Having a business credit card that earns airline miles is like getting free rewards for spending money on your business.
Plus many card offer perks like airport lounge access, free checked bags, priority boarding, and more.
Here are our favorite business credit card that earn airline miles:
Best for Airport Lounge Access: The Business Platinum Card® from American Express (review)
Best Budget Option: Capital One Spark Miles for Business (review)
Best for Travel on United: United℠ Business Card (review)
1. The Business Platinum Card® from American Express
Best for Airport Lounge Access
The Business Platinum Card® from American Express (review) delivers premium travel benefits including extensive lounge access (access is limited to eligible card members) and valuable hotel elite status. This premium business card excels at making travel more luxurious, though you’ll need to use multiple statement credits and travel perks to maximize its value.
Welcome Bonus: bonus_miles_full
Earn Rewards: 5x points for flights, prepaid hotels booked at AmexTravel.com; 2x points per dollar for purchases up to $2 million in spending per calendar year in these categories: purchases of $5,000 or more regardless of category, U.S. cloud service and software providers, U.S. construction materials and hardware suppliers, U.S. electronics retailers, and U.S. shipping providers; and 1x points on all other eligible purchases.
Card Benefits:
- Statement Credits: You’ll earn numerous statement credits including $250 for Adobe purchases after spending $600, up to $200 for airline incidentals, up to $209 for Clear Plus membership, up to $1,150 for Dell purchases ($150 in credits plus $1,000 after spending $5,000), Global Entry or TSA PreCheck credit, up to $200 for Hilton purchases ($50 quarterly with required Hilton for Business membership), up to $600 for Fine Hotels & Resorts and Hotel Collection bookings ($300 biannually with minimum two-night stays required for Hotel Collection), up to $360 for Indeed hiring services ($90 quarterly), and up to $120 for wireless telephone services ($10 monthly from any U.S. provider).
- Airport Lounge Access: American Express Centurion Lounges, Delta Sky Club when flying Delta (limited to 10 annual visits unless you spend $75,000 in a calendar year), Priority Pass, Escape Lounges, and Select Lufthansa Lounge when flying Lufthansa Group airlines. (Access is limited to eligible Card Members)
- Elite Status: Marriott Gold, Hilton Gold, Hertz’s President’s Circle, National Emerald Club Executive, and Avis Preferred Plus.
- Other Benefits: No preset spending limit, baggage insurance plan, trip cancellation and delay insurance, secondary rental car insurance, no foreign transaction fees, extended warranty, return protection, purchase protection, and cell phone protection.
Transfer Partners: Aer Lingus, AeroMexico, Air Canada Aeroplan, ANA, Avianca LifeMiles, British Airways, Cathay Pacific, Choice Privileges, Delta, Emirates, Etihad, Air France – KLM Flying Blue, Hawaiian Airlines, Hilton, Iberia, JetBlue, Marriott, Qantas, Qatar Airways, Singapore KrisFlyer, and Virgin Atlantic.
2. Delta SkyMiles® Reserve Business American Express Card
Premium Benefits with Delta Air Lines
The Delta SkyMiles® Reserve Business American Express Card (review) offers premium perks for frequent Delta flyers, including lounge access and a companion certificate. While it has a high annual fee, the card can provide great value through its elite status boost, upgrade priority, and travel credits for loyal Delta customers.
Welcome Bonus: bonus_miles_full
Earning SkyMiles: 3x SkyMiles on Delta Air Lines purchases; 1.5x SkyMiles on transit, shipping, and office purchases; 1.5 SkyMiles per dollar on all non-Delta purchases after spending a total of $150,000 in a calendar year; and 1x SkyMiles on all other eligible spending.
Card Benefits:
- Airport Lounges: Access to Delta Sky Clubs* when flying Delta and to American Express Centurion Lounges when you use your card to book your Delta flight.
- Delta Perks: Annual companion certificate at renewal, free first checked bag and priority boarding for you and up to eight travel companions, 15% award discount, 20% back on in-flight purchases, and $250 annual Delta Stays credit.
- Other Benefits: $240 Resy credit at U.S. Resy restaurants (up to $20 in statement credits per month; enrollment required), $120 Rideshare credit on U.S. rideshare purchases (up to $10 in statement credits per month; enrollment required); Hertz’s President’s Circle, Global Entry / TSA PreCheck credit, travel insurance (trip delay, trip cancellation, baggage insurance, secondary rental car), extended warranty, return protection, and purchase protection.
* Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter. Once all 15 Visits have been used, Eligible Card Members may purchase additional Delta Sky Club Visits (including Grab and Go) at a per-Visit rate of $50 per person using the Card.
3. Capital One Spark Miles for Business
Best Budget Option
The Capital One Spark Miles for Business (review) simplifies rewards earning with double miles on everything you buy. This straightforward business card lets you transfer miles to travel partners or redeem directly for travel purchases, making it a practical choice for business owners who want travel flexibility without complex bonus categories.
Welcome Bonus: Earn a 50,000 miles bonus when you spend $4,500 in the first 3 months.
Earn Rewards: 5x miles on hotels, vacation rentals, and rental cars for bookings via Capital One’s travel booking site; 2x miles on all other eligible purchases.
