15 Best Credit Cards for Airport Lounge Access

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If you’re a frequent flyer looking to enhance your airport experience, you should get a credit card that offers airport lounge access.

But here’s the thing: not all cards are created equal. Each one gives you access to a specific batch of lounges – Priority Pass, Delta Sky Club, Centurion Lounge, Escape Lounges, Admirals Club, or United Club.

Don’t worry, we’ve created a guide outlining the finest credit cards for airport lounge access.

If you own a small business, also explore our best business credit cards for airport lounge access.

Best Centurion Lounge Access: The Platinum Card® from American Express (review)

Best for Capital One Lounges: Capital One Venture X Rewards Credit Card (review)

Best for Chase Sapphire Lounges: card_name (review)

1. The Platinum Card® from American Express

Centurion Lounge, Delta Sky Club (when Flying Delta), Escape Lounges, Priority Pass, and Plaza Premium

Airport Lounge Access
The Platinum Card® from American Express
  • bonus_miles_full
  • Potentially Higher Welcome Bonus via Referral.
  • 5x Points on Flights Booked Directly With Airlines (up to $500,000 in purchases each calendar year)
  • Airport Lounge Access (Centurion, Delta Sky Club, Priority Pass, Escape, and Plaza Premium)
  • No Foreign Transaction Fees
  • $695 Annual Fee (Rates & Fees)
Learn More Our Review
American Express is a Deals Points Advertiser; Terms Apply. Enrollment is required for some benefits.

The Platinum Card® from American Express (review) is a great premium travel rewards card for travelers who want airport lounge access, including Centurion Lounges, Delta Sky Clubs (when flying Delta), Escape Lounges, Priority Pass lounges.

The American Express Platinum has a $695 annual fee, but you receive many annual statement credits when you enroll your card to offset the fee, including:

  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®.
  • $240 Digital Entertainment Credit: Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card® at your choice of one or more of the following providers: Disney+, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and The Wall Street Journal. Enrollment required.
  • $200 Uber Cash Credit: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Benefit renews annually.
  • $155 Walmart+ Credit: Use your Platinum Card® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive a statement credit that covers the full cost each month.
  • $189 CLEAR® Plus Credit: Breeze through security with CLEAR® Plus at 45+ airports nationwide and get up to $189 back per year on your membership (subject to auto-renewal) when you use your Platinum Card®.

You also earn 5x Membership Rewards points when booking flights directly with airlines or with American Express Travel (up to $500,000 in purchases per calendar year) and 5x Membership Rewards points when booking prepaid hotels with American Express Travel. 

On top of that, you automatically earn Marriott Bonvoy Gold Elite and Hilton Honors Gold statuses, which offer points bonuses, room upgrades, late check-out, and other premier benefits. 

2. The Business Platinum Card® from American Express

Centurion Lounge, Delta Sky Club (when Flying Delta), Escape Lounges, Priority Pass, and Plaza Premium

Best for Airport Lounge Access
The Business Platinum Card® from American Express
  • bonus_miles_full
  • 5X Points on Flights and Prepaid Hotels Booked Via AmexTravel.com
  • Earn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else (up to $2 million of these purchases per calendar year).
  • Airport Lounge Access at Centurion Lounges, Delta Sky Clubs when Flying Delta, Escape, Plaza Premium, and Priority Pass.
  • $695 Annual Fee & No Foreign Transaction Fees (Rates & Fees)
Learn More Our Review
American Express is a Deals Points Advertiser; Terms Apply; Enrollment is Required for Some Benefits.

The Business Platinum Card® from American Express (review) is an outstanding choice for business owners who want airport lounge access including the American Express Global Lounge Collection, Centurion Lounges, Delta Sky Clubs, Escape Lounges, Priority Pass lounges, and more. 

The Business Platinum card also offers several statement credits to offset the $695 annual fee:

  • $200 Airline Fee: Annual airline fee credit of up to $200 on charges by the airline you select per calendar year.
  • $400 Dell: Annual statement credit on all U.S. Dell purchases, up to $200 semiannually. 
  • $120 Wireless Phone Services: Annual statement credits for purchases made directly with any U.S. wireless telephone provider, up to $10 per month.
  • $189 CLEAR® Plus Credit: Breeze through security with CLEAR® Plus at 45+ airports nationwide and get up to $189 back per year on your membership (subject to auto-renewal) when you use your Business Platinum Card.
  • Global Entry or TSA PreCheck: Statement credits for Global Entry ($100) or TSA PreCheck ($85) every four years (4.5 years for PreCheck).

