Some of the best credit cards are offered by American Express, which has a diverse set of partners including Delta Air Lines, Marriott, and Hilton.
You can find cards with no annual fee or cards that have great perks such as airport lounge and elite status.
Best for Dining: American Express® Gold Card (review)
Best for Airport Lounge Access: American Express Platinum Card® (review)
Best for Everyday Spending: Blue Cash Preferred® Card from American Express (review)
1. American Express® Gold Card
Best for Dining
The American Express® Gold Card (review) is a great card for earning points at restaurants, U.S. supermarkets, and flights booked directly with airlines. Cardholders can also enjoy up to $424 in annual credits and nice travel and purchase protections.
Earning Points: 4x points at restaurants worldwide, on up to $50,000 in purchases per calendar year (then 1x points); 4x points at U.S. supermarkets on up to $25,000 in purchases per calendar year (then 1x points); 3x points on flights booked directly with airlines or on AmexTravel.com; 2x points on prepaid hotels and other eligible purchases booked on AmexTravel.com; 1x points on all other eligible purchases.
Benefits:
- $120 Dining Credit: Enroll and earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys).
- $120 Uber Cash: Get up to $10 monthly Uber Cash for U.S. Uber Eats orders and rides when you add your American Express Gold Card as a payment method. Your Uber Cash can be redeemed using any American Express card.
- $84 Dunkin’ Credit: Earn up to $7 in monthly statement credits after you enroll and pay with this card at U.S. Dunkin locations).
- $100 Resy Credit: Get up to $50 semiannually in statement credits after you enroll and pay with this card at U.S. Resy restaurants or make other eligible Resy purchases).
- Other benefits: No foreign transaction fees, travel insurance (trip delay, baggage insurance, and secondary rental car), extended warranty, and return protection.
Transfer Partners: Aer Lingus, AeroMexico, Air Canada Aeroplan, ANA, Avianca LifeMiles, British Airways, Cathay Pacific, Choice Privileges, Delta, Emirates, Etihad, Air France – KLM Flying Blue, Hawaiian Airlines, Hilton, Iberia, JetBlue, Marriott, Qantas, Qatar Airways, Singapore KrisFlyer, and Virgin Atlantic.
2. American Express Platinum Card®
Best for Airport Lounge Access
American Express Platinum Card® (review) offers the most comprehensive airport lounge network available, giving you access to premium Centurion Lounges plus thousands of other lounges worldwide. You can easily offset the card’s large annual fee through generous credits for Uber, hotels, digital entertainment, Resy dining, and lifestyle brands like lululemon.
Earning Points: 5x on flights booked directly with airlines or through American Express Travel®, on up to $500,000 on these purchases per calendar year; 5x points on on prepaid hotels booked on AmexTravel.com; 1x points on all other purchases.
Card Benefits:
- Airport Lounge Access to Eligible Cardmembers: American Express Centurion Lounges, Delta Sky Club (when flying Delta and limited to 10 annual visits unless you spend $75,000 in a calendar year), Priority Pass with unlimited visits, Escape Lounges, Plaza Premium Lounges, and select Lufthansa Lounges (when flying a Lufthansa Group airline).
- Statement Credits: You can enjoy monthly and annual statement credits (enrollment required for most benefits; terms and conditions apply) for a wide range of services and merchants, including airline fees, Uber Cash, hotel bookings, digital entertainment, Walmart+, Saks Fifth Avenue purchases, CLEAR® Plus membership, Equinox fitness club membership, and SoulCycle At-Home Bike purchases.
- Elite Status: Marriott Bonvoy Gold, Hilton Honors Gold, Hertz President’s Circle, National Car Rental Emerald Club Executive, and Avis Preferred Plus.
- Travel Benefits: Trip delay insurance, trip cancellation insurance, secondary rental car insurance, and baggage insurance plan.
- Purchase Benefits: Extended warranty, purchase protection, return protection, and cell phone protection.
