If you frequently travel abroad or make purchases in foreign currency, you know that pesky foreign transaction fees can add up quickly.
To save yourself some money, consider getting a credit card that doesn’t charge these fees.
American Express offers several great options for no foreign transaction fee cards.
Below are our picks for the best American Express no foreign transaction fee cards.
Best for Lounge Access: The Platinum Card® from American Express (review).
Best for Dining: American Express® Gold Card (review).
Best for Overall Value: Hilton Honors American Express Surpass® Card (review).
1. The Platinum Card® from American Express
Best for Airport Lounge Access
The Platinum Card® from American Express (review) is a great premium travel rewards card for travelers who want airport lounge access, including Centurion Lounges, Delta Sky Clubs (when flying Delta), Escape Lounges, Priority Pass lounges.
The American Express Platinum has a $695 annual fee, but you receive many annual statement credits when you enroll your card to offset the fee, including:
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card.
- $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®.
- $240 Digital Entertainment Credit: Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card® at your choice of one or more of the following providers: Disney+, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and The Wall Street Journal. Enrollment required.
- $200 Uber Cash Credit: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Benefit renews annually.
- $155 Walmart+ Credit: Use your Platinum Card® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive a statement credit that covers the full cost each month.
- $189 CLEAR® Plus Credit: Breeze through security with CLEAR® Plus at 45+ airports nationwide and get up to $189 back per year on your membership (subject to auto-renewal) when you use your Platinum Card®.
You also earn 5x Membership Rewards points when booking flights directly with airlines or with American Express Travel (up to $500,000 in purchases per calendar year) and 5x Membership Rewards points when booking prepaid hotels with American Express Travel.
On top of that, you automatically earn Marriott Bonvoy Gold Elite and Hilton Honors Gold statuses, which offer points bonuses, room upgrades, late check-out, and other premier benefits.
2. American Express® Gold Card
Best for U.S. Supermarkets and Restaurants
The American Express® Gold Card (review) is one of my favorite cards because it earns:
- 4x Membership Rewards® points at restaurants, including takeout and delivery in the U.S.,
- 4x Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1x).
- 3x points on flights booked directly with airlines or on amextravel.com
Plus, card members get nice credits when you enroll your Gold Card to offset the annual fee:
- $120 Uber Cash: Add your Gold Card to your Uber account, and each month automatically get up to $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S.
- $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations.
3. Hilton Honors American Express Surpass® Card
Best for Overall Value
- Earn 130,000 Hilton Honors Bonus Points after you spend $2,000 in your first 3 months of Card Membership.
- 12X Points at Hilton Hotels and Resorts
- 6X Points at U.S. Restaurants, U.S. Supermarkets, and U.S. Gas Stations
- Hilton Honors Gold Status
- 10 Complimentary Priority Pass Lounge Visits
- No Foreign Transaction Fees
- $95 Annual Fee (rates & fees)
The Hilton Honors American Express Surpass® Card (review) boasts great earning potential at Hilton properties and comes with complimentary Gold elite status, which features perks like space-available upgrades, better earnings, and free hot breakfast on Hilton stays.
For an affordable $95 fee, this rewards card earns:
- 12 points per dollar at Hilton Hotels and resorts;
- 6 points per dollar at U.S. restaurants, U.S. supermarkets, U.S. gas stations; and
- 3 points per dollar on all other eligible purchases.
You also receive a free weekend night reward after spending $15,000 per year and 10 complimentary lounge visits to Priority Pass lounges.
4. Marriott Bonvoy Brilliant® American Express® Card
Best for Marriott Stays
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- 6X Points at Marriott Hotels & Resorts
- Up to a $300 Statement Credit for Eligible Purchases at Restaurants Worldwide Each Year ($25 Per Month)
- Marriott Bonvoy Platinum Elite Status
- 25 Elite Night Credits Each Year
- Free Anniversary Night Award (Up to 85,000 Points)
- Priority Pass Airport Lounge Access
- $650 Annual Fee and No Foreign Transaction Fees (Rates and Fees)
The Marriott Bonvoy Brilliant® American Express® Card (review) is a premium hotel card that gets you Platinum Elite status, a free annual hotel night up to 85,000 points, 6x points at Marriott Bonvoy hotels, and Priority Pass airport lounge access.
The Bonvoy Brillant comes with several great statement credits to help offset the annual fee, including:
- Up to $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide.
- Priority Pass airport lounge access
- Global Entry or TSA PreCheck credit
- Cell phone insurance
- 25 Marriott Elite night credits to help you reach higher status
5. Hilton Honors American Express Card
Best No Annual Fee Option
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- 7X Points at Hilton Hotels and Resorts
- 5X Points at U.S. Restaurants, U.S. Supermarkets, and U.S. Gas Stations
- Complimentary Hilton Honors Silver Status
- No Annual Fee (Rates and Fees)
The Hilton Honors American Express Card (review) is a great no-annual-fee card that earns 7x Hilton Honors points at Hilton properties and 5x points at restaurants, supermarkets, and gas stations in the U.S.
This practical card also gets you complimentary Silver status, which comes with standard perks like a fifth night free on award stays and a 15% points bonus on Hilton stays.
Plus, you have the opportunity to reach Gold status by spending $20,000 per year.
