9 Best American Express Business No Foreign Transaction Fee Cards

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If you’re a small business owner who frequently travels overseas, you know how expensive it can be to use your credit card abroad.

With foreign transaction fees, you can end up paying an extra 2-3% on every purchase you make.

That’s why we’ve put together a list of the best American Express business credit cards with no foreign transaction fees.

With any of these cards, you can use your card for business expenses without worrying about racking up extra fees.

If you are looking for a personal card, check out the top American Express cards with no foreign transaction fees.

Santorini Europe

1. Business Platinum Card® from American Express

Best for Airport Lounge Access

Top Airport Lounge Access
Business Platinum Card® from American Express
  • Earn 120,000 Membership Rewards Points After $15,000 in Eligible Purchases in the First 3 Months
  • 5X Points on Flights and Prepaid Hotels Booked Via AmexTravel.com
  • Airport Lounge Access at Centurion Lounges, Delta SkyClubs, Escape, Plaza Premium, and Priority Pass
  • $1,419 in Credits ($200 Airline Fee, $400 Dell, $120 Wireless, $360 Indeed, $150 Adobe, and $189 CLEAR)
  • Marriott Bonvoy Gold and Hilton Honors Gold
  • $695 Annual Fee & No Foreign Transaction Fees (Rates & Fees)
Learn More Our Review
Terms Apply; Enrollment is Required for Some Benefits

The Business Platinum Card® from American Express is an outstanding choice for business owners who want airport lounge access including the American Express Global Lounge Collection, Centurion Lounges, Delta Sky Clubs, Escape Lounges, Priority Pass lounges, and more. 

For a $695 annual fee, this card is loaded with premium perks, including a $400 Dell credit, $200 airline incidental credit, $360 Indeed credit, $150 Adobe credit, and $120 wireless telephone credit. 

You can also earn 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1.5x points on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year

The American Express Business Platinum comes with automatic Hilton Honors Gold and Marriott Bonvoy Gold so that you can enjoy perks like room upgrades, late check-out, and a points bonus.

2. American Express® Business Gold Card

Best for Earning Points

4X Points in Top 2 Business Categories
American Express® Business Gold Card
  • Earn 70,000 Membership Rewards Points After $10,000 in Eligible Purchases in the First 3 Months
  • 4X Points on Purchases in Your Top 2 Business Categories (up to $150,000 in Combined Purchases Per Calendar Year)
  • No Foreign Transaction Fees
  • $295 Annual Fee (Rates and Fees)
Learn More Our Review
Terms Apply

The American Express® Business Gold Card is a good fit for business owners who want to earn much-coveted Membership Rewards points from business spending. 

For a $295 annual fee, this card earns 4x points on up to $150,000 in combined purchases per year in your top two spending categories, with options including eligible airfare, U.S. advertising, U.S. shipping, U.S. cloud, software, and hardware, U.S. gas, and U.S. dining purchases.

You can also get 25% points back when booking flights with American Express Travel using your Membership Rewards points. 

3. Delta SkyMiles® Reserve Business American Express Card

Best for Frequent Delta Flyers

Delta SkyMiles® Reserve Business American Express Card
  • Earn 60,000 SkyMiles + 10,000 Medallion Qualifying Miles After $4,000 in Eligible Purchases in the First 3 Months
  • 3x SkyMiles on Delta Air Lines
  • Access to Delta SkyClub, Centurion Lounges, and Escape Lounge When Flying Delta
  • Priority Boarding and Free First Checked Bag
  • Global Entry or TSA PreCheck Credit
  • $550 Annual Fee and No Foreign Transaction Fees (Rates & Fees)
Learn More
Terms Apply

The Delta SkyMiles® Reserve Business American Express Card earns 3x SkyMiles on Delta Air Lines and offers airport lounge access to the Delta SkyClub, American Express Centurion Lounges, and Escape Lounges

The Delta Reserve Business has a $550 annual fee, which is offset by the airport lounge access and other perks such as an annual companion certificate, Non-Medallion Upgrades, Global Entry or TSA PreCheck credit, free first checked bag, priority boarding, and 20% statement credit for food and drinks.

4. Hilton Honors American Express Business Card

Best Budget Card for Hilton Stays and Airport Lounge Access

Complimentary Gold Status
Hilton Honors American Express Business Card
  • Earn 130,000 Hilton Points After $3,000 in Eligible Purchases in the First 3 Months
  • Complimentary Hilton Honors Gold Status
  • 12X Points at Hilton Properties
  • 6X Points at U.S. Gas Stations and U.S. Restaurants
  • 10 Complimentary Priority Pass Lounge Visits
  • No Foreign Transaction Fees
  • $95 Annual Fee (Rates and Fees)
Learn More Our Review
Terms Apply

The Hilton Honors American Express Business Card offers complimentary Gold status with the chance to upgrade to Diamond status upon hitting the $40,000 spending threshold. 

For a low annual fee of $95, this business card earns 12x Hilton Honors points at Hilton properties and 6x points in several categories:

  • U.S. restaurants
  • U.S. gas stations
  • U.S. shipping purchases
  • Wireless phone services with U.S. service providers
  • Flights booked directly with airlines or with amextravel.com
  • Car rentals booked directly from select car rental companies

The Hilton Honors Business card also offers a free weekend night reward after spending $15,000 and a second weekend night reward after spending $60,000 per year. 

Plus, you receive 10 free Priority Pass visits to airport lounges worldwide.