Transfer Partners: Aer Lingus, AeroMexico, Air Canada Aeroplan, ANA, Avianca LifeMiles, British Airways, Cathay Pacific, Choice Privileges, Delta, Emirates, Etihad, Air France – KLM Flying Blue, Hawaiian Airlines, Hilton, Iberia, JetBlue, Marriott, Qantas, Qatar Airways, Singapore KrisFlyer, and Virgin Atlantic.
3. Hilton Honors American Express Aspire Card
Best for Luxury Travel
The Hilton Honors American Express Aspire Card (review) offers top-tier Hilton Diamond status and valuable travel credits. This premium card provides excellent rewards for Hilton stays and nice perks that can easily offset the annual fee for frequent Hilton guests.
(All information about the Hilton Honors American Express Aspire Card has been collected independently by Deals Points and has not been reviewed or approved by the issuer.)
Welcome Bonus: Earn 175,000 Hilton Honors Bonus Points after you spend $6,000 in purchases within your first 6 months.
Earning Rewards: 14x points at eligible purchases at hotels and resorts in the Hilton portfolio; 7x points on at U.S. restaurants, flights booked directly with airlines or AmexTravel.com, and car rentals booked directly with select car rental companies; 3x points on all other eligible purchases.
Main Benefits: Complimentary Hilton Honors Diamond elite status, $400 Hilton Resort credit (up to $200 semi-annually), free night award at any Hilton Hotel and Resort; $200 flight credit ($50 each each quarter), $199 CLEAR Plus Credit, $100 Hilton On-Property Credit, National Car Rental Emerald Club Executive Status, and Trip Delay Insurance.
4. The Blue Business® Plus Credit Card from American Express
Best for Everyday Business Spending
- Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
- 2 Points Per Dollar on the First $50,000 in Purchases Each Calendar Year (1x Points thereafter)
- 0.0% Intro APR on purchases for the first 12 months. After that, reg_apr,reg_apr_type APR. APRs will not exceed 29.99%
- No Annual Fee (rates & fees)
The Blue Business® Plus Credit Card from American Express (review) offers a strong 2x Membership Rewards points on the first $50,000 in purchases annually, making it an excellent no-annual-fee (rates & fees) option for small business owners. This card provides good value for everyday spending and access to Amex’s 20+ transfer partners, though it does have foreign transaction fees.
Welcome Bonus: Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
Earning Points: 2 American Express Membership Rewards points per dollar on the first $50,000 spent on the card annually (then 1 point per dollar).
Card Benefits: Extended Warranty, Purchase Protection, Expanded Buying Power, and 0% Intro APR for 12 months on purchases for 12 months from the date of account opening, after that a reg_apr,reg_apr_type APR applies.
Transfer Partners: Aer Lingus, AeroMexico, Air Canada Aeroplan, ANA, Avianca LifeMiles, British Airways, Cathay Pacific, Choice Privileges, Delta, Emirates, Etihad, Air France – KLM Flying Blue, Hawaiian Airlines, Hilton, Iberia, JetBlue, Marriott, Qantas, Qatar Airways, Singapore KrisFlyer, and Virgin Atlantic.
5. The Business Platinum Card® from American Express
Best for Business Travelers
The Business Platinum Card® from American Express (review) delivers premium travel benefits including extensive lounge access (access is limited to eligible card members) and valuable hotel elite status. This premium business card excels at making travel more luxurious, though you’ll need to use multiple statement credits and travel perks to maximize its value.
Welcome Bonus: bonus_miles_full
Earn Rewards: 5x points for flights, prepaid hotels booked at AmexTravel.com; 2x points per dollar for purchases up to $2 million in spending per calendar year in these categories: purchases of $5,000 or more regardless of category, U.S. cloud service and software providers, U.S. construction materials and hardware suppliers, U.S. electronics retailers, and U.S. shipping providers; and 1x points on all other eligible purchases.