6. Delta SkyMiles® Gold American Express Card
Best for Free Checked Bags on Delta
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- 2X SkyMiles on Delta Air Lines, U.S. Supermarkets, and Restaurants worldwide (including takeout & delivery in the U.S.)
- Free First Checked Bag
- 20% Statement Credit on Delta In-Flight Purchases
- No Foreign Transaction Fees
- $0 Intro Annual Fee for the First Year, Then $99 Per Year (Rates and Fees)
The Delta SkyMiles® Gold American Express Card (review) is a cost-effective card with solid perks for Delta flyers, offering a free first checked bag, a $100 Delta flight credit, and a 20% statement credit on Delta in-flight food and drink purchases.
For a $0 introductory annual fee followed by $99 per year, this card earns 2x SkyMiles at at restaurants (including takeout and delivery in the U.S.) and U.S. supermarkets and 2x SkyMiles on Delta purchases.
7. Delta SkyMiles® Reserve American Express Card
Best for First-class Delta Companion Tickets
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- 3X SkyMiles on Delta Air Lines Purchases
- First Checked Bag Free
- Airport Lounge Access
- Global Entry or TSA PreCheck Credit
- 20% Statement Credit on Delta In-Flight Purchases
- $550 Annual Fee and No Foreign Transaction Fees (Rates & Fees)
The Delta SkyMiles® Reserve American Express Card (review) earns 3x SkyMiles on Delta purchases and comes with complimentary Delta Sky Club* and The Centurion Lounge access, making it a stellar choice for frequent Delta flyers.
For a $550 annual fee, this premium card offers excellent Delta-specific perks such as free first checked bag, 20% back on in-flight purchases, upgrade priority, and an annual companion certificate that gets you a Domestic First Class, Delta Comfort+, or Main Cabin round-trip companion certificate upon renewing your card every year.
* Effective 2/1/25, Reserve Card Members will receive 10 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
8. Hilton Honors American Express Aspire Card
Best for Top-Tier Elite Status
The Hilton Honors American Express Aspire Card (review) is a premier card packed with top-notch hotel benefits and earns 14x Hilton Honors points at Hilton hotels and resorts, and 7x points at U.S. restaurants and on flights booked directly with airlines.
This premium hotel rewards card has a $450 annual fee, but it comes with an automatic Hilton Honors Diamond status, which gets you a 100% points bonus, milestone bonuses, suite upgrades, free breakfast, and other top-tier hotel perks.
Plus, you receive up to $250 Hilton resort statement credits, $250 airline fee credits, and $100 Hilton on-property credit, which easily offset the card’s yearly fee.
Cardholders also enjoy unlimited Priority Pass lounge access with two guests and one free weekend night award at any Hilton hotel.
9. American Express® Green Card
Budget Travel Card
- Earn 40,000 Membership Rewards® points after you spend $3,000 within the first 6 months.
- 3X Points at U.S. Restaurants, Transit, and Travel
- Annual Statement Credits for CLEAR® Plus and LoungeBuddy
- No Foreign Transaction Fees
- $150 Annual Fee
The American Express® Green Card (review) is a nice mid-tier travel card offering 3x Membership Rewards points on travel, restaurants, and transit, along with a $189 statement credit for $189 CLEAR® Plus credit and a $100 LoungeBuddy Credit.
10. Delta SkyMiles® Platinum American Express Card
Best for Main Cabin Companion Certificate
The Delta SkyMiles® Platinum American Express Card (review) is great for Delta loyalists, offering a Domestic Main Cabin round-trip companion certificate every year upon renewing your card.
For a $250 annual fee, getting this card unlocks valuable flying benefits, including a first checked bag free that saves you up to $60 per person on a round-trip Delta flight, a Global Entry or TSA PreCheck credit, and 20% savings as statement credit on in-flight food and beverages.
11. Delta SkyMiles® Blue American Express Card
Best for Zero Annual Fees
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- 2X SkyMiles Per Dollar on Delta Air Lines
- 2x SkyMiles Per Dollar at Restaurants worldwide (including takeout & delivery in the U.S.)
- 20% Statement Credit on Delta In-Flight Purchases
- No Annual Fee and No Foreign Transaction Fees (Rates and Fees)
The Delta SkyMiles® Blue American Express Card (review) is a no-annual-fee card that earns 2x SkyMiles at restaurants worldwide, including U.S. takeout and delivery, and 2x SkyMiles on Delta purchases.
Plus, you receive 20% savings in statement credits on Delta in-flight food and drinks and up to a $50 discount on flights booked on delta.com for every 5,000 miles redeemed via Pay With Miles.
For rates and fees of The Platinum Card® from American Express, please click here.
For rates and fees of the American Express® Gold Card, please click here.
For rates and fees of the Hilton Honors American Express Surpass® Card, please click here.
For the rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, please click here.
For rates and fees of the Hilton Honors American Express Card, please click here.
For rates and fees of the Delta SkyMiles® Gold American Express Card, please click here.
For rates and fees of the Delta SkyMiles® Reserve American Express Card, please click here.
For the rates and fees of the American Express® Green Card, please click here.
For rates and fees of the Delta SkyMiles® Platinum American Express Card, please click here.
For rates and fees of the Delta SkyMiles® Blue American Express Card, please click here.
