The Platinum Card® from American Express is the best card for airport lounge access. Cardmembers have access to the Centurion Lounges, Delta SkyClubs when flying Delta, Escape Lounges, Plaza Premium lounges, and Priority Pass.
Plus, there are several other great benefits including a $200 airline credit, $200 Uber credit, $100 Saks credit, Global Entry credit, and much more.
- Earn 80,000 Membership Rewards Points After $6,000 in Eligible Purchases in the First 6 Months
- 5x Points on Flights Booked Directly With Airlines (up to $500,000 in purchases each calendar year)
- Airport Lounge Access (Centurion, Delta SkyClub, Priority Pass, Escape, and Plaza Premium)
- No Foreign Transaction Fees
- $695 Annual Fee (Rates & Fees)
American Express Platinum Benefits
The American Express Platinum card comes with a ton of great benefits including $200 airline incidental credit, $200 Uber credit, $100 Saks credit, Global Entry credit, amazing airport lounge access, and much more.
$200 Airline Incidental Credit
The Platinum card comes with a $200 airline incidental credit per calendar year, which includes fees for checked bags, seat selection, pet transport fees, and in-flight refreshments.
The downside is you have to select one U.S. airline for the credit, so you can’t mix and match fees from different airlines.
Things that are generally not reimbursable are airline tickets, upgrades, mileage points purchases, mileage points transfer fees, gift cards, duty-free purchases, and award tickets that are not deemed to be incidental fees.
There are some loopholes, which we detail in our guide to the American Express Airline Fee Credit.
$200 Uber Credit
Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually, which renews annually.
The credit is broken down into $15 in Uber credits each month and a $35 credit in December.
However, unused credits do not roll over each month. You have to use them or lose them each month.
CLEAR Credit ($189)
Breeze through security with CLEAR® Plus at 45+ airports nationwide and get up to $189 back per year on your membership (subject to auto-renewal) when you use your Platinum Card®.
$200 Hotel Credit
Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®.
Fine Hotels and Resorts has over 1,800 hotels, and a booking comes with a number of benefits, including:
- Noon check-in (subject to availability)
- Guaranteed 4 pm late check-out
- Room upgrade upon arrival (subject to availability)
- Daily breakfast for two people
- Complimentary Wi-Fi
- Special amenities unique to each property
$240 Digital Entertainment Credit
Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card® at your choice of one or more of the following providers: Disney+, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and The Wall Street Journal. Enrollment required.
$300 Equinox Credit
Get up to $300 back per calendar year on an Equinox+ subscription, or any Equinox club memberships when you pay with your Platinum Card®. Enrollment required.
Equinox is a high-end gym with over 100 locations.The best way to use the credit is a $300 annual membership for Equinox+ app, which will be fully covered by the Platinum card when you enroll in the benefit.
It can be quite expensive if you want to use the credit for in-person gym locations.
In Chicago, the locations near me cost $170 per month per person for one club and $200 per month for multiple clubs.
In New York, the monthly cost is about $210 per month for one club and $275 per month for multiple clubs.
Authorized Users
You can add three authorized users for $175 in total. Any additional authorized users cost $175 each.
Platinum authorized user cards earn points and enjoy all of the benefits below including airport lounge access except the $200 airline incidental credit, $200 Uber credit, and $100 Saks credit.
Alternatively, you could also add free authorized user Gold cards. Gold cards earn points and get the Global Entry credit every five years but they don’t get:
- Airport lounge access at Centurion, Escape, Plaza Premium, and Delta Sky Club.
- Priority Pass.
- Marriott and Hilton Gold elite status.
- Access to the Fine Hotels & Resorts program.
$100 Saks Credit
Get up to $50 in statement credits semi-annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
Purchases at Saks Off Fifth (their outlet store) do not qualify for the credit.
You can usually join Sak’s email list for a 10% off coupon and combine your online shopping with a cashback portal to earn an extra 2-5% cashback on top of your credit.
Global Entry or TSA Pre-Check Credit
This card offers a Global Entry or TSA PreCheck fee credit like many other travel cards.
TSA PreCheck is a membership program offering dedicated airport security lines and faster security screening (typically 5 minutes or less) at more than 200 airports across the United States and includes over 81 airlines.
Global Entry includes TSA PreCheck and expedited immigration upon arrival from an international trip back to the United States.
Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®.
Elite Status and Discounts
Platinum cardholders also get elite status with hotel and rental car programs including:
- Hilton Honors Gold
- Marriott Bonvoy Gold
- National Emerald Club Executive
- Avis Preferred (use coupon code UUNA007 for upgrades and save AWD #756900 to your Avis profile)
- Hertz (one class upgrade with CDP #211762 plus a four hour grace period on returns)
Trip Delay Insurance
American Express recently introduced trip delay insurance for several of their premium cards.
