7 Best Credit Cards for a 680 Credit Score

Deals Points has partnered with CardRatings for our coverage of credit card products. Deals Points and CardRatings may receive a commission from our partners. Opinions and recommendations are ours alone. Terms apply to the offers. See our Advertising Disclosure for more information.

If you’re looking for the best credit cards for a 680 credit score, you’ve come to the right place.

680 is a good credit score. It’s not perfect, but it is still good enough to qualify for you for some great credit card offers. 

But with so many credit cards out there, it can be hard to know which one is right for you.

That’s why we’ve done the research for you and compiled a list of the best credit cards for 680 credit scores.

So, whether you’re looking for the best rewards credit card or the best low-interest credit card, we’ve got you covered.

1. Capital One Quicksilver Cash Rewards Credit Card

Capital One Quicksilver Cash Rewards Credit Card
  • Earn a $200 Bonus After Spending $500 in Purchases in the First 3 Months
  • 1.5% Cash Back on Every Purchase
  • 5% Cash Back on Hotels and Rental Cars Booked via Capital One Travel
  • No Annual Fee
Learn More

The Capital One Quicksilver Cash Rewards Credit Card is a no-annual-fee credit card offering 1.5% cash back on all purchases.

It also comes with nice benefits such as no foreign transaction fees, extended warranty, and travel accident insurance.

2. Chase Freedom Unlimited®

No Annual Fee
Chase Freedom Unlimited®
  • Earn an Additional 1.5% on All Purchases Up to $20,000 in the First Year ($300 Max Bonus)
  • 5% Cash Back on Travel Purchased Via Chase
  • 3% Cash Back at Restaurants and Drug Stores
  • 1.5% Cash Back on All Other Purchases
  • 0% Intro APR for 15 Months (After the Intro Period, a Variable APR of 19.49% – 28.24% Applies)
  • Purchase Protection and Extended Warranty
  • No Annual Fee

Click Here to Learn How to Apply

The Chase Freedom Unlimited® is a good no-annual fee credit card option that offers 5% cash back on travel booked through Chase Ultimate Rewards, 3% cash back at restaurants, takeout, eligible delivery services, and on drugstore purchases. Plus it offers 1.5% cash back on all other eligible purchases.

The card also offers nice benefits such as purchase protection, extended warranty, trip cancellation/interruption insurance, and secondary rental car insurance.

3. Citi® Double Cash Card - 18 month BT offer

2% Cash Back & No Annual Fee
Citi® Double Cash Card – 18 Month BT Offer
  • 2% Cash Back (1% on Purchases, 1% When You Pay)
  • 0% Intro APR on Balance Transfers for 18 months. After That, a Variable APR of 18.49% – 28.49%
  • No Annual Fee
Learn More Our Review

The Citi® Double Cash Card – 18 month BT offer boasts a strong 2% rewards rate on purchases, where you get 1% back when you buy and 1% when you pay. 

This zero-annual-fee card offers a solid earning potential as long as you pay your balance on time, and it provides a simple way to rack up points with no bonus categories to track. 

You can also boost your rewards by also holding the Citi Premier® Card (review), which allows you to transfer points to airline and hotel programs. This combination effectively allows you to earn 2 airline miles per dollar on all spending with the Citi Double Cash.

4. Chase Freedom Flex℠

5% Back in Quarterly Categories
Chase Freedom Flex℠
  • Earn $200 Bonus Cash Back After Spending $500 in the First 3 Months
  • 5% Cash Back in Quarterly Bonus Categories (up to $1,500 in combined spending after activation)
  • 5% Cash Back on Travel Purchased Via Chase
  • 3% Cash Back at Restaurants, Eligible Food Delivery, and Drug Stores
  • Cell Phone Insurance and Purchase Protection
  • No Annual Fee

Click Here to Learn How to Apply

The Chase Freedom Flex℠ is a great no-annual fee card that earns 5% cash back in quarterly categories (up to $1,500 in combined spending) and on travel purchased via Chase Ultimate Rewards.

The Freedom Flex also earns 3% cash back at restaurants, eligible food delivery, and drug stores.

The card also comes with nice benefits such as cell phone insurance, extended warranty, purchase protection, secondary rental car insurance, and trip cancellation/interruption insurance.

5. Capital One SavorOne Cash Rewards Credit Card

No Annual Fee
Capital One SavorOne Rewards
  • Earn $200 Bonus Cash after Spending $500 in the First 3 Months
  • 8% Cash Back at Vivid Seats
  • 3% Cash Back on Dining, Entertainment, Streaming, and Grocery Stores
  • No Annual Fee
Learn More Our Review

The Capital One SavorOne is a no-annual-fee card that earns 3% cash back in four popular categories: dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart® and Target®).

The SavorOne also has nice perks such as no foreign transaction fees and extended warranty protection.

6. Blue Cash Preferred® Card from American Express

6% Cash Back at U.S. Supermarkets and on U.S. Streaming
Blue Cash Preferred® Card from American Express
  • Earn a $250 Bonus as a Statement Credit After $3,000 in Eligible Purchases in the First 6 Months
  • 6% Cash Back at U.S. Supermarkets (up to $6,000 per year; 1% thereafter) and on Select U.S. Streaming
  • 3% Cash Back on Transit, Ridesharing, Parking, and at U.S. Gas Stations
  • $0 Intro Annual Fee for the First Year, then $95. (Rates and Fees)
Learn More Our Review
American Express is a Deals Points Advertiser; Terms Apply

The Blue Cash Preferred® Card from American Express offers an outstanding 6% cash back rewards for purchases at U.S. supermarkets (up to $6,000 per year; 1% thereafter) and on U.S. streaming services, making it perfect for anyone who wants to maximize earnings from everyday expenses. 

Plus, the card offers 3% cash back on transit, rideshare, parking, and U.S. gas stations.

The card has a $0 intro annual fee for the first year (then $95 thereafter), but earns 3% cash back at U.S. gas stations and on transit, including rideshare, taxis, buses, trains, and parking. 

7. Citi Rewards+® Card

No Annual Fee
Citi Rewards+ Card
  • Earn 20,000 ThankYou Points after $1,500 in Purchases in the First 3 Months
  • Round Up to the Nearest 10 points on Every Purchase
  • 2x Points at Supermarkets and Gas Stations
  • 10% Points Back up to 15,000 Extra Points
  • No Annual Fee
Learn More Our Review

The Citi Rewards+ Card is a no-annual-fee card that offers 2 points per dollar at gas stations and grocery stores, on up to $6,000 per year (and 1 point per dollar thereafter).

Plus, it rounds the earnings on all purchases up to the nearest 10 points and gives you 10% back on the first 100,000 points you redeem each year.

For rates and fees of the Blue Cash Preferred® Card from American Express, please click here.

Top offers from our partners
175,000 Bonus Points
Terms Apply
75,000 Bonus Points
Terms Apply
100,000 Bonus Points
Terms Apply
$200 Cash Back & No Annual Fee
Terms Apply