Whether you’re a frequent traveler or simply looking to enhance your daily lifestyle, these credit cards are sure to provide a level of convenience and luxury that you won’t find with a traditional card.

1. The Platinum Card® from American Express

Airport Lounge Access
The Platinum Card® from American Express
  • Earn 80,000 Membership Rewards Points After $6,000 in Eligible Purchases in the First 6 Months
  • 5x Points on Flights Booked Directly With Airlines (up to $500,000 in purchases each calendar year)
  • Airport Lounge Access (Centurion, Delta SkyClub, Priority Pass, Escape, and Plaza Premium)
  • No Foreign Transaction Fees
  • $695 Annual Fee (Rates & Fees)
Learn More Our Review
American Express is a Deals Points Advertiser; Terms Apply. Enrollment is required for some benefits.

The Platinum Card® from American Express is a great premium travel rewards card for travelers who want airport lounge access, including Centurion Lounges, Delta Sky Clubs (when flying Delta), Escape Lounges, Priority Pass lounges.

The American Express Platinum has a $695 annual fee, but you receive many annual statement credits when you enroll your card to offset the fee, including:

  • $200 Airline Fee Credit (after you select a qualifying airline and incidental fees are charged by the airline to your Platinum Card®)
  • $200 Hotel Credit (on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, which requires a minimum two-night stay)
  • $240 Digital Entertainment Credit (up to $20 each month: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times)
  • $200 Uber Cash Credit ($15 per month with $35 in December when you add your Platinum Card to Uber or UberEats account)
  • $155 Walmart+ Credit (covers the cost of a $12.95 monthly membership) 
  • CLEAR Credit (up to $189 towards an annual Clear membership for expedited airport security)

You also earn 5x Membership Rewards points when booking flights directly with airlines or with American Express Travel (up to $500,000 in purchases per calendar year) and 5x Membership Rewards points when booking prepaid hotels with American Express Travel. 

On top of that, you automatically earn Marriott Bonvoy Gold Elite and Hilton Honors Gold statuses, which offer points bonuses, room upgrades, late check-out, and other premier benefits. 

2. The Business Platinum Card® from American Express

Top Airport Lounge Access
The Business Platinum Card® from American Express
  • Earn 120,000 Membership Rewards Points After $15,000 in Eligible Purchases in the First 3 Months
  • 5X Points on Flights and Prepaid Hotels Booked Via AmexTravel.com
  • Airport Lounge Access at Centurion Lounges, Delta SkyClubs when Flying Delta, Escape, Plaza Premium, and Priority Pass
  • $695 Annual Fee & No Foreign Transaction Fees (Rates & Fees)
Learn More Our Review
American Express is a Deals Points Advertiser; Terms Apply; Enrollment is Required for Some Benefits

The Business Platinum Card® from American Express is an outstanding choice for business owners who want airport lounge access including the American Express Global Lounge Collection, Centurion Lounges, Delta Sky Clubs, Escape Lounges, Priority Pass lounges, and more. 

The Business Platinum card also offers several statement credits to offset the $695 annual fee:

  • $200 Airline Fee: Annual airline fee credit of up to $200 on charges by the airline you select per calendar year.
  • $400 Dell: Annual statement credit on all U.S. Dell purchases, up to $200 semiannually. 
  • $120 Wireless Phone Services: Annual statement credits for purchases made directly with any U.S. wireless telephone provider, up to $10 per month.
  • CLEAR: Up to $189 toward an annual Clear membership for expedited airport security.
  • Global Entry or TSA PreCheck: Statement credits for Global Entry ($100) or TSA PreCheck ($85) every four years (4.5 years for PreCheck).

You can also earn 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1.5x points on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year

The American Express Business Platinum comes with automatic Hilton Honors Gold and Marriott Bonvoy Gold so that you can enjoy perks like room upgrades, late check-out, and a points bonus.

Additionally, the points you earn can be transferred to several Amex transfer partners such as Air Canada Aeroplan, Delta SkyMiles, and Marriott Bonvoy. This potentially increases the value of your points depending on how you redeem them.

3. Chase Sapphire Reserve®

Chase Sapphire Reserve®
  • Earn 60,000 Ultimate Rewards Points for Spending $4,000 in the First 3 Months
  • $300 Annual Travel Credit
  • 10x Points on Hotels and Rental Cars and 5x Points on Flights Booked Through Chase Ultimate Rewards
  • 3x Points on Dining, Takeout, & Eligible Food Delivery
  • 50% More Redemption Value
  • Priority Pass Airport Lounge Access
  • Trip Delay and Trip Cancellation Insurance
  • Primary Rental Car Insurance
  • $550 Annual Fee

Click Here to Learn How to Apply

The Chase Sapphire Reserve® is a great option for travelers who want premium perks such as airport lounge access and top-tier travel protections.

The Sapphire Reserve has a $550 annual fee, but you receive an annual easy-to use $300 travel credit and access to 1,300 Priority Pass airport lounges.

Plus, great benefits such as trip delay insurance, primary rental car insurance, trip cancellation insurance, lost luggage reimbursement, purchase and return protection, extended warranty, and no foreign transaction fees.

