The American Express Business Green charge card has very limited benefits to justify its $95 annual fee.
The card only earns 2x points on AmexTravel and 1x points everywhere else. A better option is either the Chase Ink Business Preferred ($95 annual fee) or The Blue Business® Plus Credit Card from American Express.
Business Green Card Information
Application Link: American Express Business Green.
Current Sign Up Bonus: 15,000 Membership Rewards points.
Recommended Bonus: At least 25,000 Membership Rewards points.
Annual Fee: $0 intro annual fee the first year; $95 thereafter.
- 2x points on AmexTravel.com.
- 1x points everywhere else.
Business Green Card Benefits
Baggage Insurance– This coverage reimburses you for lost, damaged, or stolen baggage up to $1,250 for a carry-on bag and $500 for a checked bag.
Amex Offers– The Business Green card, like all American Express cards, has access to Amex Offers, which are special deals at certain retailers. For example, spend $25, get a $10 statement credit.
Secondary Rental Car Insurance– This secondary coverage pays for any damage to the rental car not covered by your insurance. If you don’t have collision insurance, this coverage is primary coverage.
Purchase Protection– This coverage covers the replacement costs of items bought with the card that were stolen or accidentally damaged within the first 90 days up to $1,000 per item.
Extended Warranty– This benefit extends an original manufacturer’s warranty by one year on warranties of 5 years or less.
Redeeming American Express Membership Rewards
You can transfer American Express Membership Rewards to airline and hotel points programs.
Most transfers are at a one Membership Reward point to one airline/hotel point.
Our favorites are ANA Mileage Plan, Avianca LifeMiles, and Iberia Avios.
|Membership Rewards Transfer Partners [1 to 1]|
|Aer Lingus Avios||AeroMexico [1 to 1.6]|
|Air Canada Aeroplan||Air France/KLM Flying Blue|
|British Airways Avios||Cathay Pacific Asia Miles|
|Delta SkyMiles||El Al [1,000 to 20]|
|Hawaiian Airlines||Iberia Avios|
|JetBlue [250 to 200]||Qantas|
|Singapore KrisFlyer||Virgin Atlantic|
|Choice||Hilton Honors [1 to 2]|
Frequently Asked Questions
What is the foreign transaction fee for the Amex Business Gold?
Any transactions outside the U.S. incur a 2.7% foreign transaction fee on the American Express Business Green card.