Barclays Miles & More Mastercard Review

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The Barclays Miles & More® World Elite Mastercard® is a travel rewards card offering 2x miles on flights with Lufthansa, SWISS, Austrian Airlines, two lounge passes each year for any Lufthansa Business Lounge, and a companion certificate.

This credit card review will cover everything you need to know about this card to determine if you should add this card or a different card to your wallet. Let’s dive right in.

2 Annual Business Lounge Passes
Miles & More® World Elite Mastercard®
  • Earn 60,000 award miles if you spend $3,000 in purchases and pay the annual fee, both within the first 90 days.
  • 2X Award Miles on Miles and More Ticket Purchases
  • 2 Lufthansa Business Lounge Vouchers Per Year
  • Companion Ticket Every Anniversary
  • $89 Annual Fee
Learn More
Non-affiliate link

Welcome Bonus

The Miles & More Mastercard currently offers the following welcome bonus:

Earn 60,000 award miles if you spend $3,000 in purchases and pay the annual fee, both within the first 90 days.

Earning Miles

The Miles & More Mastercard earns miles at the following rates:

  •  2 miles per dollar on Miles & More integrated airline partners (AirDolomiti, Austrian Airlines Group, Brussels Airlines, Croatia Airlines, Eurowings, LOT Polish Airlines, Lufthansa, Luxair and SWISS); and
  • 1 mile per dollar on all other eligible purchases.
Lufthansa Airplane
Photo: Lufthansa

Annual Fee

The Miles & More Mastercard has an annual fee of $89, which you can try to offset with the two annual lounge passes.

Card Benefits and Perks

The Miles and More card offers the following benefits and perks:

Two Annual Lounge Passes: Every year, including the first year, cardholders get two one-time-use lounge vouchers at any Lufthansa Business Lounge worldwide.

Companion Ticket: Cardholders are eligible for a companion ticket every year, including the first year. However, you are responsible for the taxes and fees for the companion ticket, which are quite high.

Convert Miles to Status Miles: Cardmembers can convert their miles to elite status miles at a ratio of 5 to 1, with a minimum of 5,000 award miles and a maximum of 25,000 miles.

Travel Discount: Receive up to 15% off your eligible hotel stay or car rental when booking through the Miles & More® program.

0% Intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR of 20.99%, 24.99% or 29.99%, based on your creditworthiness. There is a balance transfer fee of the greater of either $5 or 5% of the amount of each transfer.

No Foreign Transaction Fees: You can make international purchases with your card without paying an extra fee of around 3%.

World Elite Benefits: This card is a World Elite Mastercard, which gets you access to these special benefits and discounts: DoorDash ($5 off your first DoorDash order each month), Lyft (Take 3 rides in one month and earn a $5 Lyft credit), Shoprunner (free two-day shipping), and Fandango (spend $20 and get $5 back).

Lufthansa Business Lounge
Photo: Lufthansa Business Lounge

Pros and Cons of the Miles & More Mastercard

Here’s a quick overview of this card’s advantages and disadvantages:

Pros:

  • Nice welcome bonus.
  • Two airport lounge passes.

Cons:

  • $89 Annual Fee.
  • Companion ticket has high fees and taxes.
  • Limited travel and purchase protections.
  • Only 2x miles on Miles & More partners.
  • No other category earns more than 1x miles.

Alternatives to the Lufthansa Card

Now that you know about this credit card’s various benefits and pros and cons, it’s time to see its alternatives.

Best Starter Travel Card
Chase Sapphire Preferred® Card
  • bonus_miles_full
  • 5x Points on Travel Booked Via Chase
  • 3x Points on Dining and Eligible Delivery Services
  • 2x Points on All Other Travel Purchases
  • 10% Anniversary Points Boost
  • Trip Delay and Trip Cancellation Insurance
  • Primary Rental Car Insurance
  • $95 Annual Fee

Click Here to Learn How to Apply

The Chase Sapphire Preferred® Card (review) is one of the best rewards cards for travelers who want solid earning rates for travel and dining expenses. 

For only $95 per year, this card earns 5x Chase Ultimate Rewards points on travel booked through the Chase Ultimate Rewards portal, 3x points on dining, online groceries, and streaming services, and 2x on all other travel purchases

Cardholders will also get a 10% anniversary points bonus, a 12-month DoorDash DashPass subscription when activated by December 31, 2024, and a $50 anniversary hotel statement credit. 

Plus, it provides extensive travel protections, including trip delay, primary rental car, baggage, and purchase protection plans. 

Capital One Venture X Rewards Credit Card
  • bonus_miles_full
  • $300 Annual Credit for Bookings through Capital One Travel
  • 10,000 Miles for Each Account Anniversary
  • Hertz President’s Circle Elite Status
  • Airport Lounge Access (Priority Pass, Capital One, & Plaza Premium)
  • 10X Miles on Hotels and Rental Cars, and 5x Miles on Flights Booked with Capital One Travel
  • 2X Miles on All Other purchases
  • $395 Annual Fee
Learn More Our Review

The Capital One Venture X Rewards Credit Card (review) is a premium travel rewards card that’s perfect for travelers who want outstanding travel perks like annual travel credits, worldwide airport lounge access, and travel and purchase protections. 

The Venture X earns 2x miles on all purchases helping you maximize every dollar of your spending. Plus, you can earn 10x miles on hotels and rental cars, and 5x miles on flights booked through Capital One.

The card has a $395 annual fee, completely offset by a $300 annual credit for bookings through Capital One Travel, and 10,000 points (worth at least $100) for each account anniversary.

Plus, you get airport lounge access via Priority Pass, Capital One, and Plaza Premium Lounges, Hertz President’s Circle elite status, Global Entry or TSA PreCheck credit, rental car insurance, trip and luggage insurance, cell phone insurance, and purchase protection.

No Annual Fee

card_name

  • bonus_miles_full
  • 5% Cash Back on Travel Purchased Via Chase
  • 3% Cash Back at Restaurants and Drug Stores
  • 1.5% Cash Back on All Other Purchases
  • 0% Intro APR for 15 Months (After that, a reg_apr,reg_apr_type APR.)
  • Purchase Protection and Extended Warranty
  • No Annual Fee

Click Here to Learn How to Apply

The Chase Freedom Unlimited® (review) is a good no-annual fee credit card option that offers 5% cash back on travel booked through Chase Ultimate Rewards, 3% cash back at restaurants, takeout, eligible delivery services, and on drugstore purchases. Plus it offers 1.5% cash back on all other eligible purchases.

The card also offers nice benefits such as purchase protection, extended warranty, trip cancellation/interruption insurance, and secondary rental car insurance.

Is the Miles & More Mastercard Worth It?

For most people, the Miles & More Mastercard is not a good choice, and people should instead consider a general travel card like the Chase Sapphire Preferred® Card (review)

The Miles & More card lacks enough benefits to justify its $89 annual fee and compete with other travel credit cards that offer more benefits for a similar fee.

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