Card Benefits:
- Statement Credits: You’ll earn numerous statement credits including $250 for Adobe purchases after spending $600, up to $200 for airline incidentals, up to $209 for Clear Plus membership, up to $1,150 for Dell purchases ($150 in credits plus $1,000 after spending $5,000), Global Entry or TSA PreCheck credit, up to $200 for Hilton purchases ($50 quarterly with required Hilton for Business membership), up to $600 for Fine Hotels & Resorts and Hotel Collection bookings ($300 biannually with minimum two-night stays required for Hotel Collection), up to $360 for Indeed hiring services ($90 quarterly), and up to $120 for wireless telephone services ($10 monthly from any U.S. provider).
- Airport Lounge Access: American Express Centurion Lounges, Delta Sky Club when flying Delta (limited to 10 annual visits unless you spend $75,000 in a calendar year), Priority Pass, Escape Lounges, and Select Lufthansa Lounge when flying Lufthansa Group airlines. (Access is limited to eligible Card Members)
- Elite Status: Marriott Gold, Hilton Gold, Hertz’s President’s Circle, National Emerald Club Executive, and Avis Preferred Plus.
- Other Benefits: No preset spending limit, baggage insurance plan, trip cancellation and delay insurance, secondary rental car insurance, no foreign transaction fees, extended warranty, return protection, purchase protection, and cell phone protection.
Transfer Partners: Aer Lingus, AeroMexico, Air Canada Aeroplan, ANA, Avianca LifeMiles, British Airways, Cathay Pacific, Choice Privileges, Delta, Emirates, Etihad, Air France – KLM Flying Blue, Hawaiian Airlines, Hilton, Iberia, JetBlue, Marriott, Qantas, Qatar Airways, Singapore KrisFlyer, and Virgin Atlantic.
6. Blue Cash Preferred® Card from American Express
Best for Everyday Spending
The Blue Cash Preferred® Card from American Express (review) is designed to maximize cash back on common household expenses. If you spend heavily on groceries, streaming services, transit or gas, you’ll find the card’s bonus categories and earning rates hard to beat.
Welcome Bonus: Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
Earning Rewards: 6% back at US Supermarkets (up to $6,000 per year, then 1% back) and select US streaming subscriptions; 3% back on transit (including rideshare) and at US gas stations; 1% back on all other eligible purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
Card Benefits: Subscription credit (up to a $10 monthly statement credit after using your enrolled card for a subscription purchase, including at disneyplus.com, Hulu.com, or Plus.espn.com U.S. websites), secondary rental car insurance, extended warranty, purchase protection, return protection, and 0% APR on purchases and balance transfers for 12 months from the date of account opening, after that a reg_apr,reg_apr_type APR.
7. Marriott Bonvoy Brilliant® American Express® Card
Best for Marriott Bonvoy Status
The Marriott Bonvoy Brilliant® American Express® Card (review) offers automatic Marriott Bonvoy® Platinum Elite Status and valuable perks like an annual free night certificate that can be used at many premium Marriott properties. The card includes generous monthly restaurant credits and provides elite nights toward status each year, making it a strong choice for Marriott travelers.
Welcome Bonus: bonus_miles_full
Earning Points: 6x Marriott Bonvoy® points on eligible purchases at hotels participating in the Marriott Bonvoy program; 3x Marriott Bonvoy® points on restaurants and flights booked directly with airlines; and 2x Marriott Bonvoy® points on all other eligible purchases.
Benefits: Marriott Platinum elite status, 25 elite night credits, $300 dining credit (up to $25 per month) at restaurants worldwide, free anniversary free night award (up to 85,000 points), Priority Pass™ airport lounge access, Global Entry / TSA PreCheck Credit, cell phone protection, travel insurance (trip delay, trip cancellation, baggage insurance, and secondary rental car), and return protection.
8. American Express® Green Card
The American Express® Green Card (review) offers generous 3x points on travel and dining, plus vannual credits for CLEAR and LoungeBuddy. This versatile mid-tier card is ideal for frequent travelers who want to maximize rewards on everyday spending categories.
(All information about the American Express® Green Card has been collected independently by Deals Points and has not been reviewed or approved by the issuer.)
Welcome Bonus: Earn 40,000 Membership Rewards® points after you spend $3,000 within the first 6 months.
