If your business is involved on shipping products across the U.S. or around the world, having a business credit card can help lower down your costs.
There are multiple business credit cards that specifically reward you with cashback or points for spending on shipping costs. Not just that, these cards also come with several travel and protection benefits.
Without further ado, let’s go over some of the best business credit cards for shipping expenses.
Best for Overall Value: American Express® Business Gold Card
Best for Travel: Ink Business Preferred® Credit Card
Best No-Annual-Fee Card: Blue Business® Plus Credit Card from American Express
1. American Express® Business Gold Card
Best for Overall Value
- Earn 70,000 Membership Rewards Points After $10,000 in Eligible Purchases in the First 3 Months
- 4X Points on Purchases in Your Top 2 Business Categories (up to $150,000 in Combined Purchases Per Calendar Year)
- No Foreign Transaction Fees
- $295 Annual Fee (Rates and Fees)
The American Express® Business Gold Card is a good fit for business owners who want to earn much-coveted Membership Rewards points from business spending.
For a $295 annual fee, this card earns 4x points on up to $150,000 in combined purchases per year in your top two spending categories, with options including eligible airfare, U.S. advertising, U.S. shipping, U.S. cloud, software, and hardware, U.S. gas, and U.S. dining purchases.
You can also receive 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.
The Amex Gold card has the highest earning rate towards shipping expenses. Hypothetically, if you maximized the $150,000 spending limit on shipping expenses alone, you’d earn a whopping 600,000 Membership Rewards points.
Take note, Membership Rewards points can be transferred to several American Express transfer partners which include major hotel and airline programs like Air Canada Aeroplan, British Airways Executive Club, Delta SkyMiles, and Marriott Bonvoy. This gives you more flexibility on how you want to redeem your points.
Related Article: 17 Best Credit Cards for Gas Station Purchases
2. Ink Business Preferred® Credit Card
Best for Travel
- Earn 100,000 Ultimate Rewards Points After Spending $15,000 in Purchases in the First 3 Months
- 3X Points on Travel, Shipping, Advertising (Social Media and Search Engines), Internet, Cable, and Phone on the First $150,000 Each Account Year
- 25% Additional Points Value in Travel Redemption
- Primary Rental Car Insurance
- Trip Cancellation/Interruption Insurance
- Cell Phone Protection
- Purchase Protection and Extended Warranty
- No Foreign Transaction Fees
- $95 Annual Fee
The Ink Business Preferred® Credit Card is a versatile business rewards card earning 3x Chase Ultimate Rewards points on up to $150,000 in combined purchases per year in business categories, including shipping, online advertising, internet, phone, and travel.
This business card offers a lucrative bonus of 100,000 points worth $1,000 cash back or $1,250 when redeemed toward travel via Chase.
For $95 per year, the Chase Ink Business Preferred offers comprehensive protection, including trip cancellation insurance, trip delay insurance, primary rental car insurance, purchase protection, cell phone insurance, and extended warranty.
The points you earn from your Ink Business Preferred card can be redeemed for travel on the Ultimate Rewards portal at 1.25 cents apiece. However, you can potentially get more value for your points when you transfer them to Chase transfer partners.
3. Blue Business® Plus Credit Card from American Express
Best No Annual Fee Card
- Earn 15,000 Membership Rewards Points for $3,000 in Eligible Purchases in the First 3 Months
- 2 Points Per Dollar on the First $50,000 in Purchases Each Calendar Year (1x Points thereafter)
- 0.0% Intro APR on purchases for the first 12 months. After that, a variable APR of 17.99% – 25.99%.
- No Annual Fee (Rates and Fees)
The Blue Business® Plus Credit Card from American Express is one of my favorite cards because it has no annual fee and earns 2x Membership Rewards points on the first $50,000 in purchases every year. After that, you will earn 1 point on all other eligible purchases.
You can transfer Membership Rewards to 18 airlines and three hotel points programs, with several great sweet spots to travel in business class to anywhere in the world.
I put all of my everyday business spending on my Blue Business Plus because it is a quick way to rack up points for my next trip.
