The JetBlue Business Card is a credit card designed for small business owners who frequently travel with JetBlue Airways.
This card is very similar to one of JetBlue’s consumer cards, the JetBlue Plus Card, but with added benefits specifically tailored for business owners.
It offers a nice sign-up bonus, extra points for JetBlue purchases, and a variety of benefits on JetBlue, such as a free checked bag, priority boarding, and 50% savings on in-flight purchases.
This article will cover everything you need to know about this card to determine if you should add this card or a different card to your wallet. Let’s dive right in.
Welcome Bonus
The JetBlue Business Card currently offers the following welcome bonus:
Earn up to 75,000 bonus points: 60,000 points after spending $5,000 in the first 90 days, plus 15,000 bonus points after spending a total of $15,000 in your first year.
Earning Points
The JetBlue Business Card earns TrueBlue points at the following rate:
- 6 points per dollar on JetBlue purchases;
- 2 points per dollar at restaurants;
- 2 points per dollar at office supply stores; and
- 1 point per dollar on all other eligible purchases.
Annual Fee
The JetBlue Business Card has a $99 annual fee, which you can offset with the 5,000 anniversary points and free checked bags.
Card Benefits and Perks
Below are the card benefits and perks of the JetBlue Business Card:
Free First Checked Bag
The primary cardmember and up to 3 travel companions on the same reservation each receive their first checked bag free on JetBlue-operated flights.
To qualify for the free checked bags, you must purchase the flight with the JetBlue Business Card and the primary cardmember’s JetBlue account number must be entered at booking.
5,000 Anniversary Points
Cardmembers receive 5,000 points each account anniversary for just holding onto the card.
50% In-Flight Savings
Cardmembers will qualify for a 50% savings on eligible inflight food and drink purchases.
Eligible purchases include cocktails, beer, wine, and meals, but does not apply to any other inflight purchases, such as pillows, earphones, or upgraded seats or cabins.
10% Rebate on JetBlue Awards
You can receive 10% of TrueBlue points back as a bonus after you redeem for a JetBlue flight.
For example, if you redeemed 30,000 points, you would receive 3,000 points back.
Earn Points Towards Mosaic Elite Status
Spending on the JetBlue card helps you earn Mosaic elite status. Members earn “1 Tile” for every $1,000 spent on JetBlue credit cards and “1 Tile” for every $100 spent on Jetblue flights.
There are four levels of Mosaic elite status:
- 50 tiles = Mosaic 1
- 100 tiles = Mosaic 2
- 150 tiles = Mosaic 3
- 250 tiles = Mosaic 4
For example, if you were to spend $2,500 a year on JetBlue flights (25 tiles) plus $25,000 in spending on a JetBlue card, you would unlock Mosaic 1, which gets you:
- Even More Space Seats at check-in.
- A free alcoholic drink each flight.
- Same-Day flight changes.
- Two free checked bags.
- Priority Boarding, Security, and Check-In.
$100 Statement Credit on JetBlue Vacations
JetBlue Business Card cardmembers receive a $100 statement credit when they purchase a JetBlue Vacations package of $100 or more with the card.
No Foreign Transaction Fees
This card has no foreign transaction fees on purchases outside the U.S., which is helpful if you travel internationally to help you avoid paying a 3% fee on those international purchases.
World Elite Mastercard Benefits
This card is a World Elite Mastercard, which gets you access to these special benefits and discounts:
- DoorDash: Automatically get $5 off your first DoorDash order each month.
- Lyft: Take 3 rides in one calendar month and pay with your World Elite Mastercard to earn a $5 Lyft credit.
- Fandango: Spend $20 at Fandango or on Fandango’s streaming service and get a $5 Fandango Reward.
- ShopRunner: ShopRunner is an online membership that unlocks free 2-day shipping and free returns at dozens of top stores, including Under Armour, Cole Hann, Bloomingdale’s, and more.
Redeeming JetBlue Points
JetBlue’s TrueBlue program is revenue based, which means the number of points required for a flight is linked to the price of the flight. The more expensive the cash flight, the more points are required.
We looked at the value of JetBlue points and found that you get about 1.38 cents per point in value for economy flights and 1.0 cents per point for JetBlue’s Mint Business class.
For example, a $200 economy flight should cost about 14,500 points and a $500 Mint business class flight costs about 50,000 points.
