The Bank of America Amtrak Card earns 3x points on Amtrak, 2x points on travel, and 1x points everywhere else.
Cardmembers also get an annual companion ticket, annual upgrade coupon, 20% rebate on food and drink, and you can earn elite points.
Amtrak Card Information
Application Link: Bank of America Amtrak Guest Rewards World Mastercard.
Current Sign Up Bonus: 20,000 Amtrak Points plus a single Amtrak Lounge pass.
Recommended Bonus: At least 30,000 Amtrak Points.
Annual Fee: $79
- 3x points on Amtrak including on-board purchases.
- 2x points on travel.
- 1x points everywhere else.
Amtrak Credit Card Benefits
Annual Companion Coupon– You can get a free companion coupon for each cardmember anniversary.
Annual Upgrade Coupon– Cardmembers get a free annual one-class upgrade coupon after each account anniversary.
5% Points Rebate– You can get 5% of your points back when you redeem points for travel on Amtrak as a cardholder.
20% Rebate on Food and Drink– You can get a 20% statement credit when you use your Amtrak card to purchase food and drinks on an Amtrak train.
Earn Elite Points– You can earn 1,000 Tier Qualifying Points (TQPs) for every $5,000 in spending each calendar year, up to 4,000 TQPs.
No Foreign Transaction Fees– You can use your Amtrak Mastercard anywhere in the world without having to pay foreign transaction fees, which are typically 3%.