24 Best American Express Cards [Ranked]

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Some of the best credit cards are offered by American Express, which has a diverse set of partners including Delta Air Lines, Marriott, and Hilton.

You can find cards with no annual fee or cards that have great perks such as airport lounge and elite status.

1. American Express® Gold Card

The American Express® Gold Card is one of my favorite cards because it earns:

  • 4x points at restaurants worldwide, including takeout and delivery in the U.S.,
  • 4x points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1x). 
  • 3x points on flights booked directly with airlines or on amextravel.com

Plus, card members get nice credits when you enroll your Gold Card to offset the annual fee:

  • $120 Uber Cash: Add your Gold Card to your Uber account, and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations.

2. Platinum Card® from American Express

Airport Lounge Access
Platinum Card® from American Express
  • Earn 80,000 Membership Rewards Points After $6,000 in Eligible Purchases in the First 6 Months
  • 5x Points on Flights Booked Directly With Airlines (up to $500,000 in purchases each calendar year)
  • Airport Lounge Access (Centurion, Delta SkyClub, Priority Pass, Escape, and Plaza Premium)
  • No Foreign Transaction Fees
  • $695 Annual Fee (Rates & Fees)
Learn More Our Review
Terms Apply. Enrollment is required for some benefits.

The Platinum Card® from American Express is the best premium travel rewards card for travelers who want airport lounge access to international lounges, including Centurion Lounges, Delta Sky Clubs (when flying Delta), Escape Lounges, Priority Pass lounges, and more. 

The American Express Platinum has a $695 annual fee, but you receive many annual statement credits when you enroll your card to offset the fee, including:

  • $200 Airline Fee Credit (after you select a qualifying airline and incidental fees are charged by the airline to your Platinum Card®)
  • $200 Hotel Credit (on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, which requires a minimum two-night stay)
  • $240 Digital Entertainment Credit (up to $20 each month: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times)
  • $200 Uber Cash Credit ($15 per month with $35 in December when you add your Platinum Card to Uber or UberEats account)
  • $155 Walmart+ Credit (covers the cost of a $12.95 monthly membership) 
  • CLEAR Credit (up to $189 towards an annual Clear membership for expedited airport security)

You also earn 5x Membership Rewards points when booking flights directly with airlines or with American Express Travel (up to $500,000 in purchases per calendar year) and 5x Membership Rewards points when booking prepaid hotels with American Express Travel. 

On top of that, you automatically earn Marriott Bonvoy Gold Elite and Hilton Honors Gold statuses, which offer points bonuses, room upgrades, late check-out, and other premier benefits. 

3. Hilton Honors Aspire

Hilton Honors Diamond Status
Hilton Honors American Express Aspire Card
  • Earn 150,000 Hilton Points After $4,000 in Eligible Purchases in the First 3 Months
  • Hilton Honors Diamond Elite Status
  • 14x Points at Hilton Hotels and Resorts
  • One Free Night Award at Any Hotel
  • $250 Hilton Resort Statement Credit
  • $250 Airline Fee Credit
  • Priority Pass Airport Lounge Access With Two Guests
  • $450 Annual Fee and No Foreign Transaction Fees (Rates and Fees)
Learn More Our Review
Non-Affiliate Link; Terms Apply; Enrollment is Required for Some Benefits

The Hilton Honors American Express Aspire is a premier card packed with top-notch hotel benefits and earns 14x Hilton Honors points at Hilton hotels and resorts, and 7x points at U.S. restaurants and on flights booked directly with airlines.

This premium hotel rewards card has a $450 annual fee, but it comes with an automatic Hilton Honors Diamond status, which gets you a 100% points bonus, milestone bonuses, suite upgrades, free breakfast, and other top-tier hotel perks. 

Plus, you receive up to $250 Hilton resort statement credits, $250 airline fee credits, and $100 Hilton on-property credit, which easily offset the card’s yearly fee. 

Cardholders also enjoy unlimited Priority Pass lounge access with two guests and one free weekend night award at any Hilton hotel. 

