The American Express EveryDay Preferred card earns 3x points at U.S. supermarkets and 2x points at U.S. gas stations. Plus, you can get a 50% points bonus each month when using the card 30 or more times.
However, the EveryDay Preferred card has a $95 annual fee. The annual fee is worth it if you can maximize your spending at gas stations and supermarkets, and complete 30 transactions in a month.
But for most people, the Chase Sapphire Preferred is a better option. It has the same annual fee but offers more travel protections and 2x points on dining and travel.
EveryDay Preferred Card Information
Application Link: American Express EveryDay Preferred.
Current Sign Up Bonus: 15,000 Membership Rewards points plus 0% intro APR for 12 months on purchases and balance transfers.
Recommended Bonus: At least 30,000 Membership Rewards points.
Annual Fee: $95
Earning Rewards:
- 3x points at U.S. supermarkets (up to $6,000 per year)
- 2x points at U.S. gas stations.
- 1x points everywhere else.
- 50% points bonus if you use the card 30 or more times per billing cycle. (1x points become 1.5x points, 2x points becomes 3x, 3x points becomes 4.5x points)
EveryDay Preferred Card Benefits
Return Protection– If a retailer doesn’t take back an item within 90 days of purchase, American Express may refund the full purchase price up to $300 per item with a maximum of $1,000 per year.
Purchase Protection– This coverage covers the replacement costs of items bought with the card that were stolen or accidentally damaged within the first 90 days up to $1,000 per item.
Amex Offers– The Everyday Preferred card, like all American Express cards, has access to Amex Offers, which are special deals at certain retailers. For example, spend $25, get a $10 statement credit.
Secondary Rental Car Insurance– This secondary coverage pays for any damage to the rental car not covered by your insurance. If you don’t have collision insurance, this coverage is primary coverage.
Extended Warranty– This benefit extends an original manufacturer’s warranty by one year on warranties of 5 years or less.
ShopRunner– This benefit gets you free 2 days shipping at 100+ online retailers.
Redeeming American Express Membership Rewards
You can transfer American Express Membership Rewards to airline and hotel points programs.
Most transfers are at a one Membership Reward point to one airline/hotel point.
Our favorites are ANA Mileage Plan, Avianca LifeMiles, and Iberia Avios.
Membership Rewards Transfer Partners [1 to 1]
|
|
|---|---|
Aer Lingus Avios
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AeroMexico [1 to 1.6]
|
Air Canada Aeroplan
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Air France/KLM Flying Blue
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ANA
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Avianca LifeMiles
|
British Airways Avios
|
Cathay Pacific Asia Miles
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Delta SkyMiles
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El Al [1,000 to 20]
|
Emirates
|
Etihad Guest
|
Hawaiian Airlines
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Iberia Avios
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JetBlue [250 to 200]
|
Qantas
|
Singapore KrisFlyer
|
Virgin Atlantic
|
Choice
|
Hilton Honors [1 to 2]
|
Marriott Bonvoy
|
Frequently Asked Questions
What counts as a U.S. Supermarket for 3x points?
American Express' definition of supermarkets excludes Costco, Target, Walmart, Sam's Club, and specialty shops (wine or cheese stores).
What is included (for example) is:
- Whole Foods
- Aldi
- Trader Joes
- Kroger
- FreshDirect (online)
- Harris Teeter
- Wegmans
- Albertsons
What is counted as a U.S. gas station for 2x points.
American Express only counts traditional gas stations for 2x points.
What doesn't count as a gas station:
- Costco
- Sam's Club
- Walmart
- A supermarket's gas station (but it may qualify under supermarket).
What is the foreign transaction fee for EveryDay Preferred?
Any transactions outside the U.S. have a 2.7% foreign transaction fee.
