11 Best American Express No Foreign Transaction Fee Cards

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If you frequently travel abroad or make purchases in foreign currency, you know that pesky foreign transaction fees can add up quickly.

To save yourself some money, it’s worth considering a credit card that doesn’t charge these fees.

American Express offers several great options for no foreign transaction fee cards.

Below are our picks for the best American Express no foreign transaction fee cards.

If you are looking for a business card, check out our post on the top Amex Business cards with no foreign transaction fees.

Santorini Europe

1. The Platinum Card® from American Express

Best for Airport Lounge Access

100,000 Points
Platinum Card® from American Express
  • Earn 100,000 Membership Rewards Points After $6,000 in Eligible Purchases in the First 6 Months
  • 5x Points on Flights Booked Directly With Airlines (up to $500,000 in purchases each calendar year)
  • $1,000+ in Credits ($200 Airline Fee, $200 Uber Cash, $240 Digital Entertainment, $189 CLEAR, $155 Walmart+, $100 Saks, $200 Hotel via Amex Travel)
  • Airport Lounge Access (Centurion, Delta SkyClub, Priority Pass, Escape, and Plaza Premium)
  • No Foreign Transaction Fees
  • $695 Annual Fee (Rates & Fees)
Learn More Our Review
Terms Apply. Enrollment is required for some benefits.

The Platinum Card® from American Express is the best premium travel rewards card for travelers who want airport lounge access to international lounges, including Centurion Lounges, Delta Sky Clubs (when flying Delta), Escape Lounges, Priority Pass lounges, and more. 

The American Express Platinum has a $695 annual fee, but you’ll get a slew of yearly statement credits, including a $200 hotel credit, $240 digital entertainment credit, $200 airline fee credit, $200 Uber credit, and $155 Walmart+ credit.  (Enrollment is required to activate credits.)

You also earn 5x Membership Rewards points when booking flights directly with airlines or with American Express Travel (up to $500,000 in purchases per calendar year) and 5x Membership Rewards points when booking prepaid hotels with American Express Travel. 

On top of that, you automatically earn Marriott Bonvoy Gold Elite and Hilton Honors Gold statuses, which offer points bonuses, room upgrades, late check-out, and other premier benefits. 

2. American Express® Gold Card

Best for Supermarkets and Restaurants

The American Express® Gold Card is one of my favorite cards because it earns:

  • 4x points at restaurants worldwide, including takeout and delivery in the U.S.,
  • 4x points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1x). 
  • 3x points on flights booked directly with airlines or on amextravel.com

Plus, card members get a $120 dining credit plus $120 in Uber Cash for U.S. Uber rides or Uber Eats orders can offset the card’s $250 yearly fee. (Enrollment is required for credit.)

3. Hilton Honors American Express Surpass® Card

Best Budget Option for Hilton and Airport Lounge Access

12X Points at Hilton Hotels and Resorts
Hilton Honors Surpass American Express
  • Earn 130,000 Hilton Points After $2,000 in Eligible Purchases in the First 3 Months
  • 12X Points at Hilton Hotels and Resorts
  • 6X Points at U.S. Restaurants, U.S. Supermarkets, and U.S. Gas Stations
  • Hilton Honors Gold Status
  • Free Weekend Night Reward
  • 10 Complimentary Priority Pass Lounge Visits
  • No Foreign Transaction Fees
  • $0 Intro Annual Fee for the First Year, then $95.
Learn More Our Review
Non-Affiliate Link; Terms Apply

The Hilton Honors American Express Surpass® Card boasts a great earning potential at Hilton properties and comes with complimentary Gold elite status, which features perks like space-available upgrades, better earnings, and free hot breakfast on Hilton stays. 

For an affordable $95 fee, this rewards card earns 12x Hilton Honors points at Hilton hotels and resorts, 6x points on dining, groceries, and gas purchases in the U.S., and 3x points on all other purchases with no foreign transaction fees. 

You also receive a free weekend night reward after spending $15,000 per year and 10 complimentary lounge visits to Priority Pass lounges.

4. Marriott Bonvoy Brilliant™ American Express® Card

Best for Marriott Stays

Free Night Award and Priority Pass Select
Marriott Bonvoy Brilliant™ American Express® Card
  • Earn 75,000 Marriott Bonvoy Points After $3,000 in Eligible Purchases in the First 3 Months
  • 6X Points at Marriott Hotels & Resorts
  • Marriott Bonvoy Gold Elite Status
  • Free Anniversary Night Award (Up to 50,000 Points)
  • $25 Monthly Restaurant Credit (After 9/22/2022)
  • Priority Pass Airport Lounge Access
  • $450 Annual Fee and No Foreign Transaction Fees (Rates and Fees)
Learn More Our Review
Terms Apply

The Marriott Bonvoy Brilliant™ American Express® Card is a premium hotel card that earns 6x Marriott Bonvoy points at participating hotels and 3x points on airfare booked directly with airlines and at U.S. restaurants. 

