As a frequent Delta Airlines flyer, you might wonder which credit cards offer the most benefits.
Don’t worry! In this article, we’ll explore the best credit cards for Delta Flyers. We’ll dive deep into what perks and benefits each card offers, and how well they match your spending and flying patterns.
Best for Occasional Flyers: Delta SkyMiles® Gold American Express Card (review).
Best for Airport Lounge Access: Delta SkyMiles® Reserve American Express Card (review).
Best for Businesses: Delta SkyMiles® Gold Business American Express Card (review).
1. Delta SkyMiles® Gold American Express Card
Best for Occasional Flyers
- bonus_miles_full
- 2X SkyMiles on Delta Air Lines, U.S. Supermarkets, and Restaurants worldwide (including takeout & delivery in the U.S.)
- Free First Checked Bag and Priority Boarding
- $100 Annual Delta Stays Credit
- $0 Intro Annual Fee for the First Year, Then $150 Per Year (Rates and Fees)
The Delta SkyMiles® Gold American Express Card (review) offers valuable perks for occasional Delta flyers at a reasonable annual fee. With benefits like a free checked bag and priority boarding, this card can easily pay for itself if you fly Delta even a few times per year.
Welcome Bonus: bonus_miles_full
Earn SkyMiles: 2x SkyMiles on Delta Air Lines purchases, at US supermarkets, and at restaurants (including takeout and delivery in the US); 1x SkyMiles on all other eligible purchases.
Benefits: Free first checked bag and priority boarding for you and up to 8 travel companions, receive a $200 Delta Flight Credit after you spend $10,000 in a calendar year, 15% award discount, up to $100 back per year as a statement credit to book prepaid hotels or vacation rentals through Delta Stays, baggage insurance plan, secondary rental car insurance, purchase protection, and extended warranty.
2. Delta SkyMiles® Reserve American Express Card
Best for Airport Lounge Access
The Delta SkyMiles® Reserve American Express Card (review) offers premium perks for frequent Delta flyers, including airport lounge access and an annual companion certificate. While it comes with a high annual fee, frequent Delta flyers can find significant value through its array of travel benefits and ability to boost elite status qualification.
Welcome Bonus: bonus_miles_full
Earning SkyMiles: 3x SkyMiles on Delta Air Lines purchases; 1x SkyMiles on all other eligible purchases.
Card Benefits:
- Airport Lounges: Access to Delta Sky Clubs* when flying Delta and to American Express Centurion Lounges when you use your card to book your Delta flight.
- Delta Perks: Annual companion certificate at renewal, free first checked bag and priority boarding for you and up to eight travel companions, 15% award discount, 20% back on in-flight purchases, and $200 annual Delta Stays credit.
- Other Benefits: $240 Resy credit at U.S. Resy restaurants (up to $20 in statement credits per month; enrollment required), $120 Rideshare credit on U.S. rideshare purchases (up to $10 in statement credits per month; enrollment required); Hertz’s President’s Circle, Global Entry / TSA PreCheck credit, travel insurance (trip delay, trip cancellation, baggage insurance, and secondary rental car), extended warranty, return protection, and purchase protection.
* Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
3. Delta SkyMiles® Gold Business American Express Card
Best for Everyday Business Expenses
The Delta SkyMiles® Gold Business American Express Card (review) is an entry-level option for earning Delta miles on business expenses. It includes useful travel benefits like free checked bags and priority boarding, making it a good choice for less frequent Delta flyers.
Welcome Bonus: bonus_miles_full
Earning SkyMiles: 2x SkyMiles on Delta Air Lines purchases, at restaurants, US shipping (up to $50,000 per year, then 1x), US advertising in select media (up to $50,000 per year, then 1x); 1x SkyMiles on all other eligible purchases.
Benefits: Free first checked bag and priority boarding for you and up to eight travel companions, get up to $150 back per year as a statement credit after using your card to book prepaid hotels or vacation rentals through Delta Stays, receive a $200 Delta Flight Credit after you spend $10,000 on your card in a calendar year, 20% back on in-flight purchases, 15% award discount, secondary rental car insurance, purchase protection, extended warranty, and baggage insurance plan.
4. Delta SkyMiles® Reserve Business American Express Card
Best for Business Travelers
The Delta SkyMiles® Reserve Business American Express Card (review) offers premium perks for frequent Delta flyers, including lounge access and a companion certificate. While it has a high annual fee, the card can provide great value through its elite status boost, upgrade priority, and travel credits for loyal Delta customers.
Welcome Bonus: bonus_miles_full
Earning SkyMiles: 3x SkyMiles on Delta Air Lines purchases; 1.5x SkyMiles on transit, shipping, and office purchases; 1.5 SkyMiles per dollar on all non-Delta purchases after spending a total of $150,000 in a calendar year; and 1x SkyMiles on all other eligible spending.