4. Blue Business® Plus Credit Card from American Express

2x Points on Everyday Spending
Blue Business® Plus Credit Card from American Express
  • Earn 15,000 Membership Rewards Points for $3,000 in Eligible Purchases in the First 3 Months
  • 2 Points Per Dollar on the First $50,000 in Purchases Each Calendar Year (1x Points thereafter)
  • 0.0% Intro APR on purchases for the first 12 months. After that, a variable APR of 16.99% – 24.99%.
  • No Annual Fee (Rates and Fees)
Learn More Our Review
Terms Apply

The Blue Business® Plus Credit Card from American Express is one of my favorite cards because it has no annual fee and earns 2x Membership Rewards points on the first $50,000 in purchases every year. After that, you will earn 1 point on all other eligible purchases.

You can transfer Membership Rewards to 18 airlines and three hotel points programs, with several great sweet spots to travel in business class to anywhere in the world.

I put all of my everyday business spending on my Blue Business Plus because it is a quick way to rack up points for my next trip.

5. Business Platinum Card® from American Express

Top Airport Lounge Access
Business Platinum Card® from American Express
  • Earn 120,000 Membership Rewards Points After $15,000 in Eligible Purchases in the First 3 Months
  • 5X Points on Flights and Prepaid Hotels Booked Via AmexTravel.com
  • Airport Lounge Access at Centurion Lounges, Delta SkyClubs when Flying Delta, Escape, Plaza Premium, and Priority Pass
  • $695 Annual Fee & No Foreign Transaction Fees (Rates & Fees)
Learn More Our Review
Terms Apply; Enrollment is Required for Some Benefits

The Business Platinum Card® from American Express is an outstanding choice for business owners who want airport lounge access including the American Express Global Lounge Collection, Centurion Lounges, Delta Sky Clubs, Escape Lounges, Priority Pass lounges, and more. 

The Business Platinum card also offers several statement credits to offset the $695 annual fee:

  • $200 Airline Fee: Annual airline fee credit of up to $200 on charges by the airline you select per calendar year.
  • $400 Dell: Annual statement credit on all U.S. Dell purchases, up to $200 semiannually. 
  • $120 Wireless Phone Services: Annual statement credits for purchases made directly with any U.S. wireless telephone provider, up to $10 per month.
  • CLEAR: Up to $189 toward an annual Clear membership for expedited airport security.
  • Global Entry or TSA PreCheck: Statement credits for Global Entry ($100) or TSA PreCheck ($85) every four years (4.5 years for PreCheck).

You can also earn 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1.5x points on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year

The American Express Business Platinum comes with automatic Hilton Honors Gold and Marriott Bonvoy Gold so that you can enjoy perks like room upgrades, late check-out, and a points bonus.

6. Blue Cash Preferred® Card from American Express

6% Cash Back at U.S. Supermarkets and on U.S. Streaming
Blue Cash Preferred® Card from American Express
  • Earn a $250 Bonus as a Statement Credit After $3,000 in Eligible Purchases in the First 6 Months
  • 6% Cash Back at U.S. Supermarkets (up to $6,000 per year) and on Select U.S. Streaming
  • 3% Cash Back on Transit, Ridesharing, Parking, and at U.S. Gas Stations
  • $0 Intro Annual Fee for the First Year, then $95. (Rates and Fees)
Learn More Our Review
Terms Apply

The Blue Cash Preferred® Card from American Express offers an outstanding 6% cash back rewards for purchases at U.S. supermarkets (up to $6,000 per year) and on U.S. streaming services, making it perfect for anyone who wants to maximize earnings from everyday expenses. 

Plus, the card offers 3% cash back on transit, rideshare, parking, and U.S. gas stations.

The card has a $0 intro annual fee for the first year (then $95 thereafter), but earns 3% cash back at U.S. gas stations and on transit, including rideshare, taxis, buses, trains, and parking. 