If your trip is delayed 6 or more hours, you can seek reimbursement for up to $500 per covered trip with a maximum of 2 claims per 12 months.
This coverage also includes delays for weather, which is great because airlines don’t provide hotels or food vouchers if the delay is weather-related.
Travel Benefits
Trip Cancellation Insurance– This coverage reimburses you up to $10,000 for non-refundable expenses if a covered reason cancels or interrupts your trip. There is a limit of $20,000 per 12 month period.
Baggage Insurance– This coverage reimburses you for lost, damaged, or stolen baggage up to $3,000 for a carry-on bag and $2,000 for a checked bag.
Secondary Rental Car Insurance– This secondary coverage pays for any damage to the rental car not covered by your insurance. If you don’t have collision insurance, this coverage is primary coverage.
The Hotel Collection– American Express partnered with 600+ hotels to get you a $100 hotel credit to spend on qualifying dining, spa, and resort activities, and a room upgrade when you stay at least two consecutive nights.
Medical Evacuation Insurance– In the unlikely event for a need for a medical evacuation, American Express will spend an unlimited amount for the cardholder, immediate family, and children under 23 or under 26 if enrolled full-time in school, to be sent home. This could include American Express sending a private jet.
Cruises Privileges Program– This program gets you a $100 to $300 per stateroom shipboard credit, additional amenities, and earns you 1 extra point per dollar when booking through AmexTravel.
Shopping Benefits
No Foreign Transaction Fees- You can use your Platinum card anywhere in the world without foreign transaction fees, which are typically 2.7% on most cards.
Return Protection- If a merchant refuses to take back an eligible item within 90 days, American Express will refund the purchase price up to $300 per item with a maximum of $1,000 per calendar year.
Extended Warranty- This benefit add an extra year to the original manufacturer’s warranty for warranties of 5 years or less.
Amex Offers– The Platinum card, like all American Express cards, comes with Amex Offers which you can load onto your card to save money at select merchants, such as $10 off $25.
ShopRunner– This benefit gets you free 2-day shipping at 100+ online stores.
FINE Hotels and Resorts
Platinum cardholders have access to 1,000+ hotels through the FINE Hotels and Resorts program that gets you:
- Room upgrade
- Daily breakfast for two
- Guaranteed 4 p.m. late check-out.
- Noon check-in (where available)
- Complimentary Wi-Fi
- A unique amenity valued at $100 such as spa or food and beverage credit.
International Airline Program
This program offers flight discounts on premium economy, business, and first-class fares for the primary cardholder and up to seven companions.
You can book by live-chatting with an Amex agent or calling 1-800-525-3355 for personal cards and 1-800-553-9497 for business cards.
There is a $39 fee per ticket, but you can usually save at least $300 via this program.
Participating Airlines: Air China, Air France, Air New Zealand, Alitalia, Asiana, Austrian, British Airways, Brussels, Cathay Pacific, China Airlines, Delta, Emirates, Etihad, Iberia, Japan Airlines, KLM, LATAM, Lufthansa, Qantas, Qatar, Singapore, South African, SWISS, and Virgin Atlantic.
Concierge and Global Dining Program
American Express has created a lot of valuable connections in the world of dining and events, which they share with Platinum cardholders.
These connections can get you Broadway tickets to shows like Hamilton via their Concierge program, which you can contact by calling 1-800-525-3355 or emailing at [email protected].
Platinum cardholders also get access to the Global Dining Collection, which provides special access to some of the most exclusive restaurants in the world.
Plus, cardholders have access to “By Invitation Only” events, which are very exclusive once-in-a-lifetime events, and American Express Experiences.
Other Benefits
Departures Magazine– Platinum cardholders get a free subscription to Departures Magazine.
Staples Center Centurion Suite– American Express has a special suite for Platinum cardholders at the Staples Center in Los Angeles. I’ve been a few times to the Suite. I typically buy the cheapest ticket possible to get into the building and then get to the Suite 30-60 minutes before tip-off because there are capacity limits
You still have to pay for food and drinks, but its higher quality (including sushi) and you get a good view of the court.
Airport Lounge Access with American Express Platinum
The American Express Platinum card is the best card for airport lounge access since it gives you access to Centurion Lounges, Delta Sky Clubs, Escape Lounges, Plaza Premium lounges, and several others.
Centurion Lounges
Centurion Lounges are an amazing perk of the Platinum credit cards. You get free premium food and alcohol, and every lounge has shower suites except LaGuardia.
Plus, several lounges have interesting perks such as a free 15-minute massage in Dallas and Miami, and a special wine tasting area in San Francisco.
