Best American Express Business No Annual Fee Cards

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As a business owner, you know that every penny counts. That’s why you’re always on the lookout for ways to save money and get the most bang for your buck.

When it comes to business credit cards, you want a card that offers great rewards and perks, but you don’t want to pay an annual fee.

Luckily, there are a few American Express business credit cards that offer great rewards and benefits without charging an annual fee.

Here are our picks for the best no annual fee Amex business credit cards.

No Annual Fee

Blue Business® Plus Credit Card from American Express

2x Points on Everyday Spending
Blue Business® Plus Credit Card from American Express
  • Earn 15,000 Membership Rewards Points for $3,000 in Eligible Purchases in the First 3 Months
  • 2 Points Per Dollar on the First $50,000 in Purchases Each Calendar Year (1x Points thereafter)
  • 0.0% Intro APR on purchases for the first 12 months. After that, a variable APR of 15.49% – 23.49%.
  • No Annual Fee (Rates and Fees)
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The Blue Business® Plus Credit Card from American Express is one of my favorite cards because it has no annual fee and earns 2x Membership Rewards points on the first $50,000 in purchases every year. After that, you will earn 1 point per dollar on all of your purchases.

The ability to earn 2x points makes the Blue Business Plus one of the best cards for everyday spending.

American Express Blue Business Cash™ Card

No Annual Fee
American Express Blue Business Cash™ Card
  • Earn a $250 Statement Credit After $3,000 in Eligible Purchases in the First 3 Months
  • 2% Cash Back On Up to $50,000 Per Year
  • 0% Intro APR on Purchases for 12 Months. After that, a variable rate of 15.49% – 23.49% applies.
  • No Annual Fee (Rates and Fees)
Learn More Our Review
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The American Express Blue Business Cash™ Card offers simple, straightforward rewards for no annual cost. 

This zero-annual-fee card earns a flat 2% cash back rate on all qualifying purchases up to $50,000 each year.

Offering an expanded buying power, the Blue Business Cash gives your business the flexibility to spend above your credit limit for your business expenses. 

Amazon Business Prime Card

No Annual Fee
Amazon Business Prime American Express Card
  • Earn a $125 Amazon.com Gift Card Upon Approval
  • 5% Back or 90 Day Terms on Eligible U.S. Purchases at Amazon.com, Amazon Business, & Whole Foods Market (up to $120,000 in purchases each calendar year)
  • 2% Back at U.S. Restaurants, U.S. Gas Stations, and U.S. Wireless Phone Services
  • No Annual Fee and No Foreign Transaction Fees (Rates and Fees)
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Terms Apply

The Amazon Business Prime American Express Card is a good choice for businesses who frequently spend at Amazon.com, AWS, Amazon Business, and Whole Foods because you get 5% cash back or 90-day terms on the first $120,000 in purchases each calendar year (1% back thereafter).