Another option is to fly from the West Coast to Hawaii on Hawaiian Airlines Business class starting at 22,000 points in Economy and 45,000 points in Business class.
Pros and Cons
Here’s a quick overview of this card’s advantages and disadvantages:
Pros:
- Free first checked bag.
- Priority Boarding and Check-In.
- 5,000 points each account anniversary helps offset the annual fee.
- 6x points on JetBlue.
- 10% points rebate increases the value of earning points with the card.
Cons:
- $99 Annual Fee.
- Lack of travel and purchase protections, which is important because JetBlue is statistically one of the least reliable airlines.
- Only two other bonus categories (restaurants and office supply stores).
- No airport lounge access.
Alternatives to the JetBlue Business
Now that you know about this credit card’s various benefits and pros and cons, it’s time to see its alternatives.
Ink Business Preferred® Credit Card
Better Travel and Purchase Protections
- bonus_miles_full
- 3X Points on Travel, Shipping, Advertising (Social Media and Search Engines), Internet, Cable, and Phone on the First $150,000 Each Account Year
- 25% Additional Points Value in Travel Redemption
- Primary Rental Car Insurance
- Trip Cancellation/Interruption Insurance
- Cell Phone Protection
- Purchase Protection and Extended Warranty
- No Foreign Transaction Fees
- $95 Annual Fee
The Ink Business Preferred® Credit Card (review) is an excellent choice for business owners looking for a card that offers valuable rewards and benefits.
With this card, you’ll earn:
- 3 points per $1 spent on travel, shipping purchases, internet, cable, phone services, and advertising purchases made with social media sites and search engines (up to $150,000 in combined purchases per account anniversary year).
- 1 point per $1 spent on all other purchases, with no limit on the number of points you can earn.
Beyond the rewards, the Ink Business Preferred provides valuable benefits, including:
- Primary rental car insurance (when renting for business purposes).
- Cell phone protection (up to $600 per claim against theft or damage, with a maximum of three claims per year and a $100 deductible per claim).
- Purchase and extended warranty protection.
CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
Perks on American Airlines
- bonus_miles_full
- Free Checked Bags for You and 4 Companions
- 2X Miles for American Airlines, Cable, Satellite, Gas, Telecommunications, and Car Rental purchases.
- Preferred Boarding (Group 5)
- 25% Discount on American In-Flight Purchases of Wi-Fi, Food, and Beverages When Using the Card.
- $99 Annual Fee, Waived the First Year
The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® is good for business owners that wants perks on American Airlines.
The card offers benefits such as a free checked bag on domestic flights for you an up to four travel companions on the same reservation, preferred boarding in Group 5, and a 25% savings on American Airlines inflight Wi-Fi when you use your card.
Blue Business® Plus Credit Card from American Express
No Annual Fee and Better for Everyday Spending
- 2 Points Per Dollar on the First $50,000 in Purchases Each Calendar Year (1x Points thereafter)
- 0.0% Intro APR on purchases for the first 12 months. After that, reg_apr,reg_apr_type APR. APRs will not exceed 29.99%
- No Annual Fee (rates & fees)
The Blue Business® Plus Credit Card from American Express (review) is one of my favorite cards because it has no annual fee and earns 2x Membership Rewards points on the first $50,000 in purchases every year. After that, you will earn 1 point on all other eligible purchases.
You can transfer Membership Rewards to 18 airlines and three hotel points programs, with several great sweet spots to travel in business class to anywhere in the world.
I put all of my everyday business spending on my Blue Business Plus because it is a quick way to rack up points for my next trip.
Is the JetBlue Business Worth It?
The JetBlue Business Card is only worth it if you are a frequent JetBlue flyer that can take advantage of the free bags and priority boarding.
If you fly JetBlue along with other airlines, a better choice is the Ink Business Preferred® Credit Card (review) which offers extra points on travel and other categories, in addition to better travel and purchase protections.
- bonus_miles_full
- 3X Points on Travel, Shipping, Advertising (Social Media and Search Engines), Internet, Cable, and Phone on the First $150,000 Each Account Year
- 25% Additional Points Value in Travel Redemption
- Primary Rental Car Insurance
- Trip Cancellation/Interruption Insurance
- Cell Phone Protection
- Purchase Protection and Extended Warranty
- No Foreign Transaction Fees
- $95 Annual Fee
For rates and fees of the American Express Blue Business Cash™ Card, please click here.