Earning Points: 3x points on restaurants worldwide (including takeout and delivery in the US), travel (including flights, hotels, rental cars, cruises, etc.), and transit (including tolls, parking, and rideshare); 1x points on all other eligible purchases.
Card Benefits: Annual $199 CLEAR Plus Credit, annual $100 LoungeBuddy credit, no preset spending limit, trip delay insurance, baggage insurance, purchase protection, and extended warranty.
Transfer Partners: Aer Lingus, AeroMexico, Air Canada Aeroplan, ANA, Avianca LifeMiles, British Airways, Cathay Pacific, Choice Privileges, Delta, Emirates, Etihad, Air France – KLM Flying Blue, Hawaiian Airlines, Hilton, Iberia, JetBlue, Marriott, Qantas, Qatar Airways, Singapore KrisFlyer, and Virgin Atlantic.
9. Hilton Honors American Express Surpass® Card
- bonus_miles_full
- 12X Points at Hilton Hotels and Resorts
- 6X Points at U.S. Restaurants, U.S. Supermarkets, and U.S. Gas Stations
- Up to $200 Hilton Credit Each Year
- Hilton Honors Gold Status
- No Foreign Transaction Fees
- $150 Annual Fee (rates & fees)
The Hilton Honors American Express Surpass® Card (review) offers nice rewards at Hilton properties while providing automatic Gold status that includes valuable perks like room upgrades and breakfast benefits. This mid-tier Hilton card hits a sweet spot for occasional Hilton guests who want elite perks without premium card costs.
Welcome Bonus: bonus_miles_full
Earning Rewards: 12x points on eligible purchases made directly with a hotel or resort within the Hilton portfolio; 6x points at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations; 4x Points on U.S. Online Retail Purchases; 3x points for all other eligible purchases.
Main Benefits: Hilton Gold elite status, up to $200 Hilton credit (up to $50 in statement credits each quarter for purchases made directly with a Hilton property), free night award after eligible spending of $15,000 in a calendar year, and National Car Rental Emerald Club Executive Status.
10. Delta SkyMiles® Gold American Express Card
- bonus_miles_full
- 2X SkyMiles on Delta Air Lines, U.S. Supermarkets, and Restaurants worldwide (including takeout & delivery in the U.S.)
- Free First Checked Bag and Priority Boarding
- $100 Annual Delta Stays Credit
- $0 Intro Annual Fee for the First Year, Then $150 Per Year (Rates and Fees)
The Delta SkyMiles® Gold American Express Card (review) offers valuable perks for occasional Delta flyers at a reasonable annual fee. With benefits like a free checked bag and priority boarding, this card can easily pay for itself if you fly Delta even a few times per year.
Welcome Bonus: bonus_miles_full
Earn SkyMiles: 2x SkyMiles on Delta Air Lines purchases, at US supermarkets, and at restaurants (including takeout and delivery in the US); 1x SkyMiles on all other eligible purchases.
Benefits: Free first checked bag and priority boarding for you and up to 8 travel companions, receive a $200 Delta Flight Credit after you spend $10,000 in a calendar year, 15% award discount, up to $100 back per year as a statement credit to book prepaid hotels or vacation rentals through Delta Stays, baggage insurance plan, secondary rental car insurance, purchase protection, and extended warranty.
11. The Hilton Honors American Express Business Card
The Hilton Honors American Express Business Card (review) offers complimentary Gold elite status and up to $240 in annual Hilton credits (up to $60 per quarter), making it a solid option for small business owners who frequently stay at Hilton properties. While it lacks free night awards, the card provides good value for Hilton loyalists through its earning rates and elite status benefits.
Welcome Bonus: bonus_miles_full
Earning Points: 12x points for purchases made directly with hotels and resorts in the Hilton portfolio and 5x points on all other purchases made with the card on the first $100,0000 in purchases each calendar year (3x points thereafter).
Benefits: Complimentary Hilton Gold elite status, earn Hilton Diamond when you spend $40,000 on your Card in a calendar year, up to $240 back each year for eligible purchases made directly with Hilton ($60 per quarter), National Emerald Club Executive status (upon enrollment), baggage insurance plan, secondary rental car insurance, extended warranty, and purchase protection.