Card Benefits: Global Entry or TSA PreCheck credit, primary rental car insurance, extended warranty, purchase protection, and no foreign transaction fees.
Transfer Partners: Accor (2 to 1), Aeromexico, Air Canada Aeroplan, Air France-KLM Flying Blue, Avianca LifeMiles, British Airways, Cathay Pacific, Choice Privileges, Emirates, Etihad, Finnair, I Prefer Hotels (1 to 2), Japan Airlines(2 to 1.5), JetBlue (5 to 3), Qantas, Qatar, Singapore KrisFlyer, TAP Air Portugal, Turkish Airlines, Virgin Red, and Wyndham Rewards.
4. Delta SkyMiles® Platinum American Express Card
Best for Domestic Companion Tickets
The Delta SkyMiles® Platinum American Express Card (review) comes packed with Delta-specific perks like priority boarding, a free checked bag, and discounts on award flights. The card’s annual companion certificate and ability to earn Medallion Qualification Dollars through spending make it worthwhile for those chasing Delta elite status.
Welcome Bonus: bonus_miles_full
Earning SkyMiles: 3x SkyMiles on Delta Air Lines purchases and at hotels; 2x SkyMiles at restaurants and at U.S. supermarkets; and 1x SkyMiles on all other eligible purchases.
Card Benefits: Free first checked bag and priority boarding for you and up to eight travel companions, companion certificate at renewal each year, 20% back on in-flight purchases, 15% award discount, $150 annual Delta Stays credit, $120 Resy credit at U.S. Resy restaurants (up to $10 in statement credits per month; enrollment required), $120 rideshare credit on U.S. rideshare purchase (up to $10 in statement credits per month; enrollment required), Global Entry / TSA PreCheck credit, Hertz Five Star status, secondary rental car insurance, trip delay insurance, baggage insurance, purchase protection, and extended warranty.
5. United℠ Business Card
Best for Travel on United
The United℠ Business Card (review) packs useful perks for United flyers, including free checked bags, priority boarding, and two annual United Club passes. This practical business card proves worthwhile for small business owners who fly United even just a few times yearly.
Welcome Bonus: Earn 75,000 bonus miles + 2,000 Premier qualifying points (PQP) after you spend $5,000 on purchases in the first 3 months
Earning Miles: 2x miles on United Airlines purchases, dining (including eligible delivery services), gas stations, at United Hotels, office supply stores, local transit, and commuting; 1x miles on all other purchases.
Card Benefits: Free first checked bag, $100 United travel credit after after 7 United flight purchases of $100 or more within each card anniversary year, 5,000 anniversary bonus miles when you also have a personal United credit card, 2 United Club one-time passes each year, annual $25 FareLock credit, $100 rideshare credit, $100 JSX credit, $120 Instacart credit, $50 Avis or Budget credit, annual $100 United Hotels credit, 25% back on United inflight and Club premium drink purchases, priority boarding, no foreign transaction fees, travel insurance (primary rental car, trip delay, baggage delay, lost luggage, trip cancellation), extended warranty, and purchase protection.
6. Southwest® Rapid Rewards® Performance Business Credit Card
Best for travel on Southwest Airlines
The Southwest® Rapid Rewards® Performance Business Credit Card (review) stands out by offering free Wi-Fi on every Southwest flight and four Upgraded Boardings each year. Business travelers will appreciate additional perks including anniversary bonus points, Global Entry/TSA PreCheck reimbursement, and the ability to transfer points between accounts without fees.
Welcome Bonus: bonus_miles_full
Earn Rewards: 4x points on Southwest Airlines purchases; 3x points on Rapid Rewards hotel and car rental partners; 2x points on local transit, commuting (including rideshare), social media and search engine advertising, internet, cable, and phone services; and 1x points on all other purchases.
Card Benefits: 9,000 bonus points each year after your Cardmember anniversary, Four upgraded boardings per year, up to 365 In-flight Wi-Fi credits per year, up to a $500 fee credit for points transfers to another Rapid Rewards Member each year, Global Entry or TSA PreCheck® or NEXUS application fee credit of up to $120 every four years, no foreign transaction fees, lost luggage reimbursement, baggage delay insurance, extended warranty, and purchase protection.
7. CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
Best for Travel on American Airlines
The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® delivers key American Airlines perks including free checked bags and preferred boarding on your flights. While its reward rates aren’t exceptional, the card provides a path to earning AAdvantage elite status through credit card spending.
Welcome Bonus: bonus_miles_full
Earning Miles: 2x American AAdvantage miles on American Airlines purchases, cable and satellite providers, select telecommunications merchants, car rentals, and gas stations; 1x AAdvantage miles on all other eligible purchases.
Card Benefits: Free checked bag for you and up to four travel companions on domestic flights, preferred boarding for you and up to four travel companions, 25% in-flight savings, annual companion certificate, no foreign transaction fees, purchase protection, and extended warranty.
For rates and fees of the Delta SkyMiles® Reserve Business American Express Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of the Delta SkyMiles® Platinum Business American Express Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of The Business Platinum Card® from American Express, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