6. Marriott Bonvoy Business® American Express® Card

Best for Benefits at Marriott

Marriott Gold Status
Marriott Bonvoy Business® American Express® Card
  • Earn 75,000 Marriott Bonvoy Points after $3,000 in Eligible Purchases in the First 3 Months
  • 6X Points at Marriott Hotels & Resorts
  • 4X Points at Restaurants Worldwide, at U.S. gas stations, U.S. Phone Service Providers, and on U.S. Shipping Purchases.
  • 2x Points on All Other Eligible Purchases
  • Annual Free Night Award (up to 35,000 Points)
  • 15 Elite Night Credits and Gold Elite Status
  • No Foreign Transaction Fees
  • $125 Annual Fee (Rates and Fees)
Learn More Our Review
Terms Apply

The Marriott Bonvoy Business® American Express® Card is a good option for travelers who stay at least a few times per year in a Marriott.

The card comes with Marriott Bonvoy elite status, a free night award (up to 35,000 points), a 7% room rate discount, and 15 elite night credits.

Plus, the Marriott Bonvoy Business earns 6x points at Marriott Hotels, 4x points at restaurants worldwide, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers, and U.S. shipping purchases.

6. Amazon Business Prime Card

Best for Spending at Amazon

No Annual Fee
Amazon Business Prime American Express Card
  • Earn a $125 Amazon.com Gift Card Upon Approval
  • 5% Back or 90 Day Terms on Eligible U.S. Purchases at Amazon.com, Amazon Business, & Whole Foods Market (up to $120,000 in purchases each calendar year)
  • 2% Back at U.S. Restaurants, U.S. Gas Stations, and U.S. Wireless Phone Services
  • No Annual Fee and No Foreign Transaction Fees (Rates and Fees)
Learn More Our Review
Terms Apply

The Amazon Business Prime American Express Card is a good choice for businesses who frequently spend at Amazon.com, AWS, Amazon Business, and Whole Foods because you get 5% cash back or 90-day terms on the first $120,000 in purchases each calendar year (1% back thereafter). 

7. Delta SkyMiles® Gold Business American Express Card

Best Budget Pick for Free Checked Bags

Free Checked Bags
Delta SkyMiles® Gold Business American Express
  • Earn 50,000 SkyMiles After $2,000 in Eligible Purchases in the First 3 Months
  • 2X SkyMiles on Delta, U.S. Advertising, U.S. Shipping Purchases, and Restaurants Worldwide
  • Free First Checked Bags for You and 8 Companions
  • Main Cabin 1 Priority Boarding
  • 20% Statement Credit for Delta In-Flight Purchases
  • No Foreign Transaction Fees
  • $0 Intro Annual Fee for the First Year, Then $99 Per Year (Rates & Fees)
Learn More Our Review
Terms Apply

The Delta SkyMiles® Gold Business American Express Card is a practical and affordable card for business owners who want solid travel perks for a minimal fee. 

With a $0 intro annual fee for the first year ($99 thereafter), this card is a low-cost option that earns 2x SkyMiles on Delta purchases, advertising and shipping purchases in the U.S., and dining expenses. 

The Delta SkyMiles Gold Business card generously offers free first checked bags for you and eight companions, Main Cabin 1 boarding, and a 20% in-flight savings.

8. Delta SkyMiles® Platinum Business American Express Card

Best for Companion Ticket

Free Checked Bag and Annual Companion Certificate
Delta SkyMiles® Platinum American Express Card
  • Earn 50,000 SkyMiles + 5,000 Medallion Qualifying Miles After $2,000 in Eligible Purchases in the First 3 Months
  • 3X SkyMiles on Delta Purchases and Hotel Stays
  • 2X SkyMiles at Restaurants and U.S. Supermarkets
  • Free First Checked Bag
  • Annual Companion Certificate
  • Global Entry or TSA PreCheck Credit
  • 20% Statement Credit on Delta In-Flight Purchases
  • No Foreign Transaction Fees
  • $250 Annual Fee (Rates & Fees)
Learn More Our Review
Terms Apply

The Delta SkyMiles® Platinum American Express Card is great for Delta loyalists, offering a Domestic Main Cabin round-trip companion certificate every year upon renewing your card. 

For a $250 annual fee, getting this card unlocks valuable flying benefits, including a first checked bag free that saves you up to $60 per person on a round-trip Delta flight, a Global Entry or TSA PreCheck credit, and 20% savings on in-flight food and beverages. 

You and two companions also get a discounted rate of $39 per person per visit to Delta Sky Clubs. 

Plus, you can waive the MQD requirement toward Silver, Gold, or Platinum Medallion Status and earn 10,000 MQMs after making $25,000 in purchases to reach status faster. 

The Delta SkyMiles Platinum card earns 3X SkyMiles on Delta purchases and hotel stays.

9. The Plum Card®

Unlimited 1.5% Early Pay Cash Back
The Plum Card® from American Express
  • Earn 1.5% Cash Back When You Pay Balance Within 10 Days of Statement Closing Date OR Carry Your Balance for Up to 60 Days With Zero Interest
  • No Foreign Transaction Fees
  • $250 Annual Fee and No Foreign Transaction Fees (Rates and Fees)
Learn More Our Review
Terms Apply

The Plum Card® from American Express is a decent option for small businesses that want the option to either pay early and earn 1.5% cash back or pay up to 60 days later without accruing interest (or earning cash-back).

However, unless your business has fluctuating cash flow, I recommend other higher rewards-earning cards.