12. Delta SkyMiles® Gold Business American Express Card
The Delta SkyMiles® Gold Business American Express Card (review) is an entry-level option for earning Delta miles on business expenses. It includes useful travel benefits like free checked bags and priority boarding, making it a good choice for less frequent Delta flyers.
Welcome Bonus: bonus_miles_full
Earning SkyMiles: 2x SkyMiles on Delta Air Lines purchases, at restaurants, US shipping (up to $50,000 per year, then 1x), US advertising in select media (up to $50,000 per year, then 1x); 1x SkyMiles on all other eligible purchases.
Benefits: Free first checked bag and priority boarding for you and up to eight travel companions, get up to $150 back per year as a statement credit after using your card to book prepaid hotels or vacation rentals through Delta Stays, receive a $200 Delta Flight Credit after you spend $10,000 on your card in a calendar year, 20% back on in-flight purchases, 15% award discount, secondary rental car insurance, purchase protection, extended warranty, and baggage insurance plan.
13. American Express® Business Gold Card
The American Express® Business Gold Card (review) offers tailored rewards, earning 4x points in your top two spending categories each billing cycle from a list of six options (capped at $150,000 in combined purchases each calendar year). With up to $395 in annual statement credits and valuable redemption options through Membership Rewards transfer partners, this card can be a powerful earning tool for many businesses.
Welcome Bonus: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.
Earning Points: 4x points in your top two categories each billing cycle up to $150,000 in combined purchases at 4x points (then 1x points) in the following purchase categories: US gas stations, US restaurants, US advertising in select media, transit and rideshare, monthly US wireless telephone services charges made directly with wireless service provider, U.S. purchases made from electronic goods retailers and software & cloud system providers; 3x points on flights and prepaid hotels booked via AmexTravel.com; and 1x points on all other eligible purchases.
Card Benefits: Up to $20 monthly credit upon enrollment when you use your card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores, Walmart+ credit, no present spending limit, trip delay insurance, baggage insurance plan, secondary rental car insurance, purchase protection, and extended warranty.
Transfer Partners: Aer Lingus, AeroMexico, Air Canada Aeroplan, ANA, Avianca LifeMiles, British Airways, Cathay Pacific, Choice Privileges, Delta, Emirates, Etihad, Air France – KLM Flying Blue, Hawaiian Airlines, Hilton, Iberia, JetBlue, Marriott, Qantas, Qatar Airways, Singapore KrisFlyer, and Virgin Atlantic.
14. Delta SkyMiles® Reserve American Express Card
The Delta SkyMiles® Reserve American Express Card (review) offers premium perks for frequent Delta flyers, including airport lounge access and an annual companion certificate. While it comes with a high annual fee, frequent Delta flyers can find significant value through its array of travel benefits and ability to boost elite status qualification.
Welcome Bonus: bonus_miles_full
Earning SkyMiles: 3x SkyMiles on Delta Air Lines purchases; 1x SkyMiles on all other eligible purchases.
Card Benefits:
- Airport Lounges: Access to Delta Sky Clubs* when flying Delta and to American Express Centurion Lounges when you use your card to book your Delta flight.
- Delta Perks: Annual companion certificate at renewal, free first checked bag and priority boarding for you and up to eight travel companions, 15% award discount, 20% back on in-flight purchases, and $200 annual Delta Stays credit.
- Other Benefits: $240 Resy credit at U.S. Resy restaurants (up to $20 in statement credits per month; enrollment required), $120 Rideshare credit on U.S. rideshare purchases (up to $10 in statement credits per month; enrollment required); Hertz’s President’s Circle, Global Entry / TSA PreCheck credit, travel insurance (trip delay, trip cancellation, baggage insurance, and secondary rental car), extended warranty, return protection, and purchase protection.
* Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
15. Delta SkyMiles® Reserve Business American Express Card
The Delta SkyMiles® Reserve Business American Express Card (review) offers premium perks for frequent Delta flyers, including lounge access and a companion certificate. While it has a high annual fee, the card can provide great value through its elite status boost, upgrade priority, and travel credits for loyal Delta customers.