At $450 per year, this luxury card gets you an annual free night award that you can use at participating hotels costing 50,000 Marriott Bonvoy points.

The Bonvoy Brillant comes with several great statement credits to help offset the annual fee, including:

  • $300 Marriot Bonvoy credit for purchases at participating hotels until 9/22/2022, which will be replaced by up to $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide.
  • $100 on-property credit for qualifying charges when booking a two-night stay
  • Global Entry or TSA PreCheck credit

The Marriott Bonvoy Brilliant card also rewards you with 15 elite night credits to help you reach higher elite status faster and comes with Priority Pass Select membership for access to 1,300+ lounges worldwide. 

5. Hilton Honors American Express

Best No Annual Fee Option

No Annual Fee
Hilton Honors American Express Card
  • Earn 100,000 Points After $1,000 in Purchases in the First 3 Months. Plus, a $100 Statement Credit for Eligible Hilton Purchases in the First 12 Months.
  • 7X Points at Hilton Hotels and Resorts
  • 5X Points at U.S. Restaurants, U.S. Supermarkets, and U.S. Gas Stations
  • Complimentary Hilton Honors Silver Status
  • No Annual Fee and No Foreign Transaction Fees (Rates and Fees)
Learn More Our Review
Terms Apply

The Hilton Honors American Express is a great no-annual-fee card that earns 7x Hilton Honors points at Hilton properties and 5x points at restaurants, supermarkets, and gas stations in the U.S. 

This practical card also gets you complimentary Silver status, which comes with standard perks like a fifth night free on award stays and a 15% points bonus on Hilton stays. 

Plus, you have the opportunity to reach Gold status by spending $20,000 per year.  

6. Delta SkyMiles® Gold American Express Card

Best for Free Checked Bags on Delta

Free Checked Bag
Delta SkyMiles® Gold American Express Card
  • Earn 40,000 Bonus SkyMiles for $1,000 in Eligible Purchases in the First 3 Months
  • 2X SkyMiles on Delta Air Lines
  • 2x SkyMiles at Restaurants Worldwide and at U.S. Supermarkets
  • Free First Checked Bag
  • 20% Statement Credit on Delta In-Flight Purchases
  • No Foreign Transaction Fees
  • $0 Intro Annual Fee for the First Year, Then $99 Per Year (Rates and Fees)
Learn More Our Review
Terms Apply

The Delta SkyMiles® Gold American Express Card is a cost-effective card with solid perks for Delta flyers, offering a free first checked bag, a $100 Delta flight credit, and a 20% statement credit on Delta in-flight food and drink purchases. 

For a $0 introductory annual fee followed by $99 per year, this card earns 2x SkyMiles at restaurants globally and U.S. supermarkets and 2x SkyMiles on Delta purchases. 

7. Delta SkyMiles® Reserve American Express Card

Best for Benefits When Flying Delta

Airport Lounge Access
Delta SkyMiles® Reserve American Express Card
  • Earn 50,000 SkyMiles + 10,000 Medallion Qualifying Miles After $3,000 in Eligible Purchases in the First 3 Months
  • 3X SkyMiles on Delta Air Lines Purchases
  • First Checked Bag Free
  • Lounge Access to Delta Sky Club Centurion Lounge, and Escape Lounges When Flying Delta
  • Annual Companion Certificate
  • Global Entry or TSA PreCheck Credit
  • 20% Statement Credit on Delta In-Flight Purchases
  • $550 Annual Fee and No Foreign Transaction Fees (Rates & Fees)
Learn More Our Review
Terms Apply

The Delta SkyMiles® Reserve American Express Card earns 3x SkyMiles on Delta purchases and comes with complimentary Delta Sky Club and The Centurion Lounge access, making it a stellar choice for frequent Delta flyers. 

For a $550 annual fee, this premium card offers excellent Delta-specific perks, letting you earn 15,000 Medallion Qualification Miles after spending $30,000 in a calendar year to get closer to Medallion Status. 

Plus, it comes with an annual companion certificate that gets you a Domestic First Class, Delta Comfort+, or Main Cabin round-trip companion certificate upon renewing your card every year. 

Other outstanding travel perks include a Global Entry or TSA PreCheck credit, a 20% savings on Delta in-flight food and drinks, a free first checked bag, complimentary upgrades, and extensive travel protections. 