Centurion Lounges are a great place to hang out before your flight, so arrive early. Lounges also have free Wi-Fi, plenty of places to charge your devices, workspaces, large TVs, and half of the lounges have family rooms.
There are currently eleven U.S. Centurion Lounges and one international lounge in Hong Kong with three future lounges under construction.
Centurion Lounge Locations
|
|
|---|---|
| Dallas (DFW) | Charlotte (CLT) |
| Hong Kong (HKG) | Houston (IAH) |
| Las Vegas (LAS) | Los Angeles (LAX) |
| Miami (MIA) | New York (LGA) |
| Philadelphia (PHL) | Phoenix (PHX) |
| Seattle (SEA) | San Francisco (SFO) |
| Upcoming Centurion Lounges | |
| Denver (DEN) | London (LHR) |
| New York (JFK) | |
International American Express Lounges
American Express operates several international lounges. These lounges are very nice but not as fancy as Centurion Lounges because you have to pay for premium food and drinks at some lounges.
Some airports have multiple American Express lounges including three in Mexico City and two in Monterrey.
American Express Lounges
|
|
|---|---|
| Buenos Aires (EZE) | Delhi (DEL) |
| Melbourne (MEL) | Mexico City (MEX) |
| Monterrey (MTY) | Mumbai (BOM) |
| Sao Paulo (GRU) | Stockholm (ARN) |
| Sydney (SYD) | Toluca (MEX) |
Delta Sky Clubs
Platinum cardholders get access to Delta Sky Clubs when flying Delta or a WestJet flight booked via Delta. If you are flying any other airline, you don’t have access.
You can bring guests at a cost of $29 per person with a limit of two guests or your spouse/domestic partner and any children under 21 years old. But if one of your guests were a Platinum authorized user, they would get free access.
Delta SkyClubs
|
|
|---|---|
| Atlanta (ATL) | Austin (AUS) |
| Boston (BOS) | Chicago (ORD) |
| Cincinnati (CVG) | Dallas (DFW) |
| Denver (DEN) | Detroit (DTW) |
| Fort Lauderdale (FLL) | Honolulu (HNL) |
| Indianapolis (IND) | Jacksonville (JAX) |
| London (LHR) | Los Angeles (LAX) |
| Memphis (MEM) | Miami (MIA) |
| Milwaukee (MKE) | Minneapolis (MSP) |
| Nashville (BNA) | New Orleans (MSY) |
| New York (JFK) | New York (LGA) |
| Newark (EWR) | Orlando (MCO) |
| Philadelphia (PHL) | Phoenix (PHX) |
| Portland (PDX) | Raleigh (RDU) |
| Salt Lake City (SLC) | San Diego (SAN) |
| San Francisco (SFO) | Santiago (SCL) |
| Seattle (SEA) | Tampa (TPA) |
| Tokyo (NRT) | Washington D.C. (DCA) |
| West Palm Beach (PBI) | |
Escape Lounges
Escape Lounges are some of my favorite airport lounges. They are typically quite small but offer great free food and drinks. While the lounges are not as amazing as the Centurion Lounges, their food offerings are much better than the Delta Sky Club.
Their footprint in the U.S. has been growing over the last several years with at least two lounges added each year.
in the U.S.
|
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|---|---|---|---|---|
| Airport | Location | Hours | Food | Drinks |
| Bradley (BDL) | Post-security near Gate 1 | 5am to 8pm daily | Menu | N/A |
| Cincinnati (CVG) | Gate B21 | 6:30am to 8pm daily | N/A | N/A |
| Columbus (CMH) | Near Gate B32 | 5am to 8pm daily | Menu | Menu |
| Fort Lauderdale (FLL) | T3 Near Gates E & F | 5:30am to 9pm daily | Menu | Menu |
| Greenville (GSP) | Concourse B near Gate 1 | 4:30am to 7:30pm daily | Menu | Menu |
| Minneapolis (MSP) | T1 at Entrance to Con. E | 5am to 8pm daily | N/A | N/A |
| Oakland (OAK) | T1 Across from Gate 9 | 5am to 8pm daily | Menu | N/A |
| Palm Beach (PBI) | Concourse B | 5am to 7pm daily | Menu | N/A |
| Phoenix T3 (PHX) | T3 Between E and F Gates | 4:30am to 10pm daily | Menu | Menu |
| Phoenix T4 (PHX) | T4 Near Gate B22 | 4am to 10pm daily | Menu | Menu |
| Rhode Island (PVD) | Near Gate 18 | 6am to 7pm daily | N/A | Menu |
| Reno (RNO) | Between Conc. B and C |
M, Tu, W, Sa, Su: 4:30am to 8pm Th, F: 4:30am to 10pm |
Menu | Menu |
| Sacramento TA (SMF) | Post security, near Gate 1 | 5am to 8pm daily | Menu | Menu |
| Sacramento TB (SMF) | Term. B on Left After Security |
Sat to Wed: 5am to 8pm Thu to Fri: 5am to 9pm |
Menu | Menu |
Escape Lounges also operated five lounges in the United Kingdom.
