Bank of America Travel Rewards Credit Card Review

The Bank of America Travel Rewards credit card earns 1.5x points on all spending with no annual fee. 

The card can also earn up to 2.65x points on all spending if you qualify for Preferred Rewards by having funds in a Bank of America or Merrill account. 

Deals Points Card Rating:
3.5/5

Travel Rewards Card Information

Application Link: Bank of America Travel Rewards.

Current Sign Up Bonus: 25,000 points (worth $250) plus 0% intro APR for 12 billing cycles.

Recommended Bonus: At least 25,000 points.

Annual Fee: No annual fee. 

Earning Rewards: 1.5x points on all spending. 

Redeeming Rewards: One point equals one cent, so every dollar you spend equals 1.5% cashback. 

Extra Points with Preferred Rewards

Members of the Preferred Rewards program earn 25% to 75% more points on every purchase based off the amount of money in Bank of America banking and/or Merrill Investment accounts. 

Gold ($20,000 to $49,999) = 25% rewards boost, which equals 1.875x points on all spending.

Platinum ($50,000 to $99,999) = 50% rewards boost, which equals 2.25x points on all spending.

Platinum Honors ($100,000+) = 75% rewards boost, which equals 2.625x points on all spending.

Travel Rewards Card Benefits

No Foreign Transaction Fees– You can use your Travel Rewards card anywhere in the world without a foreign transaction fee. 

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