Whether you’re a small business shipping products, an e-commerce seller fulfilling orders, or someone who frequently sends packages, shipping fees can really add up.
Thankfully, some credit cards are specifically geared towards offsetting these costs by offering cash back or rewards for shipping purchases.
In this article, we’ll explore the top credit cards on the market for shipping and break down the benefits of each so you can choose the best option for your needs.
Best for Overall: Ink Business Preferred® Credit Card (review).
Best for Cash Back: The American Express Blue Business Cash™ Card (review).
Best for Everyday Spending: The Blue Business® Plus Credit Card from American Express (review).
1. Ink Business Preferred® Credit Card
Best for Overall
The Ink Business Preferred® Credit Card (review) offers great rewards for small business owners. With bonus points on travel, shipping, advertising, and communication services, plus valuable travel protections, it’s a solid choice for companies looking to maximize their everyday spending.
Welcome Bonus: bonus_miles_full
Earning Rewards: 3x points on travel, shipping, advertising made with social media sites and search engines, and internet, cable and phone services on the first $150,000 spent in combined purchases in the following categories each account anniversary year; 1x points on all other eligible purchases.
Card Benefits: Points are worth 25% more when you redeem for travel through Chase Travel, no foreign transaction fees, primary rental car insurance, trip cancellation insurance, cell phone protection, purchase protection, and extended warranty.
Transfer Partners: Aer Lingus, Air Canada Aeroplan, British Airways, Emirates, Air France KLM Flying Blue, Hyatt, IHG, Iberia, JetBlue, Marriott, Singapore KrisFlyer, Southwest, United, and Virgin Atlantic.
2. The Blue Business® Plus Credit Card from American Express
Best No Annual Fee Card
- Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
- 2 Points Per Dollar on the First $50,000 in Purchases Each Calendar Year (1x Points thereafter)
- 0.0% Intro APR on purchases for the first 12 months. After that, reg_apr,reg_apr_type APR. APRs will not exceed 29.99%
- No Annual Fee (rates & fees)
The Blue Business® Plus Credit Card from American Express (review) offers a strong 2x Membership Rewards points on the first $50,000 in purchases annually, making it an excellent no-annual-fee (rates & fees) option for small business owners. This card provides good value for everyday spending and access to Amex’s 20+ transfer partners, though it does have foreign transaction fees.
Welcome Bonus: Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
Earning Points: 2 American Express Membership Rewards points per dollar on the first $50,000 spent on the card annually (then 1 point per dollar).
Card Benefits: Extended Warranty, Purchase Protection, Expanded Buying Power, and 0% Intro APR for 12 months on purchases for 12 months from the date of account opening, after that a reg_apr,reg_apr_type APR applies.
Transfer Partners: Aer Lingus, AeroMexico, Air Canada Aeroplan, ANA, Avianca LifeMiles, British Airways, Cathay Pacific, Choice Privileges, Delta, Emirates, Etihad, Air France – KLM Flying Blue, Hawaiian Airlines, Hilton, Iberia, JetBlue, Marriott, Qantas, Qatar Airways, Singapore KrisFlyer, and Virgin Atlantic.
3. The American Express Blue Business Cash™ Card
Best for Cash Back
The American Express Blue Business Cash™ Card (review) offers 2% cash back on the first $50,000 in eligible purchases annually, then 1% thereafter, with rewards automatically credited to your statement each billing cycle. This no-annual-fee card (rates & fees) provides a straightforward way for small businesses to earn cash back on expenses, though larger spenders may find more value in other options.
Welcome Bonus: bonus_miles_full
Earning Cash Back: 2% cash back on up to $50,000 in eligible purchases every calendar year. After that, the card earns 1% back. Your cash back on the Blue Business Cash appears as an automatic monthly statement credit.
Benefits: Extended warranty, purchase protection, secondary rental car insurance, Expanded Buying Power, and 0% Intro APR on purchases for 12 months from account opening, after that a reg_apr,reg_apr_type APR applies.
4. Marriott Bonvoy Business® American Express® Card
Best for Marriott Points
The Marriott Bonvoy Business® American Express® Card (review) provides solid value through its annual free night award and automatic Gold Elite status benefits like room upgrades and late checkout. Though its bonus categories could be more rewarding, this card serves as an excellent complement to a personal Marriott card for stacking elite night credits. Welcome Bonus: bonus_miles_full Earning Points: 6x points on eligible purchases at hotels participating in Marriott Bonvoy®; 4x points at restaurants, US gas stations, wireless telephone services purchased directly from US service providers, and US shipping; 2 Marriott Bonvoy Business® American Express® Card points per dollar on all other eligible purchases. Benefits: Anniversary free night (up to 35,000 points), additional free night (up to 35,000 points) after spending $60,000 in purchases in a calendar year, 7% discount off standard rates, Marriott Gold elite status, 15 elite night credits, baggage insurance plan, secondary rental car insurance, extended warranty, and purchase protection.
5. The Hilton Honors American Express Business Card
Best for Hilton Points
The Hilton Honors American Express Business Card (review) offers complimentary Gold elite status and up to $240 in annual Hilton credits (up to $60 per quarter), making it a solid option for small business owners who frequently stay at Hilton properties. While it lacks free night awards, the card provides good value for Hilton loyalists through its earning rates and elite status benefits.
Welcome Bonus: bonus_miles_full
Earning Points: 12x points for purchases made directly with hotels and resorts in the Hilton portfolio and 5x points on all other purchases made with the card on the first $100,0000 in purchases each calendar year (3x points thereafter).
Benefits: Complimentary Hilton Gold elite status, earn Hilton Diamond when you spend $40,000 on your Card in a calendar year, up to $240 back each year for eligible purchases made directly with Hilton ($60 per quarter), National Emerald Club Executive status (upon enrollment), baggage insurance plan, secondary rental car insurance, extended warranty, and purchase protection.
6. Ink Business Unlimited® Credit Card
Best for Simple Rewards
The Ink Business Unlimited® Credit Card (review) offers a straightforward 1.5% cash back on all business purchases with no bonus categories to track and no annual fee. This card shines brightest when paired with premium Chase cards, allowing you to transform your rewards into valuable Ultimate Rewards points for transfers to travel partners.
Welcome Bonus: bonus_miles_full
Earn Rewards: Unlimited 1.5% cash back on all eligible purchases.
Card Benefits: Primary rental car insurance, purchase protection, extended warranty, and 0% intro APR for 12 months from account opening on purchases, after that a reg_apr,reg_apr_type APR applies.
For rates and fees of the American Express® Business Gold Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of The Blue Business Plus® Credit Card from American Express, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of the American Express Blue Business Cash™ Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of The Hilton Honors American Express Business Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of the Marriott Bonvoy Business™ American Express® Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