Welcome Bonus: bonus_miles_full
Earning SkyMiles: 3x SkyMiles on Delta Air Lines purchases; 1.5x SkyMiles on transit, shipping, and office purchases; 1.5 SkyMiles per dollar on all non-Delta purchases after spending a total of $150,000 in a calendar year; and 1x SkyMiles on all other eligible spending.
Card Benefits:
- Airport Lounges: Access to Delta Sky Clubs* when flying Delta and to American Express Centurion Lounges when you use your card to book your Delta flight.
- Delta Perks: Annual companion certificate at renewal, free first checked bag and priority boarding for you and up to eight travel companions, 15% award discount, 20% back on in-flight purchases, and $250 annual Delta Stays credit.
- Other Benefits: $240 Resy credit at U.S. Resy restaurants (up to $20 in statement credits per month; enrollment required), $120 Rideshare credit on U.S. rideshare purchases (up to $10 in statement credits per month; enrollment required); Hertz’s President’s Circle, Global Entry / TSA PreCheck credit, travel insurance (trip delay, trip cancellation, baggage insurance, secondary rental car), extended warranty, return protection, and purchase protection.
* Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter. Once all 15 Visits have been used, Eligible Card Members may purchase additional Delta Sky Club Visits (including Grab and Go) at a per-Visit rate of $50 per person using the Card.
16. Amex EveryDay® Preferred
The Amex EveryDay® Preferred (review) offers bonus rewards at U.S. supermarkets and gas stations, with a 50% points bonus when you make 30+ transactions per billing cycle. While it provides decent everyday earning potential, the card lacks premium benefits to fully justify its annual fee.
(All information about the Amex Everyday Preferred has been collected independently by Deals Points and has not been reviewed or approved by the issuer.)
Welcome Bonus: Earn 15,000 Membership Rewards Points After Spending $2,000 in the First 6 Months.
Earning Rewards: 3x points at U.S. Supermarkets on up to $6,000 per year (1x thereafter); 2x points at U.S. gas stations; and 1x points on all other eligible purchases. Additionally, if you make 30 transactions using the card in a billing period, you will receive a 50% points bonus.
Card Benefits: Secondary rental car insurance, return protection, and 0% intro APR on purchases and balance transfers for 12 months after account opening, after that a 17.74% to 27.74% Variable APR applies.
17. Marriott Bonvoy Business® American Express® Card
The Marriott Bonvoy Business® American Express® Card (review) provides solid value through its annual free night award and automatic Gold Elite status benefits like room upgrades and late checkout. Though its bonus categories could be more rewarding, this card serves as an excellent complement to a personal Marriott card for stacking elite night credits.
Welcome Bonus: bonus_miles_full
Earning Points: 6x points on eligible purchases at hotels participating in Marriott Bonvoy®; 4x points at restaurants, US gas stations, wireless telephone services purchased directly from US service providers, and US shipping; 2 Marriott Bonvoy Business® American Express® Card points per dollar on all other eligible purchases.
Benefits: Anniversary free night (up to 35,000 points), additional free night (up to 35,000 points) after spending $60,000 in purchases in a calendar year, 7% discount off standard rates, Marriott Gold elite status, 15 elite night credits, baggage insurance plan, secondary rental car insurance, extended warranty, and purchase protection.
18. Delta SkyMiles® Platinum American Express Card
The Delta SkyMiles® Platinum American Express Card (review) comes packed with Delta-specific perks like priority boarding, a free checked bag, and discounts on award flights. The card’s annual companion certificate and ability to earn Medallion Qualification Dollars through spending make it worthwhile for those chasing Delta elite status.
Welcome Bonus: bonus_miles_full
Earning SkyMiles: 3x SkyMiles on Delta Air Lines purchases and at hotels; 2x SkyMiles at restaurants and at U.S. supermarkets; and 1x SkyMiles on all other eligible purchases.
