The Alaska Airlines Visa® credit card is a good option for Alaska Airlines flyers with a free first checked bag and priority boarding for the cardholder and up to six companions, a 20% in-flight savings, and more.
This article will cover everything you need to know about this card to determine if you should add this card or a different card to your wallet. Let’s dive right in.
The Alaska Airlines Visa currently offers the following welcome bonus:
Earn up to 70,000 Bonus Miles plus a Companion Fare when you spend at least $3,000 in the first 90 days.
The Alaska Airlines Visa earns Alaska miles at the following rates:
- 3 miles per dollar on Alaska Airlines purchases;
- 2 miles per dollar at gas stations;
- 2 miles per dollar on cable and streaming services;
- 2 miles per dollar on local transit, including rideshare, trains, tolls, ferries, and more; and
- 1 mile per dollar on all other eligible purchases.
The Alaska Airlines Visa has a $95 annual fee, which you can offset with a free checked bag, companion fare, and priority boarding.
Card Benefits and Perks
Below are the card benefits and perks of the Alaska Airlines Visa:
Free Checked Bag
This card offers a first free checked bag for cardholders plus up to six other passengers on the same reservation, saving $30 per person each way.
Cardmembers also receive priority boarding for themselves and up to six other passengers on the same reservation.
Annual Companion Fare
Get Alaska’s Famous Companion Fare™ ($99 fare plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year.
The Companion Fare is valid on all Alaska Airlines flights booked on alaskaair.com.
20% In-Flight Savings
You can earn 20% back as a statement credit when you use this card to make an in-flight purchase on an Alaska Airlines flight.
10% Rewards Bonus with Bank of America Account
You can earn a 10% rewards bonus on all miles from card purchases if you have an eligible Bank of America account.
$100 Off Annual Alaska Lounge+ Membership
An Alaska+ Membership gets you access to Alaska Lounges and 90 partner lounges. It normally costs $550 per year, but this card allows you to buy it for $100 off at $450 per year.
No Foreign Transaction Fees
This card has no foreign transaction fees on purchases outside the U.S., which is helpful if you travel internationally to help you avoid paying a 3% fee on those international purchases.
Visa Signature Benefits
This card also comes with Visa Signature benefits, which include:
Shipt– You can get groceries, household essentials, and other items delivery as soon as one hour with a free Shipt membership, which includes free same-day delivery on orders $35+.
Silvercar Discount– Visa Signature cardholders receive a 10% to 15% discount on car rentals with Silvercar, which rents only Audi vehicles.
Discounts at Avis and Budget– Book your next road trip with your Visa Signature card to receive up to 25% off base rates on qualifying rentals from Avis and Budget. Your card can also unlock complimentary upgrades (when available), waived Additional Driver Fee and 10% saving on XM Satellite radio during rental.
Sonoma County Wine Benefits– Visa Signature cardholders enjoy special benefits at more than 50 wineries including BOGO wine tasting, savings on wine purchases in tasting room, preferred pricing on non-wine purchases over $50, and $1 Ground Shipping on the purchase of 3 or more bottles.
Emergency Card Replacement– Visa can work with your bank to expedite the replacement of your card and ship it globally within 24 to 72 hours.
Emergency Cash Disbursement– In case of emergency, Visa can arrange a wire cash transfer to your local Western Union within 2 hours of approval from your bank.
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Skillshare Discount– Get a free three months access to thousands of courses with a Skillshare membership plus 20% off an annual membership.
Troon Golf Rewards– Your Visa Signature card entitles you to automatic Silver Status when you sign up for Troon Rewards, for 10% saving on golf fees, merchandise and lessons at over 150 golf courses across the United States and world.
Sofar Sounds– Cardholders receive unlimited access to the exclusive 7 day advance presale window for select Sofar shows, and one FREE ticket per show with purchase of one or more tickets.
Pros and Cons
Here’s a quick overview of this card’s advantages and disadvantages:
- Free first-checked bag and priority boarding for you + six people
- No foreign transaction fees
- 20% in-flight savings
- Lack of travel and purchase protections.
- $95 annual fee.
- Companion Fare requires you to spend $6,000 per year.
Alternatives to the Alaska Airlines Visa
Now that you know about this credit card’s various benefits and pros and cons, it’s time to see its alternatives.
Chase Sapphire Preferred® Card
Better for Travel and Purchase Protections + Flexibility with Points
- 5x Points on Travel Booked Via Chase
- 3x Points on Dining and Eligible Delivery Services
- 2x Points on All Other Travel Purchases
- 10% Anniversary Points Boost
- Trip Delay and Trip Cancellation Insurance
- Primary Rental Car Insurance
- $95 Annual Fee
For only $95 per year, this card earns 5x Chase Ultimate Rewards points on travel booked through the Chase Ultimate Rewards portal, 3x points on dining, online groceries, and streaming services, and 2x on all other travel purchases.
Cardholders will also get a 10% anniversary points bonus, a 12-month DoorDash DashPass subscription when activated by December 31, 2024, and a $50 anniversary hotel statement credit.
Plus, it provides extensive travel protections, including trip delay, primary rental car, baggage, and purchase protection plans.
Capital One Venture X Rewards Credit Card
Better for Airport Lounge Access + Everyday Spending
The Capital One Venture X Rewards Credit Card (review) is a premium travel rewards card that’s perfect for travelers who want outstanding travel perks like annual travel credits, worldwide airport lounge access, and travel and purchase protections.
The Venture X earns 2x miles on all purchases helping you maximize every dollar of your spending. Plus, you can earn 10x miles on hotels and rental cars, and 5x miles on flights booked through Capital One.
The card has a $395 annual fee, completely offset by a $300 annual credit for bookings through Capital One Travel, and 10,000 points (worth at least $100) for each account anniversary.
Plus, you get airport lounge access via Priority Pass, Capital One, and Plaza Premium Lounges, Hertz President’s Circle elite status, Global Entry or TSA PreCheck credit, rental car insurance, trip and luggage insurance, cell phone insurance, and purchase protection.