All-Nippon Airways (ANA) is one of my favorite ways to redeem points because you can fly business class or fly around the world with up to 7 stopovers without burning a crazy load of points.
ANA has two major transfer partners: American Express Membership Rewards and Marriott Bonvoy. But, when I’m transferring my points over to ANA, Amex is my go-to option because of its straight-up 1:1 transfer ratio.
Now, if you’re aiming to stack up those ANA miles like a pro, you should get one of these cards below.
Best for Airport Lounge Access: The Platinum Card® from American Express (review)
Best for Dining & Groceries: American Express® Gold Card (review)
Best for Free Nights & Elite Status: Marriott Bonvoy Brilliant® American Express® Card (review)

1. The Platinum Card® from American Express
Best for Airport Lounge Access
The Platinum Card® from American Express (review) is a great premium travel rewards card for travelers who want airport lounge access, including Centurion Lounges, Delta Sky Clubs (when flying Delta), Escape Lounges, Priority Pass lounges.
The American Express Platinum has a $695 annual fee, but you receive many annual statement credits when you enroll your card to offset the fee, including:
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card.
- $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®.
- $240 Digital Entertainment Credit: Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card® at your choice of one or more of the following providers: Disney+, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and The Wall Street Journal. Enrollment required.
- $200 Uber Cash Credit: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Benefit renews annually.
- $155 Walmart+ Credit: Use your Platinum Card® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive a statement credit that covers the full cost each month.
- $189 CLEAR® Plus Credit: Breeze through security with CLEAR® Plus at 45+ airports nationwide and get up to $189 back per year on your membership (subject to auto-renewal) when you use your Platinum Card®.
You also earn 5x Membership Rewards points when booking flights directly with airlines or with American Express Travel (up to $500,000 in purchases per calendar year) and 5x Membership Rewards points when booking prepaid hotels with American Express Travel.
On top of that, you automatically earn Marriott Bonvoy Gold Elite and Hilton Honors Gold statuses, which offer points bonuses, room upgrades, late check-out, and other premier benefits.
2. American Express® Gold Card
Best for Restaurants and U.S. Supermarkets
The American Express® Gold Card (review) is one of my favorite cards because it earns:
- 4x Membership Rewards® points at restaurants, including takeout and delivery in the U.S.,
- 4x Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1x).
- 3x points on flights booked directly with airlines or on amextravel.com
Plus, card members get nice credits when you enroll your Gold Card to offset the annual fee:
- $120 Uber Cash: Add your Gold Card to your Uber account, and each month automatically get up to $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S.
- $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations.
3. The Business Platinum Card® from American Express
Best for Business Travelers
The Business Platinum Card® from American Express (review) is an outstanding choice for business owners who want airport lounge access including the American Express Global Lounge Collection, Centurion Lounges, Delta Sky Clubs, Escape Lounges, Priority Pass lounges, and more.
The Business Platinum card also offers several statement credits to offset the $695 annual fee:
- $200 Airline Fee: Annual airline fee credit of up to $200 on charges by the airline you select per calendar year.
- $400 Dell: Annual statement credit on all U.S. Dell purchases, up to $200 semiannually.
- $120 Wireless Phone Services: Annual statement credits for purchases made directly with any U.S. wireless telephone provider, up to $10 per month.
- $189 CLEAR® Plus Credit: Breeze through security with CLEAR® Plus at 45+ airports nationwide and get up to $189 back per year on your membership (subject to auto-renewal) when you use your Business Platinum Card.
- Global Entry or TSA PreCheck: Statement credits for Global Entry ($100) or TSA PreCheck ($85) every four years (4.5 years for PreCheck).
You can also earn 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1.5x points on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year
The American Express Business Platinum comes with automatic Hilton Honors Gold and Marriott Bonvoy Gold so that you can enjoy perks like room upgrades, late check-out, and a points bonus.
Additionally, the points you earn can be transferred to several Amex transfer partners such as Air Canada Aeroplan, Delta SkyMiles, and Marriott Bonvoy. This potentially increases the value of your points depending on how you redeem them.
4. The Blue Business® Plus Credit Card from American Express
Best for Daily Business Expenses
- 2 Points Per Dollar on the First $50,000 in Purchases Each Calendar Year (1x Points thereafter)
- 0.0% Intro APR on purchases for the first 12 months. After that, reg_apr,reg_apr_type APR. APRs will not exceed 29.99%
- No Annual Fee (rates & fees)
The Blue Business® Plus Credit Card from American Express (review) is one of my favorite cards because it has no annual fee and earns 2x Membership Rewards points on the first $50,000 in purchases every year. After that, you will earn 1 point on all other eligible purchases.
You can transfer Membership Rewards to 18 airlines and three hotel points programs, with several great sweet spots to travel in business class to anywhere in the world.
I put all of my everyday business spending on my Blue Business Plus because it is a quick way to rack up points for my next trip.