|
in the U.K.
|
||||
|---|---|---|---|---|
| Airport | Location | Hours | ||
| East Midlands (EMA) | Near Gate 17 |
Mon: 4am - 5pm Tue: 4am - 4:30pm Wed: 4am - 2:30pm Thu: 4am - 4pm Fri: 4am - 5pm Sat: 4am - 2:30pm Sun: 4am - 5pm |
||
| London (STN) | Main Dep. Lounge | 4am to 7pm daily | ||
| Manchester T1 (MAN) | Terminal 1, Executive Lounge level |
Mon - Sat: 4am - 5:30pm Sun: 4am - 6pm |
||
| Manchester T2 (MAN) | T2 near Gate 209 | 4am to 2:30pm daily | ||
| Manchester T3 (MAN) | T3 on Level 3 |
Monday - Friday: 4am - 7:30pm Saturday: 4am - 5:30pm Sunday: 4am - 7:30pm |
||
Priority Pass
Priority Pass is a collection of 1,300+ airport lounges all across the world. Most major U.S. airports have at least one, but Priority Pass’s footprint is quite large outside of the United States.
It even includes some interesting options such as the Sleepbox in Washington D.C. and Minute Suites at several airports.
The one downside is that the American Express version of the Priority Pass does not include Priority Pass restaurants, which gives you a credit for $26-30 per person. (Other cards such as the Chase Sapphire Reserve and U.S. Bank Altitude Reserve still have access to restaurants.)
Plaza Premium Lounges
Plaza Premium Lounges are really nice lounges located mainly in Asia, Canada, Europe, the Middle East, and India.
The lounges typically have really good food and drink for a lounge, and shower rooms. Some lounges even have spas and massage therapy available for an extra cost.
Airspace Lounge
There is only one Airspace Lounge and it is located in San Diego. There were previously locations at Cleveland and New York, but both of them closed down.
The location in San Diego has showers and you get a $10 credit for food and alcohol. There is a selection of complimentary snacks, coffee, tea, and soft drinks.
Lufthansa Lounges
One very interesting partnership is American Express’ partnership with Lufthansa, which started in 2017. The partnership is set to expire on July 31, 2020, but it frequently is renewed.
Platinum cardholders get access to Lufthansa Business Lounges (regardless of ticket class) and Lufthansa Senator Lounges (when flying business class) in the Satellite area of T2 in Munich Airport, and T1 Concourse B in Frankfurt Airport.
Just present your Platinum card and your same-day boarding pass from Lufthansa, SWISS, or Austrian Airlines for access.
Redeeming Membership Rewards Points
American Express Membership Rewards is a popular rewards program that offers a variety of redemption options, including travel, merchandise, gift cards, and more.
However, to get the most value out of your rewards, it’s important to use them strategically.
One of the best ways to use Amex Membership Rewards is through transfer partners.
The program partners with over 20 airline and hotel partners, including ANA, Air Canada Aeroplan, Iberia Avios, and Avianca LifeMiles.
By transferring your points to these partners, you can often get more value per point and enjoy a wider range of redemption options.
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Membership Rewards Transfer Partners [1 to 1]
|
|
|---|---|
Aer Lingus Avios
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AeroMexico [1 to 1.6]
|
Air Canada Aeroplan
|
Air France/KLM Flying Blue
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ANA
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Avianca LifeMiles
|
British Airways Avios
|
Cathay Pacific Asia Miles
|
|
Delta SkyMiles
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El Al [1,000 to 20]
|
Emirates
|
Etihad Guest
|
Hawaiian Airlines
|
Iberia Avios
|
JetBlue [250 to 200]
|
Qantas
|
Singapore KrisFlyer
|
Virgin Atlantic
|
Choice
|
Hilton Honors [1 to 2]
|
Marriott Bonvoy
|
The Verdict
The American Express Platinum card has a ton of great benefits especially for frequent travelers who can take advantage of the airport lounge options.
- Earn 80,000 Membership Rewards Points After $6,000 in Eligible Purchases in the First 6 Months
- 5x Points on Flights Booked Directly With Airlines (up to $500,000 in purchases each calendar year)
- Airport Lounge Access (Centurion, Delta SkyClub, Priority Pass, Escape, and Plaza Premium)
- No Foreign Transaction Fees
- $695 Annual Fee (Rates & Fees)
