Delta SkyMiles® Gold Business American Express Card Card Review

Deals Points has partnered with CardRatings for our coverage of credit card products. Deals Points and CardRatings may receive a commission from card issuers. Opinions and recommendations are ours alone. Terms apply to the offers. See our Advertising Disclosure for more information.

The Delta SkyMiles® Gold Business American Express Card earns 2x SkyMiles on Delta, at restaurants worldwide, on U.S. advertising in select media, and on U.S. shipping purchases.

Plus, cardmembers get a free checked bag, priority boarding, 20% in-flight savings, and purchase protection. 

Free Checked Bags
Delta SkyMiles® Gold Business American Express
  • Earn 50,000 SkyMiles After $2,000 in Eligible Purchases in the First 3 Months
  • 2X SkyMiles on Delta, U.S. Advertising, U.S. Shipping Purchases, and Restaurants Worldwide
  • Free First Checked Bags for You and 8 Companions
  • Main Cabin 1 Priority Boarding
  • 20% Statement Credit for Delta In-Flight Purchases
  • No Foreign Transaction Fees
  • $0 Intro Annual Fee for the First Year, Then $99 Per Year (Rates & Fees)
Learn More
Terms Apply

Welcome Bonus: 50,000 SkyMiles

Delta Gold Amex currently offers new cardmembers 50,000 bonus SkyMiles after spending $2,000 in purchases on the card in the first three months of card membership.

Earning SkyMiles

With the Delta Gold Amex, you’ll earn Delta SkyMiles on purchases charged to your card as follows:

  • 2 SkyMiles per dollar on purchases made with Delta.
  • 2 SkyMiles per dollar at restaurants worldwide.
  • 2 SkyMiles per dollar on U.S. shipping.
  • 2 SkyMiles per dollar on U.S. advertising in select media.
  • 1 SkyMiles per dollar on other eligible purchases.

Delta Gold Business Card Benefits

The Delta SkyMiles Gold Card offers some nice benefits on Delta and other travel and purchase protections.

Free Checked Bag

Gold Business cardmembers get a free first checked bag on Delta flights, which saves you $30 each way.

The free checked bag benefit is also extended to up to eight travel companions on the same reservation, which would save a family of four $240 in fees on a round-trip flight.

Delta Checked Bag Cost

Priority Boarding

You can enjoy Main Cabin 1 Priority Boarding on Delta flights, which is Group 5 in the boarding process.

This allows you to board before most of the main cabin customers and secure a overhead bin for your carry-on bag.

This benefit also applies to up to eight travel companions on the same reservation.

Delta Priority Boarding

20% Back on In-Flight Purchases

Cardmembers earn a 20% statement credit when they use their Delta SkyMiles Gold Business card to purchase food, alcoholic beverages, and audio headsets.

However, the savings does not apply to Wi-Fi purchases.

Delta In-Flight Food

Potential $100 Delta Flight Credit

You can earn a $100 Delta Flight credit when you spend $10,000 or more in a calendar year. 

Delta A350
Photo: Delta

No Foreign Transaction Fees

You can use your SkyMiles card anywhere in the world without having to pay foreign transaction fees, which are typically 3%. 

Tropical Destination

Secondary Rental Car Insurance

This secondary coverage pays for any damage to the rental car not covered by your insurance.

If you don’t have collision insurance, this coverage is primary coverage.

Rental Car Insurance
Photo: Hertz

Baggage Insurance

Your carry-on and checked luggage are covered if they are lost, damaged, or stolen when you purchase the entire fare on this card. 

Coverage is up to $1,250 for carry-on baggage and $500 for checked baggage.

This benefit also covers the contents inside your bag, but electronics and cameras are limited to $250 in coverage.

Luggage

Amex Offers

This card, like all American Express cards, have access to Amex Offers, which are discounts at hundreds of merchants.

Most discounts are in the form of spend $X and get $Y back, but sometimes you can earn extra SkyMiles instead of cash back.

Amex Offers

Purchase Protection

This coverage covers the replacement costs of items bought with the card that were stolen or accidentally damaged within the first 90 days up to $1,000 per item.

Credit Card Purchase Protection Broken Phone

Extended Warranty

This benefit extends an original manufacturer’s warranty by one year on warranties of 5 years or less.

Items Covered under extended warranty

ShopRunner

American Express cards enjoy free two day shipping and free returns at 100+ online retailers with ShopRunner.

ShopRunner

Free Checked Bags
Delta SkyMiles® Gold Business American Express
  • Earn 50,000 SkyMiles After $2,000 in Eligible Purchases in the First 3 Months
  • 2X SkyMiles on Delta, U.S. Advertising, U.S. Shipping Purchases, and Restaurants Worldwide
  • Free First Checked Bags for You and 8 Companions
  • Main Cabin 1 Priority Boarding
  • 20% Statement Credit for Delta In-Flight Purchases
  • No Foreign Transaction Fees
  • $0 Intro Annual Fee for the First Year, Then $99 Per Year (Rates & Fees)
Learn More
Terms Apply