5. Marriott Bonvoy Brilliant® American Express® Card
Best for Earning Free Nights & Platinum Status
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- 6X Points at Marriott Hotels & Resorts
- Up to a $300 Statement Credit for Eligible Purchases at Restaurants Worldwide Each Year ($25 Per Month)
- Marriott Bonvoy Platinum Elite Status
- 25 Elite Night Credits Each Year
- Free Anniversary Night Award (Up to 85,000 Points)
- Priority Pass Airport Lounge Access
- $650 Annual Fee and No Foreign Transaction Fees (Rates and Fees)
The Marriott Bonvoy Brilliant® American Express® Card (review) is a premium hotel card that gets you Platinum Elite status, a free annual hotel night up to 85,000 points, 6x points at Marriott Bonvoy hotels, and Priority Pass airport lounge access.
The Bonvoy Brillant comes with several great statement credits to help offset the annual fee, including:
- Up to $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide.
- Priority Pass airport lounge access
- Global Entry or TSA PreCheck credit
- Cell phone insurance
- 25 Marriott Elite night credits to help you reach higher status
6. American Express® Business Gold Card
Best for Flexible Rewards
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- 4X Points on Purchases in Your Top 2 Business Categories (up to $150,000 in Combined Purchases Per Calendar Year)
- No Foreign Transaction Fees
- $295 Annual Fee (Rates and Fees)
The American Express® Business Gold Card (review) is a good fit for business owners who want to earn much-coveted Membership Rewards points from business spending.
For a $295 annual fee, this card earns 4x points on up to $150,000 in combined purchases per year in your top two spending categories, with options including eligible airfare, U.S. advertising, U.S. shipping, U.S. cloud, software, and hardware, U.S. gas, and U.S. dining purchases.
You can also receive 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.
7. Marriott Bonvoy Boundless® Credit Card
Best for Earning Free Nights & Silver Status
- Earn 5 Free Night Awards valued up to 250,000 Points (each night valued up to 50,000 points) after you spend $5,000 on purchases in your first 3 months.
- 6x Points at Marriott Hotels & Resorts
- 3x Points on Groceries, Gas, and Dining on the First $6,000 in Combined Purchases Each Year
- One Annual Free Night Award (Up to 35,000 Points Every Year After Account Anniversary)
- Automatic Silver Elite Status + 15 Elite Credits
- Trip Delay, Baggage Delay, and Lost Luggage Insurance
- $95 Annual Fee
The Marriott Bonvoy Boundless® Credit Card (review) is a good option for travelers who want benefits at Marriott for a reasonable annual fee of $95, which is offset by a free night award of up to 35,000 points after each account anniversary.
The Bonvoy Boundless card also offers Bonvoy Silver status, 15 elite night credits, 6x points at Marriott Bonvoy hotels, 3x points at grocery stores, gas stations, and on dining on the first $6,000 in combined purchases each year.
Plus, the card offers benefits such as baggage delay insurance, lost luggage reimbursement, trip delay reimbursement, purchase protection, and no foreign transaction fees.
8. Marriott Bonvoy Business® American Express® Card
Best for Earning Free Nights & Gold Status
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- 6X Points at Marriott Hotels & Resorts
- 4X Points at Restaurants Worldwide, at U.S. gas stations, U.S. Phone Service Providers, and on U.S. Shipping Purchases.
- Annual Free Night Award (up to 35,000 Points)
- 15 Elite Night Credits and Gold Elite Status
- No Foreign Transaction Fees
- $125 Annual Fee (Rates and Fees)
The Marriott Bonvoy Business® American Express® Card (review) is a nice choice for business owners who want valuable hotel perks, including an annual free night at hotels costing 35,000 points plus 15 elite night credits to achieve higher status faster.
The Marriott Bonvoy Business card earns 6x points at participating hotels and 4x points at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping.
You also receive automatic Marriott Gold Elite status, which offers a 25% points bonus, welcome amenity, space-available room upgrade, and priority late check-out.
9. Marriott Bonvoy Bold® Credit Card
Best for Beginner Travelers
- Earn Up To 100,000 Bonus Points: 50,000 Bonus Points after you spend $1,000 on purchases in your first 6 months from your account opening. Plus 50,000 Bonus Points after you stay 6 eligible paid nights at hotels participating in Marriott Bonvoy® through 1/31/24.
- 3X Points at Marriott and 2X Points on Other Travel Purchases
- Silver Elite Status + 15 Elite Night Credits
- Trip Delay Insurance
- 120-Day Purchase Protection
- No Foreign Transaction Fees
- $0 Annual Fee
The Chase Marriott Bonvoy Bold® Credit Card is a no-annual-fee card that earns 3x points at Marriott properties and gives you Silver elite Bonvoy status.
It also a great way to get travel protections without paying an annual fee. The Bonvoy Bold provides trip delay insurance, baggage delay insurance, and lost luggage reimbursement when you use the card for travel.
For rates and fees of The Platinum Card® from American Express, please click here.
For rates and fees of The Business Platinum Card® from American Express, please click here.
For rates and fees of the Marriott Bonvoy Business™ American Express® Card, please click here.
For rates and fees of the American Express® Gold Card, please click here.
For the rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, please click here.
For rates and fees of The Blue Business Plus® Credit Card from American Express, please click here.
For rates and fees of the American Express® Business Gold Card, please click here.