Card Benefits: Free first checked bag and priority boarding for you and up to eight travel companions, companion certificate at renewal each year, 20% back on in-flight purchases, 15% award discount, $150 annual Delta Stays credit, $120 Resy credit at U.S. Resy restaurants (up to $10 in statement credits per month; enrollment required), $120 rideshare credit on U.S. rideshare purchase (up to $10 in statement credits per month; enrollment required), Global Entry / TSA PreCheck credit, Hertz Five Star status, secondary rental car insurance, trip delay insurance, baggage insurance, purchase protection, and extended warranty.
19. Hilton Honors American Express Card
- bonus_miles_full
- 7X Points at Hilton Hotels and Resorts
- 5X Points at U.S. Restaurants, U.S. Supermarkets, and U.S. Gas Stations
- Complimentary Hilton Honors Silver Status
- No Annual Fee (Rates and Fees)
The Hilton Honors American Express Card (review) is an entry-level card featuring 7 points per dollar on eligible Hilton purchases and complimentary Hilton Honors Silver status, plus 5 points per dollar at U.S. supermarkets, U.S. gas stations, and U.S. restaurants.
Welcome Bonus: bonus_miles_full
Earning Rewards: 7x points on eligible purchases directly with hotels and resorts within the Hilton portfolio; 5x points at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations; 3x points on all other eligible purchases.
Main Benefits: Hilton Honors Silver Elite Status, secondary rental car insurance, and purchase protection.
20. Delta SkyMiles® Platinum Business American Express Card
The Delta SkyMiles® Platinum Business American Express Card (review) offers valuable perks for frequent Delta flyers, including priority boarding and a free checked bag. It also provides opportunities to earn elite status faster through spending and bonus Medallion® Qualification Dollars.
Welcome Bonus: bonus_miles_full
Earning SkyMiles: 3x SkyMiles on Delta Air Lines purchases and purchases directly with hotels; 1.5x SkyMiles on transit, shipping and purchases of more than $5,000 (up to $100,000 per year); and 1x SkyMiles on all other eligible purchases.
Card Benefits: Free first checked bag and priority boarding for you and up to eight travel companions, companion certificate at renewal each year, 20% back on in-flight purchases, 15% award discount, $200 annual Delta Stays credit, $120 Resy credit at U.S. Resy restaurants (up to $10 in statement credits per month; enrollment required), $120 rideshare credit on U.S. rideshare purchases (up to $10 in statement credits per month; enrollment required), Global Entry / TSA PreCheck credit, Hertz Five Star status, secondary rental car insurance, trip delay insurance, baggage insurance, purchase protection, and extended warranty.
21. Amex EveryDay® Credit Card
The Amex EveryDay® Credit Card (review) provides access to the Membership Rewards program without an annual fee. It offers bonus points at U.S. supermarkets and a 20% points boost for frequent use, making it a good entry-level option for travel rewards beginners.
(All information about the Amex Everyday has been collected independently by Deals Points and has not been reviewed or approved by the issuer.)
Welcome Bonus: Earn 10,000 Membership Rewards® Points after Spending $2,000 in your first 6 months.
Earning Rewards: 2x points U.S. Supermarkets on up to $6,000 per year (then 1x points); 1x points on all other eligible purchases. Additionally, if you use your card at least 20 times in a month, you will receiver a 20% points bonus.
Card Benefits: Secondary rental car insurance and 0% intro APR for 15 months on purchases and balance transfer, after that a 18.24% to 29.24% Variable APR applies.
22. Delta SkyMiles® Blue American Express Card
- Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.
- 2X SkyMiles Per Dollar on Delta Air Lines
- 2x SkyMiles Per Dollar at Restaurants worldwide (including takeout & delivery in the U.S.)
- 20% Statement Credit on Delta In-Flight Purchases
- No Annual Fee and No Foreign Transaction Fees (Rates and Fees)
The Delta SkyMiles® Blue American Express Card (review) is Delta’s starter credit card option for those new to the SkyMiles program. The card keeps things simple with basic earning rates and practical perks like inflight discounts, though frequent Delta flyers might want to consider more premium options.
Welcome Bonus: Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.