You can also earn 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1.5x points on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year

The American Express Business Platinum comes with automatic Hilton Honors Gold and Marriott Bonvoy Gold so that you can enjoy perks like room upgrades, late check-out, and a points bonus.

Additionally, the points you earn can be transferred to several Amex transfer partners such as Air Canada Aeroplan, Delta SkyMiles, and Marriott Bonvoy. This potentially increases the value of your points depending on how you redeem them.

3. Capital One Venture X Rewards Credit Card

Capital One Lounges, Priority Pass, and Plaza Premium

Capital One Venture X Rewards Credit Card
  • bonus_miles_full
  • $300 Annual Credit for Bookings through Capital One Travel
  • 10,000 Miles for Each Account Anniversary
  • Hertz President’s Circle Elite Status
  • Airport Lounge Access (Priority Pass, Capital One, & Plaza Premium)
  • 10X Miles on Hotels and Rental Cars, and 5x Miles on Flights Booked with Capital One Travel
  • 2X Miles on All Other purchases
  • $395 Annual Fee
Learn More Our Review

The Capital One Venture X Rewards Credit Card (review) is a premium travel rewards card that’s perfect for travelers who want outstanding travel perks like annual travel credits, worldwide airport lounge access, and travel and purchase protections. 

The Venture X earns 2x miles on all purchases helping you maximize every dollar of your spending. Plus, you can earn 10x miles on hotels and rental cars, and 5x miles on flights booked through Capital One.

The card has a $395 annual fee, completely offset by a $300 annual credit for bookings through Capital One Travel, and 10,000 points (worth at least $100) for each account anniversary.

Plus, you get airport lounge access via Priority Pass, Capital One, and Plaza Premium Lounges, Hertz President’s Circle elite status, Global Entry or TSA PreCheck credit, rental car insurance, trip and luggage insurance, cell phone insurance, and purchase protection.

4. Chase Sapphire Reserve®

Priority Pass and Chase Sapphire Lounges

card_name

  • bonus_miles_full
  • $300 Annual Travel Credit
  • 10x Points on Hotels and Rental Cars and 5x Points on Flights Booked Through Chase Ultimate Rewards
  • 3x Points on Dining, Takeout, & Eligible Food Delivery
  • 50% More Redemption Value
  • Priority Pass Airport Lounge Access
  • Trip Delay and Trip Cancellation Insurance
  • Primary Rental Car Insurance
  • $550 Annual Fee

Click Here to Learn How to Apply

The card_name (review) is a great option for travelers who want premium perks such as airport lounge access and top-tier travel protections.

The Sapphire Reserve has a $550 annual fee, but you receive an annual easy-to use $300 travel credit and access to 1,300+ Priority Pass airport lounges.

Plus, great benefits such as trip delay insurance, primary rental car insurance, trip cancellation insurance, lost luggage reimbursement, purchase and return protection, extended warranty, and no foreign transaction fees.

Cardmembers also earn extra points with:

  • 5x points on flights and 10x points on hotels and car rentals through Chase Ultimate Rewards.
  • 3x points on travel.
  • 3x points on dining, and food delivery purchases.
  • 1x points everywhere else.

One thing to remember is that you won’t earn points on your first $300 in travel purchases each cardmember year since the $300 travel credit covers those purchases.

You can also cash out points at a 50% bonus (1.5 cents per point) when redeeming points towards travel or transfer the points to Chase’s airline and hotel partners.

5. Citi® / AAdvantage® Executive World Elite Mastercard®

Admirals Club

Citi® / AAdvantage® Executive World Elite Mastercard®
  • bonus_miles_full.
  • Admirals Club Lounge Membership
  • Free Checked Bag (for you and 8 travel companions)
  • Priority Boarding and Priority Check-In
  • Global Entry / TSA Pre-Check Credit
  • $595 Annual Fee
Our Review Learn More
Non-Affiliate Link

The Citi® / AAdvantage® Executive World Elite Mastercard® is a good option for frequent American Airlines travelers since it offers an Admirals Club membership, free checked bags, priority boarding, and priority check-in on American Airlines.