4. American Express Blue Business Cash™ Card
Best for Cash Back
- Earn a $250 Statement Credit After $3,000 in Eligible Purchases in the First 3 Months
- 2% Cash Back On Up to $50,000 Per Year (1% Thereafter)
- 0% Intro APR on Purchases for 12 Months. After that, a variable rate of 17.99% – 25.99% applies.
- No Annual Fee (Rates and Fees)
The American Express Blue Business Cash™ Card offers simple, straightforward rewards for no annual cost.
This zero-annual-fee card earns a flat 2% cash back rate on all qualifying purchases up to $50,000 each year (1% thereafter).
Offering an expanded buying power, the Blue Business Cash gives your business the flexibility to spend above your credit limit for your business expenses.
5. Marriott Bonvoy Business® American Express® Card
Best for Free Night Rewards
- Earn 125,000 Marriott Bonvoy Points after $5,000 in Eligible Purchases in the First 3 Months. (Offer Ends 5/3/2023)
- 6X Points at Marriott Hotels & Resorts
- 4X Points at Restaurants Worldwide, at U.S. gas stations, U.S. Phone Service Providers, and on U.S. Shipping Purchases.
- Annual Free Night Award (up to 35,000 Points)
- 15 Elite Night Credits and Gold Elite Status
- No Foreign Transaction Fees
- $125 Annual Fee (Rates and Fees)
The Marriott Bonvoy Business® American Express® Card is a good option for travelers who stay at least a few times per year in a Marriott.
The card comes with Marriott Bonvoy elite status, a free night award (up to 35,000 points), a 7% room rate discount, and 15 elite night credits.
Plus, the Marriott Bonvoy Business earns 6x points at Marriott Hotels, 4x points at restaurants worldwide, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers, and U.S. shipping purchases.
6. Hilton Honors American Express Business Card
Best for Earning Hilton Points + Elite Status
- Earn 165,000 Hilton Honors Bonus Points After You Spend $5,000 in the First Three Months. Offer Ends 4/5/23.
- Complimentary Hilton Honors Gold Status
- 12X Points at Hilton Properties
- 6X Points at U.S. Gas Stations and U.S. Restaurants
- 10 Complimentary Priority Pass Lounge Visits
- $95 Annual Fee & No Foreign Transaction Fees (Rates and Fees)
The Hilton Honors American Express Business Card offers complimentary Gold status with the chance to upgrade to Diamond status upon hitting the $40,000 spending threshold.
For a low annual fee of $95, this business card earns 12x Hilton Honors points at Hilton properties and 6x points in several categories:
- U.S. restaurants
- U.S. gas stations
- U.S. shipping purchases
- Wireless phone services with U.S. service providers
- Flights booked directly with airlines or with amextravel.com
- Car rentals booked directly from select car rental companies
The Hilton Honors Business card also offers a free night reward after spending $15,000 and a second free night reward after spending $45,000 per year.
Plus, you receive 10 free Priority Pass visits to airport lounges worldwide.
7. Ink Business Unlimited® Credit Card
Best for Flat-rate Rewards
- Earn $750 Bonus Cash Back After Spending $6,000 in the First 3 Months.
- Unlimited 1.5% Cash Back on Every Purchase
- Primary Rental Car Insurance
- Purchase Protection and Extended Warranty
- No Annual Fee
The Ink Business Unlimited® Credit Card is a no-annual fee card that earns 1.5% cash back on all purchases, with a huge welcome bonus of $900 after spending $6,000 in the first 90 days.
It also pairs well with the Chase Sapphire Preferred or Chase Sapphire Reserve, which unlocks the ability to convert the Ink Business Unlimited cash back to airline and hotel points.
This combo allows you effectively earn 1.5 airline miles per dollar with this card, which is worth more than 1.5% cash back.
For rates and fees of the American Express® Business Gold Card, please click here.
For rates and fees of The Blue Business Plus® Credit Card from American Express, please click here.
For rates and fees of the American Express Blue Business Cash™ Card, please click here.
For rates and fees of The Hilton Honors American Express Business Card, please click here.
For rates and fees of the Marriott Bonvoy Business™ American Express® Card, please click here.
