Delta SkyMiles® Gold American Express Card Review

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The Delta SkyMiles® Gold American Express Card earns 2x SkyMiles on Delta, restaurants worldwide, and at U.S. supermarkets. Plus, cardmembers get a free checked bag, priority boarding, 20% in-flight savings, and purchase protection. 

Free Checked Bag
Delta SkyMiles® Gold American Express Card
  • Earn 40,000 Bonus SkyMiles for $1,000 in Eligible Purchases in the First 3 Months
  • 2X SkyMiles on Delta Air Lines
  • 2x SkyMiles at Restaurants Worldwide and at U.S. Supermarkets
  • Free First Checked Bag
  • 20% Statement Credit on Delta In-Flight Purchases
  • No Foreign Transaction Fees
  • $0 Intro Annual Fee for the First Year, Then $99 Per Year (Rates and Fees)
Learn More
Terms Apply

Delta Gold Card Benefits

The Delta SkyMiles Gold Card offers some nice benefits on Delta and other travel and purchase protections.

Free Checked Bag

Gold cardmembers get a free first checked bag on Delta flights, which saves you $30 each way.

The free checked bag benefit is also extended to up to eight travel companions on the same reservation, which would save a family of four $240 in fees on a round-trip flight.

Delta Checked Bag Cost

Priority Boarding

You can enjoy Main Cabin 1 Priority Boarding on Delta flights, which is Group 5 in the boarding process.

This allows you to board before most of the main cabin customers and secure a overhead bin for your carry-on bag.

This benefit also applies to up to eight travel companions on the same reservation.

Delta Priority Boarding

20% Back on In-Flight Purchases

Cardmembers earn a 20% statement credit when they use their Delta SkyMiles Gold card to purchase food, alcoholic beverages, and audio headsets.

However, the savings does not apply to Wi-Fi purchases.

Delta In-Flight Food

Potential $100 Delta Flight Credit

You can earn a $100 Delta Flight credit when you spend $10,000 or more in a calendar year. 

Delta A350
Photo: Delta

No Foreign Transaction Fees

You can use your SkyMiles card anywhere in the world without having to pay foreign transaction fees, which are typically 3%. 

Tropical Destination

Secondary Rental Car Insurance

Secondary rental car insurance covers any damage to a rental car not covered by your primary insurance when you pay for the rental using this card.

Other credit cards offer primary rental car insurance, which pays before your insurance and saves you the hassle of filing multiple insurance claims.

But there are situations where this secondary insurance becomes the primary insurance, including when renting a car outside the U.S. and your personal car insurance does not cover you in that country, or if you don’t have collision insurance.

You still need to maintain liability car insurance to cover damage to another person or property.

Lost Luggage Reimbursement

Lost luggage reimbursement covers the cost to repair or replace your luggage and the contents inside if your bag is lost or damaged during a covered trip.

You must purchase the trip with this card, and it will also cover immediate family members traveling with you.

Coverage is also secondary to any reimbursement from the airline or common carrier. For example, if your bag and its contents were worth $1,000 and the airline gave you $200, you could file a claim for $800.

Luggage

Amex Offers

This card has access to Amex Offers, which are deals that are linked to your card, allowing you to save money or earn extra points on shopping, dining, and travel.

For example, there could be an offer such as spending $200+ at Marriott Hotels and Resorts and receiving $50 cash back as a statement credit.

You can find all of your Amex Offers by signing into your American Express account. You will need to “Add to Card” each offer to be eligible for the special offer.

Amex Offers

Purchase Protection

Purchase protection could save you a lot of money if you bought an eligible item that is damaged or stolen within 90-days.

For example, if you accidentally dropped your new phone or laptop and broke the screen, you could file a claim to get it replaced if the item was purchased within the last 90 days.

Coverage for this benefit is limited to $10,000 per claim and up to $50,000 per cardholder.

Extended Warranty

Credit card extended warranty protection adds up to an additional year of coverage for eligible purchases on manufacturer’s warranties up to 5 years.

Coverage matches the protection provided by the original warranty so that damage or defect would have to be covered by the original warranty for extended warranty coverage.

The maximum coverage is $10,000 per item and $50,000 per cardholder.

For example, if you bought a TV with a manufacturer’s warranty of three years, this card would extend the warranty for free to the fourth year.

ShopRunner

This card offers a complimentary membership to ShopRunner, giving you free two-day shipping and free returns at 100+ online retailers.

Eligible stores include Bloomingdales, Under Armour, American Eagle, Saks Off 5th, Cole Hann, Fanatics, Vera Bradley, Jockey, Kate Spade, NFL Shop, NBA Store, MLB Shop, and Coach. 

ShopRunner

Free Checked Bag
Delta SkyMiles® Gold American Express Card
  • Earn 40,000 Bonus SkyMiles for $1,000 in Eligible Purchases in the First 3 Months
  • 2X SkyMiles on Delta Air Lines
  • 2x SkyMiles at Restaurants Worldwide and at U.S. Supermarkets
  • Free First Checked Bag
  • 20% Statement Credit on Delta In-Flight Purchases
  • No Foreign Transaction Fees
  • $0 Intro Annual Fee for the First Year, Then $99 Per Year (Rates and Fees)
Learn More
Terms Apply