6. United℠ Explorer Card

United Club (2 Free Yearly Passes)

2 United Club One-Time Passes Plus Free Checked Bags
United℠ Explorer Card
  • bonus_miles_full
  • 2X Miles on United Purchases, Dining, and Hotel Stays
  • 2 United Club One-Time Passes Per Year
  • Free First Checked Bags for Two People
  • Up to $100 Global Entry, TSA PreCheck, or Nexus Credit
  • 25% Savings on United In-Flight Food and Drinks
  • Priority Boarding
  • Primary Rental Car and Trip Delay Insurance
  • $0 Intro Annual Fee, Then $95 Per Year

United Explorer

The card_name (review) is one of my favorite cards to keep long-term because of the great benefits when flying United, including:

  • Free first checked bag when you pay using the Explorer card;
  • Two free United Club passes each account anniversary;
  • Priority boarding for you and companions on the same reservation; 
  • Extra award space when redeeming your United miles;
  • 25% back as a statement credit on purchases of food, beverages, and Wi-Fi on United; and
  • Premier upgrades on award tickets.

Even if you’re not a frequent United flyer, the money-saving perks and travel benefits of this card can still make it a worthwhile choice.

Besides the airline-specific benefits, the United Explorer card offers purchase protection, extended warranty, and trip cancellation/interruption insurance, providing peace of mind while traveling.

7. United Club℠ Infinite Card

United Club

United Club Membership and IHG Platinum Status
United Club℠ Infinite Card
  • bonus_miles_full
  • 4X Miles on United Purchases
  • 2X Miles on Dining, Travel, Transit, and Rideshare
  • United Club Airport Lounge Access
  • IHG Platinum and Avis President’s Club Elite Status
  • Free First and Second Checked Bags
  • Primary Rental Car Insurance
  • Trip Delay and Trip Cancellation/Interruption Insurance
  • $525 Annual Fee

Click Here to Learn How to Apply

The card_name (review) offers United Club membership for the primary cardholder if you have a same-day boarding pass for travel on United, a Star Alliance partner, or a contracted partner.

You can also bring two adults or one adult and dependent children under 21 years of age as guests.

The card also offers 4 miles per dollar spent on United purchases, 2 miles per dollar spent on travel and dining, and 1 mile per dollar spent on all other purchases.

Plus, you and one companion can get your first and second checked bags free on United-operated flights when you buy the tickets with your card.

8. Delta SkyMiles® Reserve American Express Card

Delta Sky Club and Centurion Lounge (when flying Delta)

Airport Lounge Access
Delta SkyMiles® Reserve American Express Card
  • bonus_miles_full
  • 3X SkyMiles on Delta Air Lines Purchases
  • First Checked Bag Free
  • Airport Lounge Access
  • Global Entry or TSA PreCheck Credit
  • 20% Statement Credit on Delta In-Flight Purchases
  • $550 Annual Fee and No Foreign Transaction Fees (Rates & Fees)
Learn More Our Review
American Express is a Deals Points advertiser. Terms Apply

The Delta SkyMiles® Reserve American Express Card (review) earns 3x SkyMiles on Delta purchases and comes with complimentary Delta Sky Club* and The Centurion Lounge access, making it a stellar choice for frequent Delta flyers. 

For a $550 annual fee, this premium card offers excellent Delta-specific perks such as free first checked bag, 20% back on in-flight purchases, upgrade priority,  and an annual companion certificate that gets you a Domestic First Class, Delta Comfort+, or Main Cabin round-trip companion certificate upon renewing your card every year. 

* Effective 2/1/25, Reserve Card Members will receive 10 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.

