As a frequent Delta Airlines flyer, you might wonder which credit cards offer the most benefits.
Don’t worry! In this article, we’ll explore the best credit cards for Delta Flyers. We’ll dive deep into what perks and benefits each card offers, and how well they match your spending and flying patterns.
Best for Occasional Flyers: Delta SkyMiles® Gold American Express Card (review).
Best for Airport Lounge Access: Delta SkyMiles® Reserve American Express Card (review).
Best for Businesses: Delta SkyMiles® Gold Business American Express (review).
1. Delta SkyMiles® Gold American Express Card
Best for Occasional Flyers
- bonus_miles_full
- 2X SkyMiles on Delta Air Lines, U.S. Supermarkets, and Restaurants worldwide (including takeout & delivery in the U.S.)
- Free First Checked Bag
- 20% Statement Credit on Delta In-Flight Purchases
- No Foreign Transaction Fees
- $0 Intro Annual Fee for the First Year, Then $99 Per Year (Rates and Fees)
The Delta SkyMiles® Gold American Express Card (review) is a cost-effective card with solid perks for Delta flyers, offering a free first checked bag, a $100 Delta flight credit, and a 20% statement credit on Delta in-flight food and drink purchases.
For a $0 introductory annual fee followed by $99 per year, this card earns 2x SkyMiles at at restaurants (including takeout and delivery in the U.S.) and U.S. supermarkets and 2x SkyMiles on Delta purchases.
2. Delta SkyMiles® Reserve American Express Card
Best for Airport Lounge Access
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- 3X SkyMiles on Delta Air Lines Purchases
- First Checked Bag Free
- Airport Lounge Access
- Global Entry or TSA PreCheck Credit
- 20% Statement Credit on Delta In-Flight Purchases
- $550 Annual Fee and No Foreign Transaction Fees (Rates & Fees)
The Delta SkyMiles® Reserve American Express Card (review) earns 3x SkyMiles on Delta purchases and comes with complimentary Delta Sky Club* and The Centurion Lounge access, making it a stellar choice for frequent Delta flyers.
For a $550 annual fee, this premium card offers excellent Delta-specific perks such as free first checked bag, 20% back on in-flight purchases, upgrade priority, and an annual companion certificate that gets you a Domestic First Class, Delta Comfort+, or Main Cabin round-trip companion certificate upon renewing your card every year.
* Effective 2/1/25, Reserve Card Members will receive 10 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
3. Delta SkyMiles® Gold Business American Express Card
Best for Everyday Business Expenses
- bonus_miles_full
- 2X SkyMiles on Delta, U.S. Advertising, U.S. Shipping Purchases, and Restaurants worldwide (including takeout & delivery in the U.S.)
- Free First Checked Bag on Delta Flights
- Main Cabin 1 Priority Boarding
- 20% Statement Credit for Delta In-Flight Purchases
- No Foreign Transaction Fees
- $0 Intro Annual Fee for the First Year, Then $99 Per Year (Rates & Fees)
The Delta SkyMiles® Gold Business American Express (review) is a practical and affordable card for business owners who want solid travel perks for a minimal fee.
With a $0 intro annual fee for the first year ($99 thereafter), this card is a low-cost option that earns 2x SkyMiles on Delta purchases, advertising and shipping purchases in the U.S., and dining expenses.
The Delta SkyMiles Gold Business card generously offers free first checked bags for you and eight companions, Main Cabin 1 boarding, and a 20% in-flight savings.
4. Delta SkyMiles® Reserve Business American Express Card
Best for Business Travelers
- bonus_miles_full
- 3x SkyMiles on Delta Air Lines
- Airport Lounge Access
- Priority Boarding and Free First Checked Bag
- Global Entry or TSA PreCheck Credit
- $550 Annual Fee and No Foreign Transaction Fees (Rates & Fees)
The Delta SkyMiles® Reserve Business American Express Card (review) earns 3x SkyMiles on Delta Air Lines and offers airport lounge access to the Delta Sky Club*, American Express Centurion Lounges, and Escape Lounges.
The Delta Reserve Business has a $550 annual fee, which is offset by the airport lounge access and other perks such as an annual companion certificate, Non-Medallion Upgrades, Global Entry or TSA PreCheck credit, free first checked bag, priority boarding, and 20% statement credit for food and drinks.
* Effective 2/1/25, Reserve Card Members will receive 10 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
5. Delta SkyMiles® Platinum American Express Card
Best for U.S. Supermarkets and Restaurants
The Delta SkyMiles® Platinum American Express Card (review) is great for Delta loyalists, offering a Domestic Main Cabin round-trip companion certificate every year upon renewing your card.
For a $250 annual fee, getting this card unlocks valuable flying benefits, including a first checked bag free that saves you up to $60 per person on a round-trip Delta flight, a Global Entry or TSA PreCheck credit, and 20% savings as statement credit on in-flight food and beverages.
6. Delta SkyMiles® Blue American Express Card
Best for Zero Annual Fees
- bonus_miles_full
- 2X SkyMiles Per Dollar on Delta Air Lines
- 2x SkyMiles Per Dollar at Restaurants worldwide (including takeout & delivery in the U.S.)
- 20% Statement Credit on Delta In-Flight Purchases
- No Annual Fee and No Foreign Transaction Fees (Rates and Fees)
The Delta SkyMiles® Blue American Express Card (review) is a no-annual-fee card that earns 2x SkyMiles at restaurants worldwide, including U.S. takeout and delivery, and 2x SkyMiles on Delta purchases.
Plus, you receive 20% savings in statement credits on Delta in-flight food and drinks and up to a $50 discount on flights booked on delta.com for every 5,000 miles redeemed via Pay With Miles.
7. Delta SkyMiles® Platinum Business American Express Card
Best for Big Business Purchases
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- 3X SkyMiles on Direct Purchases with Delta and Hotels
- Free First Checked Bag and Priority Boarding
- Global Entry or TSA PreCheck Credit
- $250 Annual Fee and No Foreign Transaction Fees (Rates & Fees)
The Delta SkyMiles® Platinum Business American Express (review) is a good choice for small business owners who fly Delta. It comes with travel perks such as first free checked bags, Main Cabin 1 Priority Boarding, a Domestic Main Cabin round-trip companion certificate, and 20% statement credit for in-flight purchases of food and drinks.
For a $250 annual fee, this business card earns 3x SkyMiles on Delta purchases and qualifying purchases made directly with hotels.
This card also earns more miles on big purchases, with 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year.
For rates and fees of the Delta SkyMiles® Blue American Express Card, please click here.
For rates and fees of the Delta SkyMiles® Gold American Express Card, please click here.
For rates and fees of the Delta SkyMiles® Gold Business American Express Card, please click here.
For rates and fees of the Delta SkyMiles® Platinum American Express Card, please click here.
For rates and fees of the Delta SkyMiles® Platinum Business American Express Card, please click here.
For rates and fees of the Delta SkyMiles® Reserve American Express Card, please click here.
For rates and fees of the Delta SkyMiles® Reserve Business American Express Card, please click here.