Card Benefits:
- Airport Lounges: Access to Delta Sky Clubs* when flying Delta and to American Express Centurion Lounges when you use your card to book your Delta flight.
- Delta Perks: Annual companion certificate at renewal, free first checked bag and priority boarding for you and up to eight travel companions, 15% award discount, 20% back on in-flight purchases, and $250 annual Delta Stays credit.
- Other Benefits: $240 Resy credit at U.S. Resy restaurants (up to $20 in statement credits per month; enrollment required), $120 Rideshare credit on U.S. rideshare purchases (up to $10 in statement credits per month; enrollment required); Hertz’s President’s Circle, Global Entry / TSA PreCheck credit, travel insurance (trip delay, trip cancellation, baggage insurance, secondary rental car), extended warranty, return protection, and purchase protection.
* Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter. Once all 15 Visits have been used, Eligible Card Members may purchase additional Delta Sky Club Visits (including Grab and Go) at a per-Visit rate of $50 per person using the Card.
5. Delta SkyMiles® Platinum American Express Card
Best for U.S. Supermarkets and Restaurants
The Delta SkyMiles® Platinum American Express Card (review) comes packed with Delta-specific perks like priority boarding, a free checked bag, and discounts on award flights. The card’s annual companion certificate and ability to earn Medallion Qualification Dollars through spending make it worthwhile for those chasing Delta elite status.
Welcome Bonus: bonus_miles_full
Earning SkyMiles: 3x SkyMiles on Delta Air Lines purchases and at hotels; 2x SkyMiles at restaurants and at U.S. supermarkets; and 1x SkyMiles on all other eligible purchases.
Card Benefits: Free first checked bag and priority boarding for you and up to eight travel companions, companion certificate at renewal each year, 20% back on in-flight purchases, 15% award discount, $150 annual Delta Stays credit, $120 Resy credit at U.S. Resy restaurants (up to $10 in statement credits per month; enrollment required), $120 rideshare credit on U.S. rideshare purchase (up to $10 in statement credits per month; enrollment required), Global Entry / TSA PreCheck credit, Hertz Five Star status, secondary rental car insurance, trip delay insurance, baggage insurance, purchase protection, and extended warranty.
6. Delta SkyMiles® Blue American Express Card
Best for Zero Annual Fees
- Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.
- 2X SkyMiles Per Dollar on Delta Air Lines
- 2x SkyMiles Per Dollar at Restaurants worldwide (including takeout & delivery in the U.S.)
- 20% Statement Credit on Delta In-Flight Purchases
- No Annual Fee and No Foreign Transaction Fees (Rates and Fees)
The Delta SkyMiles® Blue American Express Card (review) is Delta’s starter credit card option for those new to the SkyMiles program. The card keeps things simple with basic earning rates and practical perks like inflight discounts, though frequent Delta flyers might want to consider more premium options.
Welcome Bonus: Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.
Earning Rewards: 2 SkyMiles per dollar at purchases made directly with Delta Air Lines, and restaurants, including takeout and delivery in the U.S.; and 1x miles on all other eligible purchases.
Card Benefits: 20% back on in-flight purchases, extended warranty, purchase prtoection, secondary rental car insurance, no foreign transaction fees, and access to Amex Offers.
7. Delta SkyMiles® Platinum Business American Express Card
Best for Big Business Purchases
The Delta SkyMiles® Platinum Business American Express Card (review) offers valuable perks for frequent Delta flyers, including priority boarding and a free checked bag. It also provides opportunities to earn elite status faster through spending and bonus Medallion® Qualification Dollars.
Welcome Bonus: bonus_miles_full
Earning SkyMiles: 3x SkyMiles on Delta Air Lines purchases and purchases directly with hotels; 1.5x SkyMiles on transit, shipping and purchases of more than $5,000 (up to $100,000 per year); and 1x SkyMiles on all other eligible purchases.
Card Benefits: Free first checked bag and priority boarding for you and up to eight travel companions, companion certificate at renewal each year, 20% back on in-flight purchases, 15% award discount, $200 annual Delta Stays credit, $120 Resy credit at U.S. Resy restaurants (up to $10 in statement credits per month; enrollment required), $120 rideshare credit on U.S. rideshare purchases (up to $10 in statement credits per month; enrollment required), Global Entry / TSA PreCheck credit, Hertz Five Star status, secondary rental car insurance, trip delay insurance, baggage insurance, purchase protection, and extended warranty.
For rates and fees of the Delta SkyMiles® Blue American Express Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of the Delta SkyMiles® Gold American Express Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of the Delta SkyMiles® Gold Business American Express Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of the Delta SkyMiles® Platinum American Express Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of the Delta SkyMiles® Platinum Business American Express Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of the Delta SkyMiles® Reserve American Express Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of the Delta SkyMiles® Reserve Business American Express Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