Cardmembers also earn extra points with 5x points on flights and 10x points on hotels and car rentals through Chase Ultimate Rewards, 3x points on travel, dining, and food delivery purchases, and 1x points everywhere else.

You can also cash out points at a 50% bonus (1.5 cents per point) when redeeming points towards travel or transfer the points to Chase’s airline and hotel partners.

4. Delta SkyMiles® Reserve American Express Card

Airport Lounge Access
Delta SkyMiles® Reserve American Express Card
  • Earn 90,000 SkyMiles After $6,000 in Eligible Purchases in the First 6 Months
  • 3X SkyMiles on Delta Air Lines Purchases
  • First Checked Bag Free
  • Lounge Access to Delta Sky Club Centurion Lounge, and Escape Lounges When Flying Delta
  • Global Entry or TSA PreCheck Credit
  • 20% Statement Credit on Delta In-Flight Purchases
  • $550 Annual Fee and No Foreign Transaction Fees (Rates & Fees)
Learn More Our Review
American Express is a Deals Points advertiser. Terms Apply

The Delta SkyMiles® Reserve American Express Card earns 3x SkyMiles on Delta purchases and comes with complimentary Delta Sky Club and The Centurion Lounge access, making it a stellar choice for frequent Delta flyers. 

For a $550 annual fee, this premium card offers excellent Delta-specific perks, letting you earn 15,000 Medallion Qualification Miles after spending $30,000 in a calendar year to get closer to Medallion Status. 

Plus, it comes with an annual companion certificate that gets you a Domestic First Class, Delta Comfort+, or Main Cabin round-trip companion certificate upon renewing your card every year. 

Other outstanding travel perks include a Global Entry or TSA PreCheck credit, a 20% savings on Delta in-flight food and drinks, a free first checked bag, complimentary upgrades, and extensive travel protections. 

5. United Club℠ Infinite Card

United Club Membership and IHG Platinum Status
United Club℠ Infinite Card
  • Earn 80,000 United Miles After Spending $5,000 in the First 3 Months
  • 4X Miles on United Purchases
  • 2X Miles on Dining, Travel, Transit, and Rideshare
  • United Club Airport Lounge Access
  • IHG Platinum and Avis President’s Club Elite Status
  • Free First and Second Checked Bags
  • Primary Rental Car Insurance
  • Trip Delay and Trip Cancellation/Interruption Insurance
  • $525 Annual Fee

Click Here to Learn How to Apply

The Chase United Club Infinite offers United Club membership for the primary cardholder if you have a same-day boarding pass for travel on United, a Star Alliance partner, or a contracted partner.

You can also bring two adults or one adult and dependent children under 21 years of age as guests.

The card also offers 4 miles per dollar spent on United purchases, 2 miles per dollar spent on travel and dining, and 1 mile per dollar spent on all other purchases.

Plus, you and one companion can get your first and second checked bags free on United-operated flights when you buy the tickets with your card. 

6. Chase Sapphire Preferred®

Great Starter Travel Card
Chase Sapphire Preferred®
  • Earn 60,000 Ultimate Rewards Bonus Points for Spending $4,000 in the First 3 Months
  • 5x Points on Travel Booked Via Chase
  • 3x Points on Dining and Eligible Delivery Services
  • 3x Points on Select Streaming and Online Grocery (excluding Walmart, Target, and Wholesale Clubs)
  • 2x Points on Travel
  • 10% Anniversary Points Boost
  • Trip Delay and Trip Cancellation Insurance
  • Primary Rental Car Insurance
  • $95 Annual Fee

Click Here to Learn How to Apply

The Chase Sapphire Preferred® Card is one of the best rewards cards for travelers who want solid earning rates for travel and dining expenses. 

For only $95 per year, this card earns 5x Chase Ultimate Rewards points on travel booked through the Chase Ultimate Rewards portal and 3x points on dining, online groceries, and streaming services. 

The Chase Sapphire Preferred offers a 10% anniversary points bonus, 12-month DoorDash DashPass subscription, and a $50 anniversary hotel statement credit. 

Plus, it provides extensive travel protections, including trip delay, primary rental car, baggage, and purchase protection plans. 

7. Citi Premier® Card

60,000 Points
Citi Premier® Card
  • Earn 60,000 Points After Spending $4,000 in the First 3 Months
  • 3x Points at Restaurants, Supermarkets, Gas Stations, Flights, and Hotels
  • $100 Off a Single $500 Hotel Stay Per Year
  • Extended Warranty and Purchase Protections
  • $95 Annual Fee
Learn More Our Review

The Citi Premier® Card is the best card for earning points because it offers 3x points at restaurants, supermarkets, gas stations, airlines, and hotels. 

The Premier card also comes with no foreign transaction fees, purchase protection, and an extended warranty for items purchased, adding an additional 24 months to the manufacturer’s warranty.

For rates and fees of The Platinum Card® from American Express, please click here.

For rates and fees of The Business Platinum Card® from American Express, please click here.

For rates and fees of the Delta SkyMiles® Reserve American Express Card, please click here.

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