9. Delta SkyMiles® Reserve Business American Express Card

Delta Sky Club and Centurion Lounge (when flying Delta)

Airport Lounge Access
Delta SkyMiles® Reserve Business American Express Card
  • bonus_miles_full
  • 3x SkyMiles on Delta Air Lines
  • Airport Lounge Access
  • Priority Boarding and Free First Checked Bag
  • Global Entry or TSA PreCheck Credit
  • $550 Annual Fee and No Foreign Transaction Fees (Rates & Fees)
Learn More Our Review
American Express is a Deals Points advertiser. Terms Apply

The Delta SkyMiles® Reserve Business American Express Card (review) earns 3x SkyMiles on Delta Air Lines and offers airport lounge access to the Delta Sky Club*, American Express Centurion Lounges, and Escape Lounges

The Delta Reserve Business has a $550 annual fee, which is offset by the airport lounge access and other perks such as an annual companion certificate, Non-Medallion Upgrades, Global Entry or TSA PreCheck credit, free first checked bag, priority boarding, and 20% statement credit for food and drinks.

* Effective 2/1/25, Reserve Card Members will receive 10 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.

10. The Hilton Honors American Express Business Card

Priority Pass (10 Visits)

Complimentary Gold Status
The Hilton Honors American Express Business Card
  • bonus_miles_full
  • Complimentary Hilton Honors Gold Status
  • 12X Points at Hilton Properties
  • 6X Points at U.S. Gas Stations and U.S. Restaurants
  • 10 Complimentary Priority Pass Lounge Visits
  • $95 Annual Fee (rates & fees)
Learn More Our Review
American Express is a Deals Points advertiser. Terms Apply

The Hilton Honors American Express Business Card (review) offers complimentary Gold status with the chance to upgrade to Diamond status upon hitting the $40,000 spending threshold. 

For a low annual fee of $95, this business card earns 12x Hilton Honors points at Hilton properties and 6x points in several categories:

The Hilton Honors Business card also offers a free night reward after spending $15,000 and a second free night reward after spending $45,000 per year. 

Plus, you receive 10 free Priority Pass visits to airport lounges worldwide.

11. Hilton Honors American Express Aspire Card

Priority Pass

Hilton Honors Diamond Status
Hilton Honors American Express Aspire Card
  • Earn 150,000 Hilton Points After $4,000 in Eligible Purchases in the First 3 Months.
  • Hilton Honors Diamond Elite Status
  • 14x Points at Hilton Hotels and Resorts
  • One Free Night Award at Any Hotel
  • $250 Hilton Resort Statement Credit
  • $250 Airline Fee Credit
  • Priority Pass Airport Lounge Access With Two Guests
  • $450 Annual Fee and No Foreign Transaction Fees (rates & fees)
Learn More Our Review
All information about this card has been collected independently by Deals Points; Terms Apply; Enrollment is Required for Some Benefits

The Hilton Honors American Express Aspire Card (review) is a premier card packed with top-notch hotel benefits and earns 14x Hilton Honors points at Hilton hotels and resorts, and 7x points at U.S. restaurants and on flights booked directly with airlines.

This premium hotel rewards card has a $450 annual fee, but it comes with an automatic Hilton Honors Diamond status, which gets you a 100% points bonus, milestone bonuses, suite upgrades, free breakfast, and other top-tier hotel perks. 

Plus, you receive up to $250 Hilton resort statement credits, $250 airline fee credits, and $100 Hilton on-property credit, which easily offset the card’s yearly fee. 

Cardholders also enjoy unlimited Priority Pass lounge access with two guests and one free weekend night award at any Hilton hotel. 

12. Hilton Honors American Express Surpass® Card

Priority Pass (10 Visits Per Year)

12X Points at Hilton Hotels and Resorts
Hilton Honors American Express Surpass® Card
  • Earn 130,000 Hilton Honors Bonus Points after you spend $2,000 in your first 3 months of Card Membership.
  • 12X Points at Hilton Hotels and Resorts
  • 6X Points at U.S. Restaurants, U.S. Supermarkets, and U.S. Gas Stations
  • Hilton Honors Gold Status
  • 10 Complimentary Priority Pass Lounge Visits
  • No Foreign Transaction Fees
  • $95 Annual Fee (rates & fees)
Learn More Our Review
American Express is a Deals Points advertiser; Terms Apply

The Hilton Honors American Express Surpass® Card (review) boasts great earning potential at Hilton properties and comes with complimentary Gold elite status, which features perks like space-available upgrades, better earnings, and free hot breakfast on Hilton stays. 