Earning Rewards: 2 SkyMiles per dollar at purchases made directly with Delta Air Lines, and restaurants, including takeout and delivery in the U.S.; and 1x miles on all other eligible purchases.
Card Benefits: 20% back on in-flight purchases, extended warranty, purchase prtoection, secondary rental car insurance, no foreign transaction fees, and access to Amex Offers.
23. The American Express Blue Business Cash™ Card
The American Express Blue Business Cash™ Card (review) offers 2% cash back on the first $50,000 in eligible purchases annually, then 1% thereafter, with rewards automatically credited to your statement each billing cycle. This no-annual-fee card (rates & fees) provides a straightforward way for small businesses to earn cash back on expenses, though larger spenders may find more value in other options.
Welcome Bonus: bonus_miles_full
Earning Cash Back: 2% cash back on up to $50,000 in eligible purchases every calendar year. After that, the card earns 1% back. Your cash back on the Blue Business Cash appears as an automatic monthly statement credit.
Benefits: Extended warranty, purchase protection, secondary rental car insurance, Expanded Buying Power, and 0% Intro APR on purchases for 12 months from account opening, after that a reg_apr,reg_apr_type APR applies.
24. Cash Magnet® Card
- Earn a $200 Statement Credit After $2,000 in Eligible Purchases in the First 6 Months.
- Unlimited 1.5% Cash Back on All Eligible Purchases
- Secondary Rental Car Insurance
- No Annual Fee (Rates and Fees)
The Cash Magnet® Card From American Express is a basic cash-back card with a solid 1.5% earning rate on all of your purchases and a nice welcome offer of $200 cash back after spending $2,000 in purchases in the first 6 months of card membership.
However, several other no-annual-fee cash back cards offer at least 2% cash back on all spending, including the Citi® Double Cash Card.
25. Business Green Rewards Card
- Earn 15,000 Membership Rewards Points After $3,000 in Eligible Purchases in the First 3 Months.
- 2x Points Per $1 for Flights and Pre-Paid Hotels on AmexTravel.com
- 1x Points Per $1 on All Other Purchases
- $0 Intro Annual Fee, Then $95 After (Rates and Fees)
The American Express Business Green earns 2x Membership Rewards points on qualifying purchases at amextravel.com and 1x point on all other purchases.
While the Business Green card has a $0 Intro Annual Fee, then $95 thereafter, it offers meager rewards and minimal perks that may not be worth the annual cost.
26. The Plum Card® from American Express
- Earn 1.5% Cash Back When You Pay Balance Within 10 Days of Statement Closing Date OR Carry Your Balance for Up to 60 Days With Zero Interest
- No Foreign Transaction Fees
- $250 Annual Fee and No Foreign Transaction Fees (rates & fees)
The Plum Card® from American Express is a decent option for small businesses that want the option to either pay early and earn 1.5% cash back or pay up to 60 days later without accruing interest (or earning cash-back). Cash back you earn on the Plum Card is automatically applied as a credit to your next billing statement.
However, unless your business has fluctuating cash flow, I recommend other higher rewards-earning cards.
For rates and fees of the American Express® Business Gold Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of the Marriott Bonvoy Business™ American Express® Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of The Blue Business Plus® Credit Card from American Express, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of The Hilton Honors American Express Business Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of the American Express Blue Business Cash™ Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of The Business Platinum Card® from American Express, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of the Blue Cash Everyday® Card from American Express, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of the Delta SkyMiles® Blue American Express Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of the American Express® Gold Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of The Platinum Card® from American Express, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of the Delta SkyMiles® Reserve American Express Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of the Delta SkyMiles® Reserve Business American Express Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For the rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of the Blue Cash Preferred® Card from American Express, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of the Hilton Honors American Express Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of the Delta SkyMiles® Gold Business American Express Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of the Delta SkyMiles® Platinum Business American Express Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of the Amazon Business Prime American Express Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For the rates and fees of the Marriott Bonvoy Bevy® American Express® Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of the Delta SkyMiles® Gold American Express Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of the Delta SkyMiles® Platinum American Express Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of The Plum Card® from American Express, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For rates and fees of the Hilton Honors American Express Surpass® Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