7. Marriott Bonvoy Brilliant® American Express® Card

Free Night Award and Priority Pass Select
Marriott Bonvoy Brilliant® American Express® Card
  • Earn 150,000 Marriott Bonvoy Points After $5,000 in Eligible Purchases in the First 3 Months
  • 6X Points at Marriott Hotels & Resorts
  • Up to a $300 Statement Credit for Eligible Purchases at Restaurants Worldwide Each Year ($25 Per Month)
  • Marriott Bonvoy Platinum Elite Status
  • Free Anniversary Night Award (Up to 85,000 Points)
  • Priority Pass Airport Lounge Access
  • $650 Annual Fee and No Foreign Transaction Fees (Rates and Fees)
Learn More Our Review
Terms Apply; Enrollment Required for Some Benefits

The Marriott Bonvoy Brilliant® American Express® Card is a premium hotel card that gets you Platinum Elite status, a free annual hotel night up to 85,000 points, 6x points at Marriott Bonvoy hotels, and Priority Pass airport lounge access.

The Bonvoy Brillant comes with several great statement credits to help offset the annual fee, including:

  • Up to $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide.
  • Priority Pass airport lounge access
  • Global Entry or TSA PreCheck credit
  • Cell phone insurance
  • 25 Marriott Elite night credits to help you reach higher status

8. Hilton Honors American Express Surpass® Card

12X Points at Hilton Hotels and Resorts
Hilton Honors Surpass American Express
  • Earn 130,000 Hilton Points After $2,000 in Eligible Purchases in the First 3 Months
  • 12X Points at Hilton Hotels and Resorts
  • 6X Points at U.S. Restaurants, U.S. Supermarkets, and U.S. Gas Stations
  • Hilton Honors Gold Status
  • Free Weekend Night Reward
  • 10 Complimentary Priority Pass Lounge Visits
  • No Foreign Transaction Fees
  • $0 Intro Annual Fee for the First Year, then $95.
Learn More Our Review
Non-Affiliate Link; Terms Apply

The Hilton Honors American Express Surpass® Card boasts a great earning potential at Hilton properties and comes with complimentary Gold elite status, which features perks like space-available upgrades, better earnings, and free hot breakfast on Hilton stays. 

For an affordable $95 fee, this rewards card earns 12x Hilton Honors points at Hilton hotels and resorts, 6x points on dining, groceries, and gas purchases in the U.S., and 3x points on all other purchases with no foreign transaction fees. 

You also receive a free weekend night reward after spending $15,000 per year and 10 complimentary lounge visits to Priority Pass lounges.

9. Delta SkyMiles® Gold American Express Card

Free Checked Bag
Delta SkyMiles® Gold American Express Card
  • Earn 40,000 Bonus SkyMiles for $2,000 in Eligible Purchases in the First 6 Months.
  • 2X SkyMiles on Delta Air Lines, Restaurants Worldwide, and U.S. Supermarkets
  • Free First Checked Bag
  • 20% Statement Credit on Delta In-Flight Purchases
  • No Foreign Transaction Fees
  • $0 Intro Annual Fee for the First Year, Then $99 Per Year (Rates and Fees)
Learn More Our Review
Terms Apply

The Delta SkyMiles® Gold American Express Card is a cost-effective card with solid perks for Delta flyers, offering a free first checked bag, a $100 Delta flight credit, and a 20% statement credit on Delta in-flight food and drink purchases. 

For a $0 introductory annual fee followed by $99 per year, this card earns 2x SkyMiles at restaurants globally and U.S. supermarkets and 2x SkyMiles on Delta purchases. 

10. Hilton Honors American Express Business Card

Complimentary Gold Status
Hilton Honors American Express Business Card
  • Earn 130,000 Hilton Points After $5,000 in Eligible Purchases in the First 3 Months. Plus, a Free Night Reward After $10,000 in Eligible Purchases in the First 6 Months. Offer ends 12/21/22.
  • Complimentary Hilton Honors Gold Status
  • 12X Points at Hilton Properties
  • 6X Points at U.S. Gas Stations and U.S. Restaurants
  • 10 Complimentary Priority Pass Lounge Visits
  • $95 Annual Fee & No Foreign Transaction Fees (Rates and Fees)
Learn More Our Review
Terms Apply

The Hilton Honors American Express Business Card offers complimentary Gold status with the chance to upgrade to Diamond status upon hitting the $40,000 spending threshold. 