For an affordable $95 fee, this rewards card earns:

  • 12 points per dollar at Hilton Hotels and resorts;
  • 6 points per dollar at U.S. restaurants, U.S. supermarkets, U.S. gas stations; and
  • 3 points per dollar on all other eligible purchases.

You also receive a free weekend night reward after spending $15,000 per year and 10 complimentary lounge visits to Priority Pass lounges.

13. U.S. Bank Altitude® Reserve Visa Infinite® Card

Priority Pass (10 Visits Per Year)

3x Points on Travel and Mobile Wallet
U.S. Bank Altitude® Reserve Visa Infinite® Card
  • Earn 50,000 Points After Spending $4,500 in the First 90 Days.
  • 5X Points on Prepaid Hotels and Car Rentals Booked via the Altitude Rewards Center
  • 3X Points on Travel and Mobile Wallet
  • Up to $325 Annual Credits for Travel and Dining
  • Priority Pass Airport Lounge Access
  • Global Entry / TSA PreCheck Credit
  • $400 Annual Fee
Learn More Our Review

The U.S. Bank Altitude® Reserve Visa Infinite® Card is a premium credit card that earns 3x points per dollar on travel and mobile wallet spending (equivalent to 4.5% cash back toward travel).

The 3x points on spending via a mobile wallet is a unique benefit, which can make this card very lucrative if you frequently spend in places where you can pay using Apple Pay/Samsung Pay/Google Pay, such as at Costco, the grocery stores, gas stations/EV charging stations, home improvement stores, etc. 

The card also comes with nice travel protections and Priority Pass airport lounge access.

14. Capital One Venture Rewards Credit Card

Capital One Lounges (2 Free Visits Per Year)

2x Miles on Everyday Spending
Capital One Venture Rewards Credit Card
  • bonus_miles_full
  • 5x Miles on Hotels and Rental Cars via Capital One Travel
  • 2x Miles Everywhere Else
  • 2 Free Visits to Capital One Lounges Each Year
  • Global Entry or TSA Pre-Check Credit
  • Hertz 5-Star Elite Status
  • Rental Car Insurance and Extended Warranty
  • $95 Annual Fee
Learn More Our Review

The Capital One Venture Rewards Credit Card is a travel rewards credit card that earns an unlimited 2 miles per dollar on all purchases and 5 miles per dollar on hotels and rental cars booked through Capital One Travel.

The card also comes with a range of travel benefits, including secondary rental car, no foreign transaction fees, and extended warranty coverage.

Plus, you also get two complimentary passes to visit Capital One lounges each year and an application fee credit for Global Entry or TSA PreCheck (up to a $100 credit every four years).

15. Capital One Spark Miles for Business

Capital One Lounges (2 Free Visits Per Year)

2x Miles on All Purchases
Capital One Spark Miles for Business
  • bonus_miles_full
  • Unlimited 5X miles on hotels and rental cars booked through Capital One Travel
  • 2x Miles On Every Purchase
  • Global Entry or TSA PreCheck Credit
  • No Foreign Transaction Fees
  • $0 Intro Annual Fee for the First Year, $95 Thereafter
  • Free employee cards which also earn unlimited 2X miles from their purchases
Learn More Our Review

The Capital One Spark Miles for Business is one of the top travel rewards credit cards for small business owners.

The card earns unlimited 5X miles on hotels and rental cars booked through Capital One Travel. It also earns unlimited 2 miles per dollar on all purchases, which can be transferred to Capital One’s airline and hotel partners.

The Spark Miles also offers a statement credit for your Global Entry or TSA PreCheck application (up to $100) and no foreign transaction fees.

For rates and fees of The Platinum Card® from American Express, please click here.

For rates and fees of The Hilton Honors American Express Business Card, please click here.

For rates and fees of the Delta SkyMiles® Reserve American Express Card, please click here.

For rates and fees of the Delta SkyMiles® Reserve Business American Express Card, please click here.

For rates and fees of The Business Platinum Card® from American Express, please click here.

For the rates and fees of the Hilton Honors American Express Surpass® Card, please click here.

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