8. Hilton Honors American Express Aspire Card

Best for Top-Tier Elite Status

Hilton Honors Diamond Status
Hilton Honors American Express Aspire Card
  • Earn 150,000 Hilton Points After $4,000 in Eligible Purchases in the First 3 Months
  • Hilton Honors Diamond Elite Status
  • 14x Points at Hilton Hotels and Resorts
  • One Free Weekend Night Award at Any Hotel
  • $250 Hilton Resort Statement Credit
  • $250 Airline Fee Credit
  • Priority Pass Airport Lounge Access With Two Guests
  • $450 Annual Fee and No Foreign Transaction Fees (Rates and Fees)
Learn More Our Review
Non-Affiliate Link; Terms Apply; Enrollment is Required for Some Benefits

The Hilton Honors American Express Aspire is a premier card packed with top-notch hotel benefits and earns 14x Hilton Honors points at Hilton hotels and resorts, and 7x points at U.S. restaurants and on flights booked directly with airlines.

This premium hotel rewards card has a $450 annual fee, but it comes with an automatic Hilton Honors Diamond status, which gets you a 100% points bonus, milestone bonuses, suite upgrades, free breakfast, and other top-tier hotel perks. 

Plus, you receive up to $250 Hilton resort statement credits, $250 airline fee credits, and $100 Hilton on-property credit, which easily offset the card’s yearly fee. 

Cardholders also enjoy unlimited Priority Pass lounge access with two guests and one free weekend night award at any Hilton hotel. 

9. American Express® Green Card

Budget Travel Card

3X Points on Dining, Transit, and Travel
American Express Green Card
  • Earn 40,000 Membership Rewards Points After $2,000 in Eligible Purchases in the First 6 Months
  • 3X Points at U.S. Restaurants, Transit, and Travel
  • $100 CLEAR Credit
  • $100 LoungeBuddy Credit
  • No Foreign Transaction Fees
  • $150 Annual Fee (Rates & Fees)
Learn More Our Review
Non-Affiliate Link; Terms Apply

The American Express Green offers 3x points at restaurants, including takeout and delivery in the United States.

Plus 3x points on airfare, hotels, cruises, car rentals, trains, buses, subways, and other transit.

The Green card offers statement credits to recoup the $150 annual fee, including a $100 CLEAR credit and a $100 LoungeBuddy Credit. 

10. Delta SkyMiles® Platinum American Express Card

Annual Companion Certificate

Free Checked Bag and Annual Companion Certificate
Delta SkyMiles® Platinum American Express Card
  • Earn 50,000 SkyMiles + 5,000 Medallion Qualifying Miles After $2,000 in Eligible Purchases in the First 3 Months
  • 3X SkyMiles on Delta Purchases and Hotel Stays
  • 2X SkyMiles at Restaurants and U.S. Supermarkets
  • Free First Checked Bag
  • Annual Companion Certificate
  • Global Entry or TSA PreCheck Credit
  • 20% Statement Credit on Delta In-Flight Purchases
  • No Foreign Transaction Fees
  • $250 Annual Fee (Rates & Fees)
Learn More Our Review
Terms Apply

The Delta SkyMiles® Platinum American Express Card is great for Delta loyalists, offering a Domestic Main Cabin round-trip companion certificate every year upon renewing your card. 

For a $250 annual fee, getting this card unlocks valuable flying benefits, including a first checked bag free that saves you up to $60 per person on a round-trip Delta flight, a Global Entry or TSA PreCheck credit, and 20% savings on in-flight food and beverages. 

You and two companions also get a discounted rate of $39 per person per visit to Delta Sky Clubs. 

Plus, you can waive the MQD requirement toward Silver, Gold, or Platinum Medallion Status and earn 10,000 MQMs after making $25,000 in purchases to reach status faster. 

The Delta SkyMiles Platinum card earns 3X SkyMiles on Delta purchases and hotel stays.

11. Delta SkyMiles® Blue American Express Card

No Annual Fee

No Annual Fee
Delta SkyMiles® Blue American Express Card
  • Earn 10,000 Delta SkyMiles After $500 in Eligible Purchases in the First 3 Months
  • 2X SkyMiles Per Dollar on Delta Air Lines
  • 2x Points Per Dollar at Restaurants Worldwide, and Takeout and Food Delivery in the U.S.
  • 20% Statement Credit on Delta In-Flight Purchases
  • No Annual Fee and No Foreign Transaction Fees (Rates and Fees)
Learn More Our Review
Terms Apply

The Delta SkyMiles® Blue American Express Card is a zero-annual-fee card that earns 2x SkyMiles at restaurants worldwide, including U.S. takeout and delivery, and 2x SkyMiles on Delta purchases. 

Plus, you receive 20% savings in statement credits on Delta in-flight food and drinks and up to a $50 discount on flights booked on delta.com for every 5,000 miles redeemed via Pay With Miles.