For a low annual fee of $95, this business card earns 12x Hilton Honors points at Hilton properties and 6x points in several categories:

  • U.S. restaurants
  • U.S. gas stations
  • U.S. shipping purchases
  • Wireless phone services with U.S. service providers
  • Flights booked directly with airlines or with amextravel.com
  • Car rentals booked directly from select car rental companies

The Hilton Honors Business card also offers a free night reward after spending $15,000 and a second free night reward after spending $45,000 per year. 

Plus, you receive 10 free Priority Pass visits to airport lounges worldwide.

11. Delta SkyMiles® Gold Business American Express Card

Free Checked Bags
Delta SkyMiles® Gold Business American Express
  • Earn 50,000 SkyMiles After $2,000 in Eligible Purchases in the First 3 Months.
  • 2X SkyMiles on Delta, U.S. Advertising, U.S. Shipping Purchases, and Restaurants Worldwide
  • Free First Checked Bag on Delta Flights
  • Main Cabin 1 Priority Boarding
  • 20% Statement Credit for Delta In-Flight Purchases
  • No Foreign Transaction Fees
  • $0 Intro Annual Fee for the First Year, Then $99 Per Year (Rates & Fees)
Learn More Our Review
Terms Apply

The Delta SkyMiles® Gold Business American Express Card is a practical and affordable card for business owners who want solid travel perks for a minimal fee. 

With a $0 intro annual fee for the first year ($99 thereafter), this card is a low-cost option that earns 2x SkyMiles on Delta purchases, advertising and shipping purchases in the U.S., and dining expenses. 

The Delta SkyMiles Gold Business card generously offers free first checked bags for you and eight companions, Main Cabin 1 boarding, and a 20% in-flight savings.

12. American Express® Business Gold Card

4X Points in Top 2 Business Categories
American Express® Business Gold Card
  • Earn 70,000 Membership Rewards Points After $10,000 in Eligible Purchases in the First 3 Months
  • 4X Points on Purchases in Your Top 2 Business Categories (up to $150,000 in Combined Purchases Per Calendar Year)
  • No Foreign Transaction Fees
  • $295 Annual Fee (Rates and Fees)
Learn More Our Review
Terms Apply

The American Express® Business Gold Card is a good fit for business owners who want to earn much-coveted Membership Rewards points from business spending. 

For a $295 annual fee, this card earns 4x points on up to $150,000 in combined purchases per year in your top two spending categories, with options including eligible airfare, U.S. advertising, U.S. shipping, U.S. cloud, software, and hardware, U.S. gas, and U.S. dining purchases.

You can also receive 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.

13. Delta SkyMiles® Reserve American Express Card

Airport Lounge Access
Delta SkyMiles® Reserve American Express Card
  • Earn 50,000 SkyMiles and 10,000 Medallion Qualification Miles After $5,000 in Eligible Purchases in the First 6 Months
  • 3X SkyMiles on Delta Air Lines Purchases
  • First Checked Bag Free
  • Lounge Access to Delta Sky Club Centurion Lounge, and Escape Lounges When Flying Delta
  • Global Entry or TSA PreCheck Credit
  • 20% Statement Credit on Delta In-Flight Purchases
  • $550 Annual Fee and No Foreign Transaction Fees (Rates & Fees)
Learn More Our Review
Terms Apply

The Delta SkyMiles® Reserve American Express Card earns 3x SkyMiles on Delta purchases and comes with complimentary Delta Sky Club and The Centurion Lounge access, making it a stellar choice for frequent Delta flyers. 

For a $550 annual fee, this premium card offers excellent Delta-specific perks, letting you earn 15,000 Medallion Qualification Miles after spending $30,000 in a calendar year to get closer to Medallion Status. 

Plus, it comes with an annual companion certificate that gets you a Domestic First Class, Delta Comfort+, or Main Cabin round-trip companion certificate upon renewing your card every year. 

Other outstanding travel perks include a Global Entry or TSA PreCheck credit, a 20% savings on Delta in-flight food and drinks, a free first checked bag, complimentary upgrades, and extensive travel protections. 

14. Amex EveryDay® Preferred

3X Points at U.S. Supermarkets
Amex EveryDay® Preferred Credit Card
  • Earn 15,000 Membership Rewards Points After $2,000 in Eligible Purchases in the First 6 Months
  • 3X Points at U.S. Supermarkets Up to $6,000 Per Year
  • 2X Points at U.S. Gas Stations
  • 50% Extra Points with 30+ Monthly Transactions
  • $95 Annual Fee (Rates & Fees)
Learn More Our Review
Non-Affiliate Link; Terms Apply

The American Express EveryDay Preferred is a decent card if you want to rack up more Membership Rewards points for grocery, gas, and travel purchases. 

For a $95 annual fee, this card comes with 15,000 Membership Rewards bonus points and earns 3 points per dollar at U.S. supermarkets on up to $6,000 in purchases per year and 2 points per dollar at U.S. gas stations and travel booked through American Express Travel. 

The EveryDay Preferred card rewards loyalty, giving you 50% additional points when you use your card at least 30 times for purchases within a billing period. 

15. Marriott Bonvoy Business® American Express® Card

Marriott Gold Status
Marriott Bonvoy Business® American Express® Card
  • Earn 75,000 Marriott Bonvoy Points after $3,000 in Eligible Purchases in the First 3 Months
  • 6X Points at Marriott Hotels & Resorts
  • 4X Points at Restaurants Worldwide, at U.S. gas stations, U.S. Phone Service Providers, and on U.S. Shipping Purchases.
  • Annual Free Night Award (up to 35,000 Points)
  • 15 Elite Night Credits and Gold Elite Status
  • No Foreign Transaction Fees
  • $125 Annual Fee (Rates and Fees)
Learn More Our Review
Terms Apply

The Marriott Bonvoy Business® American Express® Card is a nice choice for business owners who want valuable hotel perks, including an annual free night at hotels costing 35,000 points plus 15 elite night credits to achieve higher status faster. 

The Marriott Bonvoy Business card earns 6x points at participating hotels and 4x points at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping.

You also receive automatic Marriott Gold Elite status, which offers a 25% points bonus, welcome amenity, space-available room upgrade, and priority late check-out. 

16. Delta SkyMiles® Platinum American Express Card

Free Checked Bag and Annual Companion Certificate
Delta SkyMiles® Platinum American Express Card
  • Earn 50,000 SkyMiles and 5,000 Medallion Qualification Miles After $3,000 in Eligible Purchases in the First 6 Months
  • 3X SkyMiles on Delta Purchases and Hotel Stays
  • 2X SkyMiles at Restaurants and U.S. Supermarkets
  • Free First Checked Bag
  • Global Entry or TSA PreCheck Credit
  • 20% Statement Credit on Delta In-Flight Purchases
  • No Foreign Transaction Fees
  • $250 Annual Fee (Rates & Fees)
Learn More Our Review
Terms Apply

The Delta SkyMiles® Platinum American Express Card is great for Delta loyalists, offering a Domestic Main Cabin round-trip companion certificate every year upon renewing your card. 

For a $250 annual fee, getting this card unlocks valuable flying benefits, including a first checked bag free that saves you up to $60 per person on a round-trip Delta flight, a Global Entry or TSA PreCheck credit, and 20% savings on in-flight food and beverages. 

You and two companions also get a discounted rate of $39 per person per visit to Delta Sky Clubs. 

Plus, you can waive the MQD requirement toward Silver, Gold, or Platinum Medallion Status and earn 10,000 MQMs after making $25,000 in purchases to reach status faster. 

The Delta SkyMiles Platinum card earns 3X SkyMiles on Delta purchases and hotel stays.

17. Hilton Honors American Express

No Annual Fee
Hilton Honors American Express Card
  • Earn 80,000 Points After $1,000 in Purchases in the First 3 Months.
  • 7X Points at Hilton Hotels and Resorts
  • 5X Points at U.S. Restaurants, U.S. Supermarkets, and U.S. Gas Stations
  • Complimentary Hilton Honors Silver Status
  • No Annual Fee and No Foreign Transaction Fees (Rates and Fees)
Learn More Our Review
Terms Apply

The Hilton Honors American Express is a great no-annual-fee card that earns 7x Hilton Honors points at Hilton properties and 5x points at restaurants, supermarkets, and gas stations in the U.S. 

This practical card also gets you complimentary Silver status, which comes with standard perks like a fifth night free on award stays and a 15% points bonus on Hilton stays. 

Plus, you have the opportunity to reach Gold status by spending $20,000 per year.  

18. Delta SkyMiles® Platinum Business American Express Card

Free Checked Bags and Annual Companion Certificate
Delta SkyMiles® Platinum Business American Express
  • Earn 60,000 SkyMiles and 5,000 Medallion Qualification Miles After $3,000 in Eligible Purchases in the First 3 Months.
  • 3X SkyMiles on Direct Purchases with Delta and Hotels
  • Free First Checked Bag and Priority Boarding
  • Global Entry or TSA PreCheck Credit
  • $250 Annual Fee and No Foreign Transaction Fees (Rates & Fees)
Learn More Our Review
Terms Apply

The Delta SkyMiles® Platinum Business American Express Card is a good choice for small business owners who fly Delta. It comes with travel perks such as first free checked bags, Main Cabin 1 Priority Boarding, a Domestic Main Cabin round-trip companion certificate, and 20% statement credit for in-flight purchases of food and drinks. 

For a $250 annual fee, this business card earns 3x SkyMiles on Delta purchases and qualifying purchases made directly with hotels.

This card also earns more miles on big purchases with 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year.

With Status Boost, you earn 10,000 Medallion Qualification Miles after spending $25,000 in a year up to twice a year, getting you closer to Medallion Status.

19. American Express Green Card

3X Points on Dining, Transit, and Travel
American Express Green Card
  • Earn 40,000 Membership Rewards Points After $2,000 in Eligible Purchases in the First 6 Months
  • 3X Points at U.S. Restaurants, Transit, and Travel
  • $189 CLEAR Credit
  • $100 LoungeBuddy Credit
  • No Foreign Transaction Fees
  • $150 Annual Fee (Rates & Fees)
Learn More Our Review
Non-Affiliate Link; Terms Apply

The American Express Green offers 3x points at restaurants, including takeout and delivery in the United States.

Plus 3x points on airfare, hotels, cruises, car rentals, trains, buses, subways, and other transit.

The Green card offers statement credits to recoup the $150 annual fee, including a $189 CLEAR credit and a $100 LoungeBuddy Credit. 

20. American Express EveryDay

No Annual Fee
American Express EveryDay
  • Earn 10,000 Membership Rewards Points After $2,000 in Eligible Purchases in the First 3 Months
  • 2X Points at U.S. Supermarkets (up to $6,000 per year)
  • 20% Extra Points When You Make 20 or More Purchases
  • 0% Intro APR for 15 Months (thereafter, a variable rate of 16.74% to 27.74%)
  • No Annual Fee (Rates and Fees)
Learn More Our Review
Non-Affiliate Link; Terms Apply

The American Express EveryDay is a zero-annual-fee card that earns 2 Membership Rewards points per dollar at U.S. supermarkets, and 1 point per dollar on all other spending. 

Plus, you can score 20% additional points when you use your EveryDay card at least 20 times within a billing period. 

21. Delta SkyMiles® Blue American Express Card

No Annual Fee
Delta SkyMiles® Blue American Express Card
  • Earn 10,000 Delta SkyMiles After $1,000 in Eligible Purchases in the First 6 Months
  • 2X SkyMiles Per Dollar on Delta Air Lines
  • 2x Points Per Dollar at Restaurants Worldwide, and Takeout and Food Delivery in the U.S.
  • 20% Statement Credit on Delta In-Flight Purchases
  • No Annual Fee and No Foreign Transaction Fees (Rates and Fees)
Learn More Our Review
Terms Apply

The Delta SkyMiles® Blue American Express Card is a zero-annual-fee card that earns 2x SkyMiles at restaurants worldwide, including U.S. takeout and delivery, and 2x SkyMiles on Delta purchases. 

Plus, you receive 20% savings in statement credits on Delta in-flight food and drinks and up to a $50 discount on flights booked on delta.com for every 5,000 miles redeemed via Pay With Miles.

22. American Express Blue Business Cash™ Card

No Annual Fee
American Express Blue Business Cash™ Card
  • Earn a $250 Statement Credit After $3,000 in Eligible Purchases in the First 3 Months
  • 2% Cash Back On Up to $50,000 Per Year
  • 0% Intro APR on Purchases for 12 Months. After that, a variable rate of 16.99% – 24.99% applies.
  • No Annual Fee (Rates and Fees)
Learn More Our Review
Terms Apply

The American Express Blue Business Cash™ Card offers simple, straightforward rewards for no annual cost. 

This zero-annual-fee card earns a flat 2% cash back rate on all qualifying purchases up to $50,000 each year.

Offering an expanded buying power, the Blue Business Cash gives your business the flexibility to spend above your credit limit for your business expenses. 

23. Cash Magnet

No Annual Fee
Cash Magnet® Card From American Express
  • Earn a $200 Statement Credit After $2,000 in Eligible Purchases in the First 6 Months
  • Unlimited 1.5% Cash Back on All Eligible Purchases
  • 0% Intro APR on Purchases for 15 Months, After That, a Variable APR of 17.74% to 28.74%.
  • No Annual Fee (Rates and Fees)
Learn More Our Review
Non-Affiliate Link; Terms Apply

The Cash Magnet® Card From American Express is a basic cash-back card with a solid 1.5% earning rate on all of your purchases and a nice welcome offer of $200 cash back after spending $2,000 in purchases in the first 6 months of card membership.

However, several other no-annual-fee cash back cards offer at least 2% cash back on all spending, including the Citi® Double Cash Card.

24. Business Green Rewards Card

Business Green Rewards Card from American Express
  • Earn 15,000 Membership Rewards Points After $3,000 in Eligible Purchases in the First 3 Months
  • 2x Points Per $1 for Flights and Pre-Paid Hotels on AmexTravel.com
  • 1x Points Per $1 on All Other Purchases
  • $0 Intro Annual Fee, Then $95 After (Rates and Fees)
Learn More Our Review
Non-Affiliate Link; Terms Apply

The American Express Business Green earns 2x Membership Rewards points on qualifying purchases at amextravel.com and 1x point on all other purchases. 

While the Business Green card has a $0 Intro Annual Fee, then $95 thereafter, it offers meager rewards and minimal perks that may not be worth the annual cost. 

25. The Plum Card from American Express

Unlimited 1.5% Early Pay Cash Back
The Plum Card® from American Express
  • Earn 1.5% Cash Back When You Pay Balance Within 10 Days of Statement Closing Date OR Carry Your Balance for Up to 60 Days With Zero Interest
  • No Foreign Transaction Fees
  • $250 Annual Fee and No Foreign Transaction Fees (Rates and Fees)
Learn More Our Review
Terms Apply

The Plum Card® from American Express is a decent option for small businesses that want the option to either pay early and earn 1.5% cash back or pay up to 60 days later without accruing interest (or earning cash-back).

However, unless your business has fluctuating cash flow, I recommend other higher rewards-earning cards. 

For rates and fees of the American Express® Business Gold Card, please click here.

For rates and fees of the Marriott Bonvoy Business™ American Express® Card, please click here.

For rates and fees of The Hilton Honors American Express Business Card, please click here.

For rates and fees of the American Express Blue Business Cash™ Card, please click here.

For rates and fees of The Business Platinum Card® from American Express, please click here.

For rates and fees of the Blue Cash Everyday® Card from American Express, please click here.

For rates and fees of the Delta SkyMiles® Blue American Express Card, please click here.

For rates and fees of the American Express® Gold Card, please click here.

For rates and fees of The Platinum Card® from American Express, please click here.

For rates and fees of the Delta SkyMiles® Reserve American Express Card, please click here.

For rates and fees of the Delta SkyMiles® Reserve Business American Express Card, please click here.

For rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, please click here.

For rates and fees of the Blue Cash Preferred® Card from American Express, please click here.

For rates and fees of the Hilton Honors American Express Card, please click here.

For rates and fees of the Delta SkyMiles® Gold Business American Express Card, please click here.

For rates and fees of the Delta SkyMiles® Platinum Business American Express Card, please click here.

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For rates and fees of the Delta SkyMiles® Gold American Express Card, please click here.

For rates and fees of the Delta SkyMiles® Platinum American Express Card, please click here.

For rates and fees of The Plum Card® from American